Connect with us

MAM

How to Enrol in PMJJBY Online Without an Agent?

Published

on

Imagine wanting to get life insurance but dreading the process—calls from agents, endless paperwork and confusing terms that leave you with more questions than answers. Sounds exhausting, right? But what if there was a way to skip all that and enrol in a life insurance plan entirely online, without any agent? That’s exactly what Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) offers. In this blog, we’ll show you how to sign up for PMJJBY quickly and hassle-free using just your bank’s online services.

What is Pradhan Mantri Jeevan Jyoti Bima Yojana?

Life is unpredictable and while no one likes to dwell on uncertainties, having a financial safety net can make all the difference. PM Jeevan Jyoti Bima Yojana is a simple and affordable life insurance scheme designed to provide that very protection. Backed by the Government of India, this one-year renewable term plan ensures that if something happens to the policyholder, their family receives a financial payout of ₹2 lakhs.

Unlike traditional life insurance policies that come with investment components or complex terms, this is a pure protection plan – it covers only mortality risk, with no savings or returns involved. The idea is straightforward: you pay a minimal premium each year and in return, your family gets a guaranteed payout if you’re no longer around.

How does it work?

Advertisement

Enrolling in PM Jeevan Jyoti Bima Yojana is hassle-free, with no lengthy paperwork or medical check-ups. The coverage begins from June 1 or the date of enrolment (whichever is later) and lasts until May 31 of the following year. Since this is an annual policy, you need to renew it every year to keep the coverage active.

The process is handled through participating banks and post offices, which act as intermediaries between policyholders and insurers such as LIC and other life insurance providers. Once enrolled, the premium is auto-debited from your savings account, ensuring a seamless experience with no manual payments or follow-ups.

How much does it cost?

One of the biggest advantages of this scheme is its affordability. The annual premium is just ₹342 per person (or ₹330 per person for joint account holders), making it accessible to a wide range of individuals. Here’s how the cost is distributed:

● ₹436 per annum goes directly to the insurance company to provide coverage. 
● ₹30 per annum is given to the bank or agent for handling the enrolment and servicing. 
● ₹11 per annum is allocated for administrative expenses.

Advertisement

This structured cost breakdown ensures that even individuals from lower-income groups can afford a life insurance policy without financial strain.

What happens in case of a claim?

If the unfortunate happens, the nominee registered under the policy will receive ₹2 lakhs as a death benefit. The scheme is designed to cover all types of deaths, whether natural or accidental. However, for new enrolments, there is a 30-day waiting period (lien period) during which coverage is applicable only for accidental deaths.

Since this is a pure term insurance plan, there are no maturity or surrender benefits – meaning if you don’t make a claim, there is no return on investment. The plan is solely for risk coverage, ensuring financial security for your loved ones.

Tax benefits of PM Jeevan Jyoti Bima Yojana

Advertisement

Apart from providing financial protection, the premium paid for this policy is eligible for tax deductions under Section 80C of the Income Tax Act. This means that while securing your family’s future, you can also reduce your taxable income, making this a smart financial decision.

Eligibility criteria of Pradhan Mantri Jeevan Jyoti Bima Yojana

1.  Age Limit: 18 to 50 years (coverage continues till 55 if renewed annually). 
2.  Bank Account: Must have a savings bank account with a participating bank or post office. 
3.  One Policy Per Person: You can enrol through only one bank account, even if multiple accounts exist. 
4.  Aadhaar Requirement: Aadhaar must be linked to the savings account. 
5.  Medical Declaration: You must provide a self-attested medical certificate confirming no critical illness. 
6.  Annual Renewal: Premium is auto-debited yearly. Coverage lapses if the payment is missed.

Apply for Pradhan Mantri Jeevan Jyoti Bima Yojana Online

Applying for PM Jeevan Jyoti Bima Yojana online is quick and hassle-free. You can enrol directly through your bank’s internet banking or mobile banking platform without involving an agent. Follow these simple steps:

Advertisement

1. Log in to Internet Banking 
⮚  Visit your bank’s official website or open the mobile banking app. 
⮚  Use your credentials to log in.

2. Find the PM Jeevan Jyoti Bima Yojana Section 
⮚  Look for the Insurance or Government Schemes section. 
⮚  Select PMJJBY from the available options.

3. Fill in the Application Form 
⮚  Verify your personal details (name, age, Aadhaar-linked savings account). 
⮚  Provide nominee details for claim settlement.

