Category: Education

  • Guest Article: Arthritis and the gender bias – why women face the heat more

    Guest Article: Arthritis and the gender bias – why women face the heat more

    Mumbai: Arthritis isn’t just a single disease; it’s a term that covers over 100 different conditions affecting joints and their surrounding tissues. It’s a leading cause of pain and disability worldwide. While it affects people of all ages, genders, and races, studies and my experience indicate a startling gender disparity in its prevalence and severity.

    What stands out in my years of practice is that arthritis disproportionately affects women more than men. This isn’t just a statistic; it’s a reality that many of my female patients live with every day. They often experience more severe symptoms, a higher degree of joint deterioration, and even a slower response to treatments.
    Why are women more affected with arthritis?

    Women are more commonly affected by arthritis than men, and several factors contribute to this disparity:

    a    Hormonal Differences: Estrogen, a female hormone, plays a significant role in the development and severity of arthritis. Post-menopausal women, who have lower estrogen levels, are particularly susceptible to developing arthritis.
    b    Genetic Factors: Certain genetic factors that predispose individuals to autoimmune diseases (like rheumatoid arthritis) are more common in women. This genetic predisposition can result in a higher incidence of arthritis among women.
      Biomechanical Variations: Women have wider hips and a different knee alignment than men, which can impact the way joints are used and potentially lead to increased wear and tear. This biomechanical difference can contribute to the development of osteoarthritis, particularly in the knees.
    d    Immune System Differences: Women’s immune systems function differently from men’s, partly due to hormonal influences. This difference can make women more susceptible to autoimmune conditions, including certain types of arthritis like rheumatoid arthritis.
      Increased Longevity: Statistically, women live longer than men. Since age is a significant risk factor for many types of arthritis, the longer life expectancy in women could contribute to a higher incidence of arthritis.
      Physical Activity Levels: Women may engage in different types and levels of physical activity compared to men, which can affect joint health and the risk of arthritis.
       Obesity: Women have higher rates of obesity compared to men, and obesity is a known risk factor for arthritis, particularly osteoarthritis.

    Lifestyle changes and medical treatments to deal with arthritis in women

    lifestyle changes and treatments for arthritis, particularly in women, play a crucial role in managing the condition. Here’s an overview:

    Lifestyle changes

    1.    Exercise regularly: Regular physical activity strengthens muscles around joints, improves flexibility, and can reduce pain. Activities like walking, swimming, or yoga are gentle on the joints.
    2.    Maintain a healthy weight: Excess weight puts additional stress on weight-bearing joints, like hips and knees. Losing weight can relieve this pressure and improve symptoms.
    3.    Balanced diet: A diet rich in fruits, vegetables, whole grains, and lean proteins can help reduce inflammation. Omega-3 fatty acids, found in fish and flaxseeds, are particularly beneficial.
    4.    Quit smoking: Smoking increases the risk of certain types of arthritis and can exacerbate symptoms. Quitting smoking can improve overall health and joint health.
    5.    Manage stress: Chronic stress can aggravate arthritis symptoms. Techniques like meditation, deep breathing, and mindfulness can help manage stress levels.
    6.    Adequate rest: Balancing activity with rest is important. Good sleep helps in the healing and repair of joint tissues.

    Medical Treatments

    1.    Medications:

    a    Pain relievers: Over-the-counter pain relievers like acetaminophen can alleviate pain.
    b    Nonsteroidal Anti-Inflammatory Drugs (NSAIDs): These reduce both pain and inflammation. Available over-the-counter or by prescription.
    c    Disease-Modifying Antirheumatic Drugs (DMARDs): Used for rheumatoid arthritis, DMARDs slow the progression of the disease.
    d    Biologic response modifiers: Typically used in conjunction with DMARDs, these target parts of the immune system that trigger inflammation and damage joints.

    2.    Physical therapy: A physical therapist can develop an exercise regimen to keep joints flexible and strengthen the muscles around the joints.
    3.    Joint assistive aids: Braces, shoe inserts, or other devices can help support the joints and reduce strain.
    4.    Surgery: In severe cases, joint repair, joint replacement, or joint fusion surgeries might be necessary.
    5.    Alternative therapies: Acupuncture, tai chi, and massage therapy might provide additional relief for some women.

    As we continue to grapple with the complexities of arthritis, particularly in women, our approach must be multifaceted. It requires collaboration between healthcare providers, researchers, patients, and society at large. My hope is that through increased awareness, targeted research, and personalised care, we can alleviate the burden of arthritis, especially for the women who disproportionately suffer from it.

