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HDFC Bank and FCB Kinnect scam to save

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Mumbai: If something seems too good to be true, it probably isn’t. To highlight this and remind people of the harsh reality of the growing online frauds, HDFC Bank, together with FCB Kinnect decided to ‘scam to save’ with their new campaign EOSS: End of Scam Sale!

To warn people, who are likely to get swayed by the number of discounts and end-of-season sales they come across, HDFC Bank’s anti-fraud influencer Vigil Aunty upped her game, by morphing herself into the Bollywood actress, Nora Fatehi. With the increasing number of deepfakes shocking the world, they decided to take the audience for a ride.

Knowing that a lot of people would fall prey to this, Vigil Aunty posed using Nora Fatehi’s

deepfakes, for a glamorous, but ‘unheard’ fashion brand called ‘Lulumelon’.

Fatehi’s pictures and videos were plastered around the brand’s Instagram page, showcasing

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unbelievable discounts that had everyone talking about the brand’s EOSS.

However, when an excited but ignorant user ended up on the brand’s landing page, they got

a reality check. They were SCAMMED. Sorry, SAVED from being scammed!

HDFC Bank created a fake brand from scratch and had audiences believe its legitimacy by creating an Instagram page and choosing the brand’s name, making it sound like ‘Lululemon’ – a genuine apparel brand which made it hard for users to spot the difference between the two. They also ran ads targeting people and used AI and Machine Learning to morph Nora’s face on Vigil Aunty.

What’s special about this campaign is the fact that a reputed brand like HDFC Bank risked its regard temporarily, all to safeguard people from falling prey to scamsters by letting them live through their worst nightmare for a few moments.

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Not forgetting our AI partner, Gan.ai who helped us bring the real Nora to life in the form of Vigil Aunty.

Acknowledging that scamsters always try to be one step ahead of a smart consumer, HDFC Bank together with FCB Kinnect did scam people, but only to save them!

The campaign went live on 20 January, starting with the offers on the fictitious brand Lulumelon’s Instagram page. Nora Fatehi revealed the idea behind the campaign in the reveal video which she put up on her Instagram page on January 23.

FCB Kinnect national creative director Kartikeya Tiwari said, “Discounts are a big part of the Indian psychology, which makes it so easy for AI to give an illusion of something genuine just by throwing a couple of mind-blowing offers around. This coupled with optimism bias, which is the perception that nothing wrong could happen to oneself was what led us to create a convincing fake brand called ‘Lulumelon’ and we hope that it bursts people’s bubble of invincibility. We had a lot of fun getting our creative and media teams to think like that of a scamster.”

HDFC Bank senior vice president and head of digital acquisition, website, social media and content marketing Jahid Ahmed added, “Many people fall victim to scams because of a false sense of security, believing it could never happen to them. We used deepfakes since they have been rampant in our society of late, with celebrities like Rashmika Mandanna, Sachin Tendulkar, and Alia Bhatt, among others also falling victim to it. Yet, people are still missing the extent to which they can cause real harm to us. Knowing how fraudsters use End of Season Sales as a window to lure shoppers with deals that are too good to be true, we defrauded people, to raise awareness and educate them about real fraud. However, we kept in mind that this must be done responsibly and ethically. To give this initiative a real and impactful meaning, we went a step further by investing time and resources in creating authentic deepfakes using advanced machinery. This allowed us to simulate realistic scenarios and demonstrate the potential risks associated with falling for deceptive practices, ensuring that all red flags can be seen and understood by the public.”

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HDFC Bank group head, CMO, head-direct to consumer business Ravi Santhanam said, “With ‘people’ at the core of our values, we believe in taking initiatives that educate and equip people for their safety. We have gone to great lengths with Vigil Aunty to spread awareness about financial fraud entertainingly, and with ‘End of Scam Sale’, we wanted to challenge people’s optimism bias and show them how susceptible they are to fraud.”

Our efforts in creating awareness against online fraud were also acknowledged and appreciated by the government.

Speaking about the campaign, Mayank Jain, scientist-e/director to Govt. of India, digital economy division, Ministry of Electronics & Information Technology (MeitY), said, “I am happy to see this initiative of HDFC Bank. In my opinion, this will help in disseminating the awareness of public awareness about Deepfakes, and rising negative use cases of AI (Artificial Intelligence) apart from curbing the Cyber Financial frauds.”

Government of India, I.T.S, assistant director General (AI & DIU), Artificial Intelligence & Digital Intelligence Unit, Department of Telecommunications, Ministry of Communications, Naveen Jakhar added, “I have seen the video and information conveyed through the conversation of Nora Fatehi and Vigil Aunty is so meaningful to the citizens wherein they can easily correlate it to the new age crimes like deep fake, fake videos, fake audios which might be misused in carrying out cyber-crimes and financial frauds also. Sincerely appreciate the efforts of HDFC Bank in thinking out of the box to keep the citizens informed and aware of the subject matter.”

