Brands
Consider these Tips to Reduce Premiums while Renewing Your Car Insurance!
Getting car insurance is more of a need than just an option. It is necessary for protecting the car, the car owner, or any third party. Furthermore, the increasing number of traffic accidents underlines the significance of having car insurance. You must be aware that having car insurance coverage is obligatory if you drive a car. Any vehicle detected on the road without legal car insurance will experience severe fines. You must be extremely careful to avoid incidents, but if they do occur, only car insurance can protect you from a realm of consequences and liabilities.
Car insurance coverage isn’t something you buy once and forget about. You must renew car insurance annually. If you fail to renew your car insurance timely, your coverage will expire, putting your car in danger. This implies that you will not be compensated for any damages if something bad happens to your car or a third party because of your car’s expired insurance.
H2- How to Reduce Premiums?
The procedure to renew expired car insurance is straightforward, quick, and requires minimal documentation. The following are some things to keep in mind if you want to reduce premiums during car insurance renewal.
• NCB – No claim bonus
Before you renew expired car insurance, check the applicable NCB. If you haven’t made a claim on your car insurance over the past year, you could qualify for a No Claim Bonus, which is a discount on your renewal cost. NCB grows every year until it reaches a certain maximum after five years of no claims. You can use the accumulated NCB to lower your costs when you renew your car insurance policy.
• Renew your insurance policy on time
Always keep track of when your car insurance will expire. Some insurance providers provide a buffer period of a certain number of days after you have passed your expiration date. However, if you request to renew car insurance when it has already expired, you may miss the opportunity to earn an NCB or other benefits.
• Insurance Declared Value
The IDV is the max sum reimbursed by the insurance carrier to you in the event of total damage or theft of the car. The IDV is determined by the insurer based on the car’s market price after depreciation. IDV differs from one insurance provider to the next.
A greater IDV equals higher premiums, and vice-versa. Nevertheless, this does not imply that you should select a lesser IDV when renewing your car insurance. Choosing the correct IDV will ensure that you do not pay excessive premiums and that you do not incur a financial loss in the event of theft or total loss of the vehicle.
• Deductibles
Your deductible limit decreases the insurance company’s claim liability. As a result, the insurer agrees to a rate reduction. As a result, by selecting a higher voluntary deductible, you can lower the cost of your renewal premium. However, keep in mind that the amount receivable in the event of a claim will be reduced as a result of this.
• Install anti-theft equipment in your automobile.
Another simple strategy to minimize your car insurance is to reduce the likelihood of the vehicle being stolen. The higher the level of security, the lesser your premium. Installing anti-theft equipment such as gear locks, anti-theft alarms, and steering locks from certified manufacturers can help you save money on your insurance.
• Choose car insurance with consideration
It is essential to conduct research before purchasing vehicle insurance online. Perform thorough research on the various vehicle insurance policies, weighing the benefits and features against the price paid by the car insurance company. Once this box is checked, you can evaluate other factors such as premium payment methods, the vehicle insurance company’s claims settlement ratio, the procedure for filing motor insurance claims, and the image of the car insurance provider.
• Avoid making unnecessary vehicle changes
Modifying, altering, or adding any new technology to your car will significantly raise your premiums. This is due to the fact that some alterations might enhance the likelihood of an accident or theft. The increased cost would be entirely dependent on the type of improvements implemented. Furthermore, it is critical to notify the insurer of any changes to the vehicle to avoid rejections during claims.
• Compare and evaluate the insurance plans online
The Internet has simplified life so simply that our needs can be addressed at our doorway with the flick of a finger. Everything from clothes to consumables, jewelry to vehicles, and residences can be acquired online.
You must be careful when it comes to renewing your car insurance policy now that you know how to save money on it. So, the first thing to note is the policy’s expiration date and then take advantage of the opportunity to look for better plans or other ways to minimize your car insurance premium.
These are various methods for lowering your vehicle insurance policy’s renewal premium. You can use one or more of the procedures outlined above to obtain the lowest feasible premium rates. It is important to remember that the cheapest does not always imply the best. Furthermore, there is no substitute for safe driving techniques. A cautious driving behavior combined with the proper insurance will undoubtedly help you to reduce your insurance premium in the long term.
Disclaimer: The above information is for illustrative purposes only. For more details, please refer to policy wordings and prospectus before concluding the sales.
Brands
Delhivery chairman Deepak Kapoor, independent director Saugata Gupta quit board
Gurugram: Delhivery’s boardroom is being reset. Deepak Kapoor, chairman and independent director, has resigned with effect from April 1 as part of a planned board reconstitution, the logistics company said in an exchange filing. Saugata Gupta, managing director and chief executive of FMCG major Marico and an independent director on Delhivery’s board, has also stepped down.