    This article has been authored by MBBS, D ortho, DNB orthopedic surgery, fellowship in joint replacement, fellowship in revision joint replacement (Germany); consultant Orthopaedic, arthroscopy and joint replacement surgeon Dr Syed Imran.

  • ILACAD unveils transformational ‘new logo’

    ILACAD unveils transformational ‘new logo’

    Mumbai: ILACAD, a leading institute of Clinical Cosmetology and Aesthetic Medicine officially revealed its new logo, ushering in a new era of innovation, growth and a deeper sense of purpose in the field of Clinical Cosmetology education.

    The purple colour in the ‘new’ logo symbolizes ILACAD’s transformation from being a trusted institute to becoming the most beloved institute for Clinical Cosmetology certification programs. The distinctive scholarship hat represents ILACAD’s dedication to providing accessible education for all.

    “We are thrilled to unveil our new logo, that signifies creativity, transformation, and aspiration. This new color represents ILACAD’s unwavering commitment to being at the forefront of Clinical Cosmetology education, adapting to new knowledge, and evolving to meet the dynamic needs of students and the ever-changing beauty industry” said ILACAD founder & celebrity cosmetologist Monica Kapoor.

    ILACAD is not just an institute; it is a community that nurtures talent and empowers individuals to make a difference in the world of beauty and wellness. ILACAD’s commitment to women’s empowerment and excellence in cosmetic studies remains steadfast. With this rebranding, the institute is ready to embark on a new chapter in its journey, providing high-quality education and certification to countless students. 

  • Introducing “Ramayana: The Journey of Sita and Rama”, an animated series for kids

    Introducing “Ramayana: The Journey of Sita and Rama”, an animated series for kids

    Mumbai: Jumbaya, a visionary in educational entertainment, is thrilled to announce the launch of an extraordinary over 70-part read-along animated series titled “Ramayana: The Journey of Sita and Rama.” This groundbreaking series aims to bring the timeless tale of Valmiki’s Ramayana to life in an engaging and captivating manner, catering specifically to children aged 6-14 years.

    In a world where children are increasingly absorbed by digital content and the allure of constant scrolling, “Ramayana: The Journey of Sita and Rama” stands out as a beacon of educational value and cultural enrichment. As a premier children’s storyteller, Jumbaya curates narratives rich in lessons, cultures, emotions, and values, aimed at nurturing the leaders of tomorrow. With a deep understanding of the modern educational landscape and a keen awareness of the drawbacks of highly stimulating animated content and superficial engagement, this series has been thoughtfully crafted to redirect young minds toward a more purposeful experience that nurtures empathy, loyalty, friendship, forgiveness, and much more.  

    At the heart of this remarkable endeavour are subject matter experts (SMEs) who collaborate with Jumbaya to craft enchanting narratives of revered epics such as Ramayana. Drawing on extensive eight months of research, the series ensures an authentic portrayal of Valmiki’s Ramayana while tailoring it to captivate the young minds of today. Presented as an animated read-along read-aloud storybook, this innovative approach offers children an immersive experience—simultaneously watching and reading the epic story. Jumbaya enhances this experience by incorporating same language subtitling (SLS), displaying spoken words as text on the screen. This helps children recognise the correlation between sounds and letters, further enhancing vocabulary and fostering a sense of autonomy in reading abilities. Each 6-10 minute episode is thoughtfully designed to sustain engagement, promote comprehension, and accommodate the shrinking attention span of children.

    “We are thrilled to unveil ‘Ramayana: The journey of Sita and Rama,’ a series that reimagines how children experience and connect with our culture, history and ancient stories,” said Jumbaya CEO & founder Shailesh Prithani. “Our mission is to ignite young imaginations and foster a lifelong appreciation for our rich cultural heritage. Guided by rigorous research, we harness the power of technology to immerse children in the cultural treasures of our past. This is just the beginning of our journey; we are committed to unveiling a tapestry of awe-inspiring series in near future. Together, we are igniting the flames of curiosity and cultivating a lifelong love for learning, one captivating story at a time.”

    As society embraces cultural diversity, parents are increasingly seeking ways to introduce their children to the rich heritage and traditions of the world. “Ramayana: The Journey of Sita and Rama” provides a powerful avenue for parents to impart the values and stories of their culture to their children and transport them to a world of heroic adventures, profound teachings, and vibrant characters. This series serves as