Category: Education

Here’s How to Pick the Best Child Education Plan for Your Young Ones

Every child deserves quality education. Not only does it open up lucrative avenues for their future, but it also helps in developing their personality. However, providing quality education to your children can be quite expensive. This is why, parents who have big ambitions for their young ones take early steps to cater to these expenses.

While there are various ways to save up for your child’s education, buying one of the best child education plans has proven to be the most effective. Child education plans allow systematic and disciplined, goal-based investments that offer returns in a time-effective manner.

But choosing the best child education plan can be tricky. You need to opt for a plan that not only acts as a savings plan and investment plan, but also offers coverage to your child in case of your untimely demise. In addition to this, there are a few other things that you need to keep in mind to make sure you’re getting your hands on the best child education plan. Let’s take a look at few of these factors.

1. Look for a Plan that Offers Premium Waiver Benefits

The best child education plans come with a premium waiver benefit. This means that in case of the untimely demise of a policy holder, the insurer would waive off the future premiums and continue to provide coverage till maturity. This feature is essential as it helps keep financial stress at bay and allows children to follow their educational dreams despite an unfortunate incident.

2. Choose a Plan That Offers Flexibility of Term

Even the best child education plan would not be able to be of much use if it doesn’t offer the required financial help in time. This is why, you should opt for an education plan that offers flexibility to choose the term. This way you can plan the term of your policy according to the educational goals of your child and get the required amount exactly when you need it.

3. Various Payout Options

When purchasing a child education plan, you can select between an endowment and a money-back option. Let’s take a closer look at these alternatives.

● Money Back Option – With the money-back option, you will get guaranteed payments in the form of a percentage of sum assured at regular intervals to meet your child’s educational requirements. You will get an assured maturity amount at the time of maturity, which you may utilise to fund your child’s further education expenses.

● Endowment Option – In contrast, with an endowment plan, you will get a guaranteed lump-sum payment at maturity. This sum can be used to cover greater expenditures such as overseas education.

You should opt for an education plan that lets you choose between these alternatives, giving you the flexibility to invest as per your risk appetite.

4. Go for a Reliable Insurance Provider

When you’re looking for one of the best child education plans to secure your young one’s future, you must choose a reliable insurance provider. You should consider a trusted name in the industry with an impressive claim settlement ratio. Choosing such an insurance provider ensures that your valid claims are settled in a hassle-free manner and you, or your nominees don’t need to go through any hassles in getting your rightful claims.

Wrapping Up

Every parent has a dream of providing the best education to their child. But sometimes because of a lack of a proper savings plan these dreams stay unfulfilled. So, having a savings plan in hand can help your child succeed in chasing their dreams. You should do a proper study of the available plans to select the best savings plan in the market. Getting the best child education plan enables you to live your dream of providing your child with quality education and allows your young ones to live to their fullest potential.

October 21, 2021
NCB in Insurance – Meaning and Importance

The term ‘bonus’ has a very pleasant connotation. When combined together, though, one would ask if these three words – No, Claim, and Bonus – have a similar impact. No Claim Bonus (NCB) in health insurance or NCB insurance is a reward for not filing a claim, and in itself, is an added benefit to the insurance.

The Meaning Of NCB Insurance

No claim bonus, or NCB, is a bonus amount that is added to the sum insured amount for each year without a claim. It’s a type of incentive insurance firms give to policyholders who don’t file a claim within a given policy period.

When purchasing health insurance, you should examine the ‘No Claim Bonus’ in addition to the policy premium, inclusions, exclusions, network hospitals, and claim settlement percentages.

NCB Insurance As An Add-On

An add-on is a further advantage that you may get for a fee. For example, if no claims were filed during the preceding policy period, the No Claim Bonus Add-on would enhance the bonus percentage at renewal.

It’s worth noting that acquiring this add-on will raise the premium you’ll have to pay. As a result, before purchasing the add-on, it is recommended that you carefully consider the premium, your health status, and the apparent benefit.

Why Is NCB Insurance So Important?

One of the most significant issues in the healthcare sector is the rate of inflation. To combat the rising cost of healthcare-related services, you’ll need a health insurance policy with a No Claim Bonus. When you go a year without filing a claim on your policy, you can raise your sum insured in this way.

What Happens If You Make A Claim In NCB Insurance?

If you claim in a given year, the bonus amount you have accumulated as no claim bonus will be decreased by a little amount. It could, however, be a major setback for you.

