MUMBAI: In a world where banks shout about interest rates and product features, Federal Bank is whispering something far more stylish: save, but make it smart.
Enter Vidya Balan—actor, brand ambassador, and now, savings guru. In the newly launched ‘Savings Ki Vidya’ campaign, she serves up daily financial wisdom with a side of sass, showing that even small savings can be swanky.
The witty, slice-of-life films ditch jargon for charm, tapping into those blink-and-you-miss-it moments where we splurge instead of stashing. Backed by the bank’s emotional tagline “Rishta aap se hai, sirf app se nahi”, the campaign doesn’t push a product—it sells a mindset.
No rate wars here. Just a sharp reminder that being money-wise doesn’t mean being boring.
Designed as a 360-degree campaign, it spans TV, digital, print, OOH and even on-ground branch activations, with versions in multiple languages. A peppy original soundtrack—think more street than spreadsheet—keeps the vibe playful yet pointed.
Speaking on the campaign, Federal Bank CMO M V S Murthy said, “‘Savings Ki Vidya’ moves the spotlight to conscious financial choices and long-term relationships. It’s a move away from transactional conversations and toward owning the act of saving itself. Opening a savings account with Federal Bank isn’t just a product decision—it’s an enabler. This campaign gives us a flexible, long-term platform to amplify various facets of our savings narrative. You can’t miss Vidya for a moment in this warm, witty, and winning narrative. The campaign reflects Federal Bank’s essence, ‘Rishta Aap Se Hai Sirf App Se Nahi,’ and draws on the strength of the Bank’s team and our ability to deliver service excellence—this is the calling card to opening accounts with the Bank.”
Balan, who also happens to be a Federal Bank customer, shared, “Federal Bank is maxing the potential of working with me as their ambassador. The witty word play around my name is almost serendipitous given that knowledge helps us make smart choices that lead to prosperity and it’s the everyday moments that make this campaign relatable. A simple storyline which reinforces that those who care about us look out for us. I’ve experienced the Federal Bank ethos of Human at the Core and Digital to the Fore firsthand when I opened an account with them which showed me that they mean it when they say, ‘Rishta Aap Se Hai, Sirf App Se Nahi.’”
Ogilvy senior creative director Rohit Dubey added, “Savings are the soul of banking. With these films, we wanted to bring that habit alive—not with lectures, but through life’s little moments. Whether it’s planning a party or dodging impulse buys, we believe Vidya’s everyday wisdom can help the country rediscover the joy of saving. And what better partner to do it with than a bank that’s built on relationships. Federal Bank.”
As banks battle it out for deposits in a cluttered digital bazaar, Federal Bank is cutting through with charm, not charts. With Balan as the face of financial sensibility, saving just got a makeover.
Move over fintech flash. This is old-school sensibility, dressed in modern swag.
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