4. Give Consent for Auto-Debit 
⮚  Agree to the auto-debit mandate for the annual premium deduction.

5. Submit & Receive Confirmation 
⮚  Complete the enrolment and receive an acknowledgment via SMS or email. 
⮚  The premium will be deducted automatically and coverage will begin as per scheme rules.

Advertisement

Final Thoughts

Enrolling in PM Jeevan Jyoti Bima Yojana online is a simple way to secure life coverage without the hassle of agents or paperwork. With automatic renewals and a minimal premium, it’s an accessible option for financial protection. If you are exploring other term insurance plans, use a term plan calculator to compare coverage and premiums before making a decision.

Continue Reading
Advertisement
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

Brands

Netflix India names Rekha Rane director of films and series marketing

Streaming giant bets on a seasoned marketer who helped build Amazon and Netflix into household names

Published

on

MUMBAI: Netflix has put a proven brand builder at the helm of its films and series marketing in India, naming Rekha Rane as director in a move that signals sharper focus on audience growth and cultural cut-through in one of its most hotly contested markets.

Rane steps into the role after seven years at Netflix, where she has quietly shaped how the platform sells stories to India. Her latest promotion, effective February 2026, crowns a run that spans brand, slate and product marketing across originals, licensed content and new verticals such as games.

A strategic marketing and communications professional with roughly 15 years’ experience, Rane has spent much of her career building technology-led consumer businesses and new categories, notably e-commerce and subscription video on demand. She was part of the early push that introduced Amazon.in, Prime Video and Netflix to Indian homes, then helped turn them into everyday brands.

At Netflix, she most recently served as head of brand and slate marketing for India from March 2024 to February 2026, leading teams across media and marketing for global and local content portfolios. Before that, as manager for original films and series marketing, she led IP creation and go-to-market strategy for titles including Guns and Gulaabs, Kaala Paani, The Railway Men* and The Great Indian Kapil Show, spanning both binge and weekly-release formats.

Her earlier Netflix roles covered product discovery and promotion in India and integrated campaign strategy to drive conversations around the content slate, product awareness and brand-equity metrics.

Advertisement

Before Netflix, Rane logged more than three years at Amazon in brand marketing roles in Bengaluru. There she handled national and regional campaigns for Amazon.in, worked on customer assistance programmes in growth geographies and contributed to the go-to-market strategy for the launch of Prime Video India.

Her career began well away from streaming. At Reliance Brands in Mumbai, she worked on retail marketing for Diesel and Superdry. A stint at Leo Burnett saw her work on primary research for P&G Tide, mapping Indian shoppers’ paths to purchase. Earlier still, at Orange in the United Kingdom, she rose from sales assistant to store manager, running a team and owning monthly P&L for a retail outlet.

The arc is telling. As global streamers fight for attention in a crowded Indian market, executives who understand both mass retail behaviour and digital habit-building are prized. Rane’s career sits at that intersection.

For Netflix, the bet is simple: in a market spoilt for choice, sharp marketing can still tilt the screen. And with Rane now leading the charge, the streamer is signalling it wants not just viewers, but fandom.

Advertisement
Continue Reading

Brands

Orient Beverages pops the fizz with steady Q3 gains and rising profits

Kolkata-based beverage maker reports stronger revenues and profits for December quarter.

Published

on

MUMBAI: A fizzy quarter with a steady aftertaste that’s how Orient Beverages Limited, the company that manufactures and distributes packaged drinking water under the brand name Bisleri closed the December 2025 period, as the Kolkata-based drinks maker reported improved revenues and a healthy rise in profits, signalling operational stability in a competitive beverage market.

For the quarter ended December 31, 2025, Orient Beverages posted standalone revenue from operations of Rs 39.98 crore, up from Rs 36.42 crore in the previous quarter and Rs 33.53 crore in the same quarter last year. Total income for the quarter stood at Rs 42.24 crore, reflecting consistent demand and stable pricing across its beverage portfolio.

Profit before tax for the quarter came in at Rs 3.47 crore, a sharp improvement from Rs 1.31 crore in the September quarter and Rs 0.39 crore a year ago. After accounting for tax expenses of Rs 0.79 crore, the company reported a net profit of Rs 2.68 crore, nearly three times the Rs 0.99 crore recorded in the preceding quarter.