For example, if you have an insurance policy with a sum insured of INR 2 lakh and do not claim for ten years, your total insured amount will be INR 3 lakh, assuming a 10% rate increase. However, if you file a claim in the eleventh year, the sum insured will be decreased by 10% when you renew the policy, bringing the total amount to INR 2.70 lakh.

You should keep in mind that you will be paid a bonus for every year that goes by without you filing a claim. So you’ll get the bonus if you go a year without filing a claim after filing one. The NCB insurance is entirely dependent on the year in which you have made no claims. It’s also crucial to note that the insurer can reduce your bonus amount if you make a claim, but the amount of your sum covered will not change.

There is no way to guarantee that you will receive the no-claim bonus from your health insurance. You cannot avoid filing a claim if you have a medical ailment or need hospitalization. You do, however, get a reward for every year you go without being sick or being admitted to the hospital. In the event of a catastrophic sickness or the need for medical treatment, you have no choice but to forego the incentive.

An Example- How Does NCB Insurance Work?

If Mr. Sumant purchases a health insurance plan with an amount insured of Rs. 5 lacs and does not file a claim in the first policy year, he would receive a cumulative bonus of 5% upon renewal, bringing his total sum insured for the next year to Rs. 5, 25, 000. Thus, instead of Rs. 5 lakhs, he can now claim up to this amount.

Similarly, if he does not file a claim in the second year, he will receive a cumulative bonus of 5%, which would result in a sum insured increase, bringing his total sum insured to Rs. 5,50,000. This incentive of NCB insurance might be worth up to 100% of the insured amount.

Bottom Line

The objective is only to claim when it is truly necessary. Making claims can damage your claim history, and insurance companies may raise your premium based on how frequently you file claims. If you don’t make any claims, this indicates that you live a healthy lifestyle. Staying in shape is essential to avoid being ill and filing claims. Your no claim bonus or cumulative bonus will continue to grow to the point where it will cover you when you need it most.

October 18, 2021
10 Ways Teens can Earn Money Online

It doesn’t hurt to earn some extra moolah! Does it? As a teenager you probably receive a monthly allowance from your parents, but do you experience the burning desire to earn on your own, be your boss, feel that financial independence? We hear and feel you. Teenagers (most of them) like the fact that earning money at their age gives them a renewed sense of freedom because they get to buy whatever they like. Apart from that ground-breaking analysis (pun intended) studies have proven that teenagers who start working early on, are more aware of financial planning ( we can see you cringe at that word), have a better understanding of how to save a dime or two, and turn into more responsible, driven adults.

If your head is spinning with questions like “so how do I start?”, “What can I do to earn some extra bucks”? “I don’t have any experience in this”, then don’t worry, we are here as a guiding light.

Make Most of The Technology

With the internet dominating the core of our existence these days, it’s no secret that there are plenty of things you can do to start earning money online. Discussed below are the top 10 ways.

1. Instagram Influencer: A favorite fad among teenagers is to follow an Instagram influencer, but did you know you could earn from becoming one too! All you need to do is to first pick a niche field like gaming, food, fashion, fitness to name a few. Create a business account on Instagram, and start sharing videos and content related to your passionate topic. The key here is to stay consistent with your updates, sharing valuable information so that people can connect with it. As your fan base gradually increase, you can earn by promoting some sponsored posts, brand promotion, or even use affiliation marketing. The options are limitless! Did we get you dreaming? Go ahead get started now.

2. Blogging: As a teenager, blogging is not obsolete to you. The Internet thrives on content, and blogging and vlogging are great ways to encash on it.
Most of the company-run websites need a blogger and they are willing to pay well for a well-written piece. For a concrete direction, joining Uable – The Teenager Network, this site connects teenagers to the right mentors from the industry so that you get to experience real-world challenges and earn extra money.

3. Become a Youtuber: Youtube is our go-to place for everything, and there are tons of people who are making handsome amounts by creating a youtube channel. We know you sure would have your favorite set of YouTubers yourself. If you are someone who is not camera-shy, then start your channel right away. You can share product reviews, put together some cool hacks, share some subject-related content, dance tutorials, there is so much that you can do here. YouTube will pay you based on the number of clicks, and the traffic that visits your channel.

4. Become an Amazon Associate: You can earn a decent amount through affiliate marketing while blogging. This program is free to join, as an Amazon associate you share links of products on your website or blog, and when people click on the link and purchase the product from Amazon, you get paid a commission! Now isn’t that cool.