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Amazon Ads maps 2026 as AI and streaming rewrite ad playbooks

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NATIONAL: Amazon Ads has laid out a sharply tech-led vision for the advertising industry in 2026, arguing that artificial intelligence, streaming TV and creator partnerships will combine to turn brand building into a more precise, performance-driven business.

At the heart of the shift, the company says, is the fusion of AI with Amazon’s vast trove of shopping, browsing and streaming signals, allowing advertisers to move beyond blunt reach metrics to campaigns designed around real customer behaviour.

“The future of advertising is not about reaching more people, but the right people with messages that resonate,” said Amazon Ads India head and vice president Girish Prabhu. “By combining AI with deep customer insights, we help brands move from broadcasting campaigns to having meaningful conversations wherever audiences spend their time.”

One of the biggest changes, according to Amazon Ads, will be the collapse of the wall between media planning and creative development. Retail media, powered by first-party data, is increasingly shaping everything from brand discovery to final purchase, pushing marketers to design campaigns around audience insight rather than internal instinct.

AI is also moving from a support tool to a creative engine. Agentic AI, which automates and accelerates production, is expected to make high-quality creative accessible even to small businesses, compressing weeks of work into hours and giving challengers the ability to compete with larger brands on speed and scale.

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Behind the scenes, AI-driven analytics will take on a bigger role in campaign optimisation, identifying patterns, spotting opportunities and recommending actions that would previously have required teams of analysts.

Streaming TV is another big battleground. With India’s video streaming audience now above 600 million and connected TV users at 129.2 million in 2025, advertisers are set to treat streaming not just as a branding channel but as a performance engine, measured increasingly by sales, sign-ups and bookings rather than just reach.

Finally, Amazon Ads sees creators and contextual advertising reshaping how brands tell stories. Creators will act less like influencers and more like long-term partners, while scene-aware ads on streaming platforms will allow brands to insert hyper-relevant offers into the flow of what viewers are watching.

Taken together, Amazon Ads argues, these shifts mark a move towards advertising that is both more human and more measurable, where AI handles the complexity, and creativity does the persuading.

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Publicis India appoints Sonal Verma as Arc Worldwide MD

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MUMBAI: Publicis Groupe India has appointed Sonal Verma as managing director of Arc Worldwide India, handing the reins of its experiential and shopper marketing business to a leader steeped in live brands and real world storytelling.

Arc Worldwide, the Groupe’s specialist arm focused on experiences that nudge consumers from curiosity to checkout, sits at the intersection of creativity, commerce and culture. Verma’s mandate is to sharpen that edge as brands grapple with shorter attention spans and more complicated buying journeys.

Verma joins from Cheil India, where she spent nearly five years building and leading the brand experience practice, most recently as senior vice president and head of brand experience. Her career reads like a tour of India’s experiential landscape, with leadership roles at Momentum Worldwide, Percept D Mark, Blockkbuster Events and Showtime Events.

She has also held senior activation roles at Radio City and The Times of India, giving her a rare mix of agency, media and on-ground execution experience. The common thread has been simple: turning big ideas into moments people remember and talk about.

At Arc Worldwide India, Verma will focus on expanding the agency’s experiential and shopper capabilities, strengthening client partnerships and keeping the work firmly rooted in consumer behaviour rather than buzzwords.

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With Verma at the helm, Arc Worldwide is expected to double down on ideas that live beyond screens and closer to everyday life. For an industry obsessed with clicks and scrolls, this is a reminder that sometimes the strongest connections still happen face to face.

 

 

 

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Barbeque Nation taps ‘milne ki bhookh’ to kick off the new year

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BENGALURU: Barbeque Nation is ringing in the new year with a reminder that some cravings cannot be ordered online. The casual dining chain has rolled out a new film campaign, milne ki bhookh, pitching its restaurants as places to meet, reconnect and linger over food.

Set against a world of constant messages and missed meet-ups, the campaign leans into a simple truth: dining out remains one of the few rituals that still brings people together. Barbeque Nation positions itself as the excuse and the setting for real conversations, shared plates and unhurried moments.

Nakul Gupta, cmo at Barbeque Nation, says the brand has long been about shared celebrations. As the year turns, milne ki bhookh captures what he calls a growing hunger to meet, connect and spend time together, with food at the centre of that experience.

Created by Makani Creatives, the campaign comprises three films built around Barbeque Nation’s signature grills and desserts. The storytelling is deliberately sensorial, designed to spark cravings while nudging diners to step out and meet in person.

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Pavan Punjabi, chief integration officer at Makani Creatives, says the idea stems from a familiar contradiction. People are constantly connected, yet meetings with loved ones are endlessly postponed. Milne ki bhookh, he says, is a gentle push to make time for real-life catch-ups, using food as the reason to come together, share a meal and create memories.

The campaign breaks on December 25 with the grilled prawns film and will run for two months, amplified across digital platforms. As the new year begins, Barbeque Nation is betting that the strongest appetite of all is not for food alone, but for each other.

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