On a nine-month basis, the momentum remained intact. Revenue from operations for the period ended December 31, 2025 rose to Rs 117.66 crore, compared with Rs 106.95 crore in the corresponding period last year. Net profit for the nine months climbed to Rs 5.51 crore, more than double the Rs 2.18 crore reported in the same period of the previous financial year.

The consolidated numbers told a similar story. For the December quarter, consolidated revenue from operations stood at Rs 45.06 crore, while profit after tax came in at Rs 2.06 crore. For the nine-month period, consolidated revenue touched Rs 133.57 crore, with net profit of Rs 4.49 crore, underscoring the group’s improving profitability trajectory.

Advertisement

Operating expenses remained largely controlled, with cost of materials, employee benefits and other expenses broadly aligned with revenue growth. The company continued to operate within a single reportable segment beverages simplifying its cost structure and reporting framework.

The unaudited financial results were reviewed by the Audit Committee and approved by the Board of Directors at its meeting held on 7 February 2026. Statutory auditors carried out a limited review and reported no material misstatements in the results.

In a market where margins are often squeezed by input costs and competition, Orient Beverages’ latest numbers suggest the company has found a reliable rhythm not explosive, but steady enough to keep the fizz alive.

Continue Reading

MAM

Washington Post CEO exits abruptly after newsroom cuts spark backlash

Leadership change follows layoffs, protests and a bruising battle over trust.

Published

on

MUMBAI: When the presses are rolling but patience runs out, even the editor’s chair isn’t safe. The Washington Post announced on Saturday that its chief executive and publisher Will Lewis is stepping down with immediate effect, bringing a sudden end to a turbulent two-year tenure marked by financial strain, newsroom unrest and public backlash.

Lewis’s exit comes just days after the Bezos-owned newspaper announced sweeping job cuts that triggered protests outside its Washington headquarters and a wave of anger from readers and staff. While newspapers across the US are grappling with shrinking revenues and digital disruption, Lewis’s leadership had increasingly come under fire for how those pressures were handled.

The Post confirmed that Jeff D’Onofrio, a former Tumblr CEO who joined the organisation last year as chief financial officer, has taken over as CEO and publisher, effective immediately. In an email to staff, later shared by reporters on social media, Lewis said it was “the right time for me to step aside.”

The leadership change follows the announcement of large-scale redundancies earlier this week. While the Post did not officially confirm numbers, The New York Times reported that around 300 of the paper’s roughly 800 journalists were laid off. Entire teams were dismantled, including the Post’s Middle East bureau and its Kyiv-based correspondent covering the war in Ukraine.

Sports, graphics and local reporting were sharply reduced, and the paper’s daily podcast, Post Reports, was suspended. On Thursday, hundreds of journalists and supporters gathered outside the Post’s downtown office in protest, calling the cuts a blow to public-interest journalism.

Advertisement

Former executive editor Marty Baron described the moment as “among the darkest days in the history of one of the world’s greatest news organisations.”

Lewis defended his record in his farewell note, saying “difficult decisions” were taken to secure the paper’s long-term future and protect its ability to publish “high-quality nonpartisan news”. But his tenure coincided with growing scrutiny of editorial independence at the Post.

Owner Jeff Bezos faced criticism for reining in the paper’s traditionally liberal editorial page and blocking an endorsement of Democratic presidential candidate Kamala Harris ahead of the 2024 US election. The move was widely seen as breaking the long-standing firewall between ownership and editorial decision-making.

According to a Wall Street Journal report, around 250,000 digital subscribers cancelled their subscriptions after the paper declined to endorse Harris. The Post reportedly lost about $100 million in 2024 as advertising and subscription revenues slid.

While the wider newspaper industry continues to battle declining print advertising and the pull of social media, some national titles have stabilised. Rivals such as The Wall Street Journal and The New York Times have managed to build sustainable digital businesses, a turnaround that has so far eluded the Post despite its billionaire backing.

Advertisement

As Jeff D’Onofrio steps into the role, the challenge is stark, restore confidence inside the newsroom, win back readers who walked away, and prove that one of America’s most storied newspapers can still find its footing in a brutally competitive media landscape.

Continue Reading
Advertisement CNN News18
Advertisement whatsapp
Advertisement ALL 3 Media
Advertisement Year Enders

Trending

Copyright © 2026 Indian Television Dot Com PVT LTD

×
×