5. Become an Entrepreneur: Got a brilliant start-up idea? Then Teenage Careers App – Uable provides you the launch pad by connecting you to the industry experts, funding your project, and extending support to accelerate your plan.

6. Become an Online Tutor: Have you always visioned yourself as a teacher? Then why don’t you start online tutoring classes? You can teach your favorite subject or even a language online to a bunch of people, and make a decent amount in return.

7: Take Online Surveys: We know what you are thinking, it’s all scam! But that’s not the complete truth, there are legit sites that pay you for taking surveys, all it takes is to install their app, and few minutes of your time. Now, you may not get paid a lot for it, but it’s definitely easy money.

8: Promote Your Skill Online: There are some sites like Fiverr, that allow you to promote your skill to millions across the globe. You can join as a seller, and create your gigs! It could as simple as editing videos, to even offering to help other students with their project work.

9: Become a Graphic Designer: If you have a flair for art and are well versed in using software, then becoming a graphic designer can be worthwhile. As a graphic designer, you can render your services to designs websites, brochures, advertisements, marketing material, and so on and get paid.

10: Submit Reviews: Like to review the latest gadgets? Or a new movie? Or some fashion accessory? If we say you can get paid for doing it? Yes, it’s true, there are several sites online that allow you to review certain products before they are launched in the market to know the real consumer feedback.

Well, then good luck with try out the above ways, and yes you can thank us later!

October 14, 2021
Best Ways to Renovate your Homes on a Fixed Budget

Thinking to change the look of your home but stuck on a fixed budget? No worries. There are plenty of ways that you can change the look of your home without spending too much. It’s all about looking from a different perspective.

Change the flooring

Yes, the flooring is something that is often ignored by homeowners but this can absolutely change the vibe of your home. The colour and material of the flooring can make a big difference in the overall vibe of the space. For example- hardwood floors can give you a warm and comforting feeling with their brown shade and earthy tones. On the other hand, marble flooring gives a more elegant and luxurious feel.

Flooring is a relatively budget-friendly way to change the look of your home rather than spending on an entire renovation. You can install new tiles or even get your old tiles painted and polished. For a specifically rich and earthy feel, you can try terracotta flooring to give a sense of serenity and keep floors cool all the time.

Explore the best wall structure painting for your homes and renovate them now!

Get some art on your ceiling

Another way to look at your home! The ceilings are again underestimated as decor elements. However, they are always there playing their role subtly to enhance the charm of the space. You can use false ceilings to get a rich and modern look. Wooden and metallic textures are highly appreciated in contemporary times. They add structure and elegance to the space.

Apart from that, you can also get crown moulding that runs from your walls to the ceilings or just the ceilings. This is a small detailing that gives a finished look to your space. Install new lights in your ceilings to get a new vibe. Even a new hanging lamp can completely change the aura of the space.

Use wallpapers

Wallpapers are the most trending options for a budget-friendly makeover. Whether you can opt to add wallpapers on all the walls or just use them for an accent wall, beautiful wallpapers are perfect to give a rich and creative look to your space.

Wallpapers come in a large variety of colours and patterns. Whether you want a rich, tropical effect or a simple, abstract effect- you get a good number of options. You can also try ethnic wall prints and beautiful floral patterns. This wall renovation can easily fit your budget and give you walls to gaze at all day.

Modern stencil wall arts

Stencil wall arts are another excellent way to enhance the look of your walls in less time and less budget. Again you get a lot of options in colours and designs. They are just like wallpapers but much more versatile and less risky as well. You can use stencils on just a portion of the wall to highlight a little corner or you can use them to give an excellent wallpaper effect as well.

The best thing about stencil art is the ease of application. It can be done easily by professionals but a light task can also be a fun, family activity.

Explore Dulux cool roof paint price India to get rooftops that protect you in all seasons.

Best practices to avoid over-expenses

While you go for new walls or ceiling treatments, you must also be careful of some simple practices to avoid over-expenses as follows-

1. Waterproofing your walls before and after the painting is very important. Without waterproofing, the structure and beauty of your walls will be prone to risk due to cracks and seepage.

2. Get a proper roof treatment to avoid seepage due to rain. Proper waterproofing techniques can ensure that your roof remains strong to face the harsh sun as well as heavy rains.

3. While painting and any renovation task, make sure that you inspect and clean your space well. Cleaning ensures that any bacteria and fungal growths are removed. Also, you can check and repair any wall and floor damages on time.