Kapoor exits after an eight-year stint that included steering the company through its 2022 stock-market debut, a period that saw Delhivery transform from a venture-backed upstart into one of India’s most visible logistics platforms. Gupta, who joined the board in 2021, departs alongside him, marking a simultaneous clearing of two senior independent seats.
“Deepak and Saugata have been instrumental in our process of recognising the need for and enabling the reconstitution of the board of directors in line with our ambitious next phase of growth,” said Sahil Barua, managing director and chief executive, Delhivery. The statement frames the exits less as departures and more as deliberate succession, a boardroom shuffle timed to the company’s evolving scale and strategy.
The resignations arrive amid broader governance recalibration. In 2025, Delhivery appointed Emcure Pharmaceuticals whole-time director Namita Thapar, PB Fintech founder and chairman Yashish Dahiya, and IIM Bangalore faculty member Padmini Srinivasan as independent directors, signalling a tilt towards consumer, fintech and academic expertise at the board level.
Kapoor’s tenure spanned Delhivery’s most defining years, rapid network expansion, public listing and the push towards profitability in a bruising logistics market. Gupta’s presence brought FMCG and brand-scale perspective during a period when ecommerce volumes and last-mile delivery economics were being rewritten.
The twin exits, effective from the new financial year, underscore a familiar corporate rhythm: founders consolidate, veterans rotate out, and fresh voices are ushered in to script the next chapter. In India’s hyper-competitive logistics race, even the boardroom does not stand still.
Brands
Brnd.me enters Europe as haircare brands power global expansion
Bengaluru: Brnd.me, the global consumer brands company formerly known as Mensa Brands, has entered the European market following strong momentum across the Middle East, the United States and Canada.
The company has launched across the UK, Germany, France and Spain, with plans to expand into Italy, the Netherlands and Poland over the next year. The push is being led by its haircare and aromatherapy brands, Botanic Hearth and Majestic Pure, marking Brnd.me’s first structured expansion into Europe.
The European beauty market represents a total addressable opportunity of over $4 billion across haircare and aromatherapy, supported by high digital adoption and demand for accessible, performance-led products.
Brnd.me’s hair care and aromatherapy business currently operates at an annual run rate of around $6 million, with Botanic Hearth and Majestic Pure delivering roughly 10 per cent month-on-month growth, driven by expansion and rising repeat demand.
To support regional growth, the company has appointed a general manager based in Germany and is evaluating investments in warehousing and local team expansion.
Early traction has been strong. Within weeks of launch, Botanic Hearth’s rosemary hair oil ranked among the top five hair oils in Germany, signalling strong consumer pull in a competitive market.
Brnd.me founder and chief executive officer Ananth Narayanan, said Europe represents the next phase of the company’s international strategy. He added that the European business is expected to scale to a $10 million annual run rate by the end of 2026, with long-term ambitions to reach $60 million over the next six years.
The company’s Europe strategy centres on digital-first distribution, repeat demand and TikTok-led discovery, alongside direct-to-consumer expansion to strengthen brand equity and margins.
The move also aligns with growing EU–India trade engagement, supporting long-term sourcing and cross-border supply chains.
Brands
TechnoSport taps quick commerce with launch on Slikk’s 60-minute platform
NATIONAL: TechnoSport has launched on Slikk, the ultra-fast fashion app offering 60-minute delivery, as the activewear brand accelerates its push into quick commerce to capture Gen Z and young millennial shoppers.
The debut brings more than 150 high-performance styles to Slikk’s platform, with an average selling price of Rs 450, expanding TechnoSport’s reach across over 80 pin codes.
The partnership follows strong momentum for TechnoSport across Q-commerce channels, where the brand has recorded around 60 per cent volume growth over the past six months. The company expects quick commerce to contribute nearly 20 per cent of its revenue in the coming years as hyperlocal delivery gains scale.
Slikk, which recently raised $3.2 million in seed funding led by Lightspeed, has rapidly gained popularity among youth consumers seeking speed, trend relevance and impulse-led shopping experiences.
Activewear remains one of Slikk’s fastest-growing categories, driven by shoppers increasingly treating fitness-led fashion as an everyday essential. The platform has reported a 30-fold year-on-year increase in items sold, reflecting rising demand for performance wear that blends comfort with style.
TechnoSport chief executive officer Puspen Maity, said the collaboration would help the brand engage more closely with young consumers whose fashion choices are shaped by instant needs and lifestyle aspirations. He added that rapid delivery bridges the gap between intent and purchase, allowing shoppers to access activewear exactly when they want it.
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