4. Get colour consultation to get the right choice of colours. This step is often underestimated but colours play the most important role in home decor and without expert advice, there is always a risk of making a blunder that you will regret later on.

October 4, 2021
What is Third-Party Car Insurance Cover & How it Works?

If you own a car or are planning to get one, you cannot take it on the roads without obtaining valid insurance for the same. Though there are two types of car insurance, third-party insurance is considered the most basic insurance that no vehicle owner can do without. If you’re ever caught driving an uninsured car, you will be heavily penalized by the authorities.

Third-party insurance for car is comparatively affordable compared to other car insurance, but it also offers limited coverage. If you’re contemplating getting third-party car insurance from a well-known insurance provider but want to gather necessary information before making any purchase, this article is here to guide you.

Also Read – New to Insurance? Keep these 5 Things in Mind While Purchasing life Insurance

Third-Party Car Insurance: Things to Know

The Indian Motor Vehicle Act mandates car owners to get at least third-party insurance for their registered vehicle if they don’t want to go ahead with comprehensive insurance. Third-party insurance primarily covers the vehicle owner against losses/damages caused to a third party during an accident. Like other insurance policies in the market, even third-party insurance for car has specific inclusions and exclusions that you should be aware of.

● Inclusions in a Third-Party Car Insurance

Irrespective of your driving skills, driving on chaotic Indian roads can sometimes be challenging. And with so much crowd and traffic around, chances of unfortunate events, like road accidents, increase manifold. In such a situation, if you end up hurting/damaging a third party or his property, you will be liable to pay the damage cost to the other individual. It is during such cases when third-party insurance comes to the rescue. They cover car owners for:

Also Read – Government Should Address The Long Pending Insurance Bill Sanjay Tripathy

1. Personal Damages to Third-Party

If a person gets hurt during an accident because of your car, you will have to bear his medical and other associated expenses. If you have taken third-party insurance, you can claim the financials involved from your insurance provider, and they’ll take care of the rest.

2. Property Damages to Third-Party

Similar to personal damages, you are also required to pay the property damage cost to the third party. Whether you accidentally hit another vehicle or a street lamp post, you will be liable to pay for the damages caused because of your car. Luckily, it is also covered in third-party insurance, so policyholders don’t have to bear the brunt of such unexpected out-of-pocket expenses.

● Exclusions in Third-Party Car Insurance

While third-party car insurance covers the vehicle owner for personal and property damages caused to a third party, it doesn’t cover the damage caused to the policyholder. But this negative can be turned into a positive by adding a personal accident cover to your basic third-party car insurance. You will have to pay for personal accident cover separately, but the extra payment will be worth it, as it will bring along peace of mind.

Also Read – Insurance A Push Product in India Says Indiafirst Lifes Rushabh Gandhi

● Difference Between Comprehensive and Third-Party Car Insurance

The fundamental difference between comprehensive and third-party insurance lies in coverage. While the third-party insurance protects the car owner from a property and third-party damage caused by his vehicle, the comprehensive insurance covers policyholders for both third-party and own damages. You should purchase comprehensive car insurance if you want maximum coverage. The insurance premium varies proportionately to the inclusions/coverage a policy offers, so don’t worry if you have to pay more for comprehensive insurance.

But before you purchase any insurance for your vehicle, always remember that no claim will be entertained if the policyholder was found driving in a drunken state or the driver had no valid driving license. Also, if a minor was found driving the car at the time of the accident, no claim will be fulfilled. So always be responsible while driving to avoid any unpleasant surprises during claim settlement.

How does Third-Party Car Insurance Work?

If a person meets an accident after taking third-party car insurance, the policyholder can raise a claim for the damage caused to a third party or his property. For claim settlement, the policyholder should inform the insurance company about the accident within the stipulated time as mentioned in the policy document and also furnish an FIR so the insurance company can take things forward. A surveyor will then be sent from the insurance provider’s end to assess the monetary damage caused and verify the same before sharing a detailed report with the insurance company. Based on the final report, the claim amount will be processed.

You can either call the representative you’ve been in touch with from the insurance provider’s side or simply email them on their official email id with the necessary details. Having a good insurance company by your side is important if you want faster claim settlement and excellent customer support. So take your time and do the due diligence before purchasing third-party insurance from any insurance provider.

Taking third-party car insurance from a trustworthy insurance provider will enable you to drive legally on the Indian roads without any worry of traffic penalties or fines and save you from unexpected and unavoidable out-of-pocket expenses in case of a road accident. With so many benefits on the table, you shouldn’t think twice before getting your vehicle insured.

Also Read – Covid-19 Uplifts Health insurance Sector, But Premium Segment Sees Decline

August 30, 2021
Planning Finances Online? 5 Variables Involved in Investment Calculator

Financial planning is not just about earning money but also about how you handle your money and allow it to grow for you. For those who are just getting started, the easiest way would be to start researching different investment tools such as investment calculator and schemes online. You will easily find everything you need to know about different plans and their returns in just a few clicks.

However, if you find the information very overwhelming then you can consult an investment advisor or portfolio manager to help you diversify your investments right from the beginning.

Image Courtesy: Shutterstock

Investing allows an individual to invest an amount that they are not currently in need of and earn good returns on their hard-earned money. The longer your money stays invested, the more wealth you generate from your investments.

Why Should You Be Investing?

While investing is always a good habit, it helps to know what you are making your investments towards i.e., your goals. Be it saving for an international trip in the future, buying a car, renovating your home, or simply saving for your children, it is important to have a goal. Make it a habit to use an investment calculator before you start investing in any scheme and plan your finances to suit your short-term and long-term goals.

Another common goal that most individuals invest towards is saving taxes on their yearly income. At present, the old tax regime allows a deduction of up to Rs. 1,50,000 (total of all investments and payments present in this section) which includes saving in mutual funds, bonds, ULIPs, PPFs and even premium on your insurance policies.

With the help of an investment calculator, you can easily calculate your investments and save enough to claim tax deductions at the end of the financial year.

You can choose an investment calculator online to understand how much you need to start saving to achieve your goal in a stipulated timeframe, and what rate of returns you can expect on it.

5 Variables That You Need For An Investment Calculator Online

Often people search ‘what is investment’ and ‘how to earn on your idle savings’, and if you have done it too then investing is the ideal option for you. If you are thinking about planning your finances and do not know where to begin then an investment calculator would be a good place to start. Here are the 5 variables that will play a major role in creating your financial plan:

1.   Your initial amount of investment: Also known as the principal amount, this is the amount that determines how fast your investment can yield returns. If you have recently received a lump sum then you can distribute it in investment schemes accordingly. For salaried individuals, a monthly SIP plan is an ideal way to go.

2.   Determine a duration for your investment: If you have emergency funds kept aside then you can opt for a longer investment duration or even government schemes where your money is locked in for a set period like Sovereign Gold Bonds, FDs, PPFs etc. However, if you may be in need of money a few years down the line then decide a duration for your investments accordingly and don’t lock your money for a fixed duration.

Image Courtesy: Shutterstock

3.   Rate of return on your investment: This differs based on the investment tool that you choose. The rate of return is usually higher for schemes that have a higher risk involved like equity mutual funds, stock market investments etc. You can also opt for lower risk-involving investments like debt funds, ULIPs, PPFs etc. To know how much your money can earn you have to estimate an average rate of return and feed it in the investment calculator online.

4.   Desired amount: This is the sum you wish to achieve, to fulfil your goals or keep aside for your retirement. The longer your investment period is, the more desired amount can be expected from it.

5.   Top-up or additional investment: If you keep contributing to your investment on a yearly basis, or however often as allowed by your investment scheme, it will result in a higher amount of returns over time because your investment earns compounding interest. However, this is not a compulsory factor.
While you are calculating your return on investments, do not forget to factor in your tax liabilities for the financial year. If you are investing in non-tax saving schemes like equity funds, securities etc, then your returns will be taxable as well. One of the most effective ways for a salaried person to reduce tax liability is with the help of multiple sections under the 1961 Income Tax Act.

Most investment calculators have these fields, which provide an accurate estimate of your current investment and the desired amount based on how long you stay invested. Start your investment plan today, to reap benefits in the long run and enjoy a stress-free retirement.

August 24, 2021
Richard Branson Flies to Space with Sirisha Bandla

There was a time when the idea of someone other than an astronaut flying to space seemed absurd.

Now that dream has become a reality, with Virgin Galactic CEO and famous businessman Richard Branson flying to the edge of space on a rocket plane.

Branson was joined on his flight by a select group of passengers, which includes an Indian-born woman by the name of Sirisha Bandla.

Below is a detailed explanation of their trip, background on both Branson and Bandla, along with more information about the upcoming race for space tourism.

Branson Flies to Space

Richard Branson, who has long been a proponent of space travel and space tourism, took an exclusive flight to the edge of space. His rocket flew from New Mexico in the United States, spent roughly 30 minutes reaching the edge of the Earth’s atmosphere, spent some time up in space, and then flew back down.

The entire journey was over in a little over an hour, which may have seemed anticlimactic to some. However, Branson and his group made history, as they were the first non-astronauts to fly into space. That is a feat no one can take away from them.

When he spoke after the trip, Branson talked about how he had the time of his life. He said it was an experience he will never forget, and he hoped that his trip would show others that space travel can eventually become attainable to the masses.

Jeff Bezos Joins Branson in Space Travel

Amazon’s Jeff Bezos has also flown into space in recent weeks, as he took his own crew a little further beyond the earth’s atmosphere shortly after Branson made his famous journey. Bezos also spoke positively about his experience when he flew off from Texas in the United States.

The two giants of business showed that space travel is now something that can be achieved by people who are not astronauts. While neither of their rockets were in space for more than a few minutes, the trips do show that going up to and beyond the Earth’s atmosphere is no longer a fantasy for the vast majority of people.

When Bezos came down from his trip, he said he had just experienced the “best day ever.” The excitement in his voice was hard to miss, which shows that even the most successful people in the world can be impressed by experiences they previously thought were insurmountable.

India Celebrates Sirisha Bandla

A new era of space tourism has emerged with the trip taken by Branson and his crew to space. With them was an Indian-born woman, Sirisha Bandla, who is gaining a lot of recognition in her home country.

Bandla became the second woman born in India to go to space, after Kalpana Chawla. The latter sadly passed away when the Columbia Space Shuttle crashed on its re-entry to earth back in 2003.

Bandla has a high position within Virgin Galactic, which Branson owns. She works as the vice president of government affairs for the company. Bandla has been with the company since 2015, earning her way through the ranks with her business acumen and knowledge of space travel.

When news of the trip broke, her grandfather gave an interview to Reuters, in which he spoke about her long standing love for space and traveling beyond our planet.

Bandla was part of a five-man crew that took the journey into space with Branson on his rocket. The 33-year-old is an aeronautical engineer who was born in Andhra Pradesh, India. Her family eventually moved to Houston, Texas in the United States, where she went on to attend Purdue University and George Washington University.

Richard Branson and Space

Richard Branson is an English businessman who has spent his entire life hoping to travel to space. He always wanted to be an entrepreneur, with his business sense quickly taking him to the very top of his profession.

Branson began his empire with Virgin Records, a music record label that went on to sign many great artists over the years. He then transitioned into packaged holidays and founded his Virgin Atlantic airline.

The subsequent decades saw Branson try his hand at nearly every industry that caught his interest. Everything from telecom ventures to railways to space-related projects were on the agenda for the English billionaire.

His Virgin Galactic space tourism company was founded in 2004, during a time when most people felt the idea of regular folks traveling to space was laughable. Branson always believed that his journey would end with him going into space, and now he hopes to bring down the costs of such trips for the masses.

The Age of Space Tourism

With Richard Branson, Jeff Bezos and others going into space, traveling beyond Earth is officially open for non-astronauts. Such trips are likely to cost a lot of money in the near future, but prices will go down eventually.

Experts believe that within five or six years, space travel may be a feasible option for middle class and higher class people in affluent countries. Very rich people in Third World countries may be able to make such trips with regularity as well.

If you have been dreaming of the day you would fly to space and see the Earth as a blue and green dot among a larger solar system, your dream could soon become a reality. The privilege of going to space may cost you a lot of money, but so do most great experiences in life.

August 24, 2021
End your food hunt with inherited recipes from Sitara Foods that tickle your taste buds !

Now that taking care of your health is in the news but with the birth of new foods or beverage products in the market – if you wish to pen an ode to your epic childhood memories of eatables then you will never say ‘NO’ to Sitara’s authentic and rarest food varieties ever! It’s the apt online shopping store you would crown to find all what that you want and finish a whole day’s meal challenge with utmost satisfaction! It’s because we at SITARA FOODS have it all in our catalogue prepared in a natural way – from the magical biryani base vegetarian and non-vegetarian pickles till sweets, snacks, podis, powders, masalas, vadiyalus, fryums, cold pressed oils, millet flours, ragi malt and many more healthy jambavans & Various Famous Traditional Andhra Foods waiting to be added in the queue keeping in mind your gut health always!

If you believe in food, culture and society being connected, then apart from nutrition there is something more to what’s in your plates! Are you a person who is nostalgic about childhood memories of eating your favorite food and remember how eagerly anticipated ending each holiday meal would be with your grandmother’s sensational cooking? Then, you can easily re-establish those connections with your family and your nation while living abroad with Sitara’s pickles, sweets and snacks.

Your sincerest love for homely food that pleases you is now available a click away. You’re sure to be elated by the taste of these trustable products which is suitable for pregnant woman consumption too. Their midnight run for pickles, nausea, vomitting or morning sickness cannot have a better cure compared to these vinegar free pickles from Sitara Foods made with a native touch to it. The novelty of food choices suiting the peculiar needs of all age groups is unbeatable with Sitara products! If you are into the affinity for taking pictures of food that you eat and post them online with an esthetic sense, then you must get ready with the best of captions to add and share Sitara Foods products. Follow your heart and find infinitely delicious varieties that surprises you from the olden days kitchen to your palate now!

The popularity of biryani has augmented to such an extent that it is the mostly ordered food on delivery apps. The very sight of the white rice coupled with meat is a miraculous dish that comes in different types & brands which touches your heart with a magical wand, but the process of preparing it is lenghty and you cannot get them at all times of a day through online orders. This is where our instant, ready-made biryani mixes in the form of non vegetarian pickles from Sitara foods is sure to be your saviour in no time. When you are a person who likes shortcuts in cooking plus a biryani lover, then quickly pick up your spoon to mix our non veg pickles with hot steamed rice – Yahuuh! Yummy, delicious biryani is ready to touch your heart in a jiffy.

Apart from this we have a smorgasbord of nourished, nurtured and hand-curated traditional sweets, snacks and beverages in our online store to romanticize you. The true reason why you would definitely fall in love with our food items is that they are cooked carefully under the eyes of those walking miracles – ‘Mothers’ and we are sure to grab your mom’s place in your soul. A Food lover who prefers instant, ready-made, yet health and home-made food can pick Sitara as their mother’s place. This is where you are sure to discover the local flavors with prime quality and prompt delivery experience.

With a world-wide market, we have the best of user interactive interface where ordering process becomes a cake walk for customers. Regionally inspired, uniquely crafted, carefully and hygienically packed, ravishing taste food variants we have would tempt you for more. Be certain to have a one-of-a-kind experience when you experiment with authentic, traditional, preservative free, chemical free foods! It’s because they appetize your tummy and relish your taste buds. Move on, give in to the calls of indulgence with your food experiments from the home-made food experts of India – Sitara Foods. With sophisticated technologies in use for our Online Shopping application, transactions happen from over 106 countries and you are ensured with utmost safe and secure payment methods accompanied by immediate shipment and on-time delivery of the products at your doorstep.

Aiding the environment and the local economy the ingredients used in preparing our legendary condiments are sourced from the local farmers within 24 hours of harvest – it’s the sole reason why our taste is awesome and matchless. We believe that rural women are the key to achieve transformational economic, environmental and social changes and hence employed those elderly mothers and grannies who take care of the small 5 kg batches preparation. Their extraordinary efforts in the kitchen to give life to the inherited recipes puts an end to your food hunt for healthy, tasty food.

With the perfect vision to keep our customers gut healthy giving life to innovative, customary and legitimate grandma recipes and a passionate drive towards providing premium, top quality food products to our customers offering elite freight services that you can always count on; our homely stuff would unleash the food in you to call it “Divine”. Now it’s time to add up to your shopping list the plethora of tasty recipes brought to your table and satiate your palate to be a happy customer who receives delicious products with express delivery to more than 106 countries. Go Copacetic….. Go Homey….. Go with a perfect combo of delectable home cooked food….Happy Shopping!

August 13, 2021
Should You Invest In The Entertainment Industry?

The entertainment industry: a worthy investment?

As a species, there are three things we cannot do without – food, water, and entertainment. Entertainment is one of the most lucrative businesses in the world and it’s multifaceted too. Films, music, books and video games, these are the pillars, the building blocks, the cornerstones of the entertainment industry. Everything is contained within these four defining attributes. Our fascination with being entertained is as old as we are as a species. Oral tradition became print, print transitioned to reels and reels are now digital. There’s a common argument that in today’s digital world economy, that print is dead. This is not true, print has simply adapted and evolved. There’s an argument to be made that music is dead. Also untrue. Like print, it’s simply had to adapt and also evolve to the technology of the times. In fact, music is still in a transitional phase with regards to artist royalties, something that remains murky in these digital times. Cinema it could be argued is dead, and right now it is, but that’s out of everyone’s hand. Once we return to normalcy, it will come back with a vengeance. However, cinema is part of filmed entertainment and on the whole, filmed entertainment has been swallowed up by the streaming giants. The point is that the entertainment industry is evolving and as usual, there’s profit to be had.

Why should you invest?

There’s no way to sugar-coat this; investing is risky, regardless. You can do your research, follow the latest entertainment trend reports by CityIndex, and yes, a product or service can showcase incredible potential, but you won’t know until the dust has settled and this is especially true in the entertainment industry – one that is almost entirely reliant on the taste of the consumer. Hollywood is littered with the corpses of box office bombs, but it’s also filled to the brim with box office gold. If you’re going to invest in entertainment, you’ll have to run the gauntlet of an unpredictable public, critical reviews and of course, studio interference. A prime example would be the extent to which Warner Bros. hacked up major DC movies such as Justice League and paid the price. However, if the film or the intellectual property becomes a hit such as the Marvel Cinematic Universe has proven with constant returns, then the risk of investing almost completely and utterly fades away. The same is true for music, theatre, books and video games. If the public positively receives these ventures, then you’re going to profit from the good reception.

Range and sustained returns.

It’s easy to buy into the idea that only large investors can be a party to the entertainment industry. With massive budgets and lots at stake, it’s easy to see yourself as a bit player. However, you don’t have to invest in something big. You could take a stab at an independent film production, a small theatre production, or you could invest in a musical artist who’s just starting their career. In addition to this, you could also opt for online trading. Brokers in this industry allow you to partake in speculation or spread betting. For instance, if you wanted to invest in Warner Bros., whose parent company is AT&T, then you could simply bet and estimate on the movement of AT&T’s share price without buying the actual stock. And then of course there are the ones that offer sustained returns. Imagine you had invested in Marvel Studios back in the early 2000s? Whether it’s a film franchise, a book that spawns a series like Harry Potter, a music artist who churns out hit after hit or a play that becomes a staple on Broadway, there’s always the chance you might be investing in something with sustained returns.

August 6, 2021
Digital Marketing – The Best Way To Create Branding

In this digital world, where everything is automated, many companies try to implement digital solutions for their problems. By hiring the relevant services, it is possible to sort out any problems using technology. Marketing is one such aspect to be considered in the business world. There are techniques related to marketing both traditional and online strategies. Compared to traditional techniques, many companies are switching to online solutions. Though these strategies are available, press release distribution service also serves to be important along with digital marketing. Know some of the digital marketing techniques to improve brand awareness.

Email marketing for effective branding

Nowadays, everything is carried out digitally, including communications. People are using the internet and social media for effective communication. Along with that, for communicating regarding businesses or sending files, emails acts as the best one. It can be used for digital marketing by sending relevant emails to the target customers. This process starts when the customer likes to know about any brand’s products.

When the user clicks over the website and gives personal details, the user’s email is utilized for sending product emails. It can help target the best customers who show interest in buying the products. One of the best ways of marketing is email marketing and seems to be effective for many purposes. It is being implemented by most of the companies that need branding. Hiring the best press release distribution service can improve recognition.

Social media and video marketing

Other marketing strategies include social media marketing. It involves branding over social media, where people communicate with their friends. As many social media accounts are being created, it can effectively create awareness about various brands and products. Companies can use it as an efficient tool to communicate with their target audience and know their feedback.

Along with social media marketing, where communication acts as a tool, video marketing can also be implemented. By creating videos for the products, people will find it interesting to watch them. There are high chances for the public to spread awareness about a brand when videos are uploaded. These brand videos can be uploaded, either on the social media page or on the website.

The best and cost-effective marketing solution

As online resources are replacing traditional marketing, it is best to switch towards digital marketing due to various reasons. One can hire the best service company to assist in digital solutions for the company. Many businesses can start their website to encourage customers from all over the world to buy their products. The best way to create brand awareness is through digital resources.

Effectively using digital tools can improve the brand’s image among the public. Within a few years, the business firm can visualize the positive growth of their company. Try out different marketing solutions to improve your recognition among the customers. Reach out to the mass crowd by implementing cost-effective digital marketing solutions. Gain more popularity by utilizing the best strategy and attain the best out of it.

July 27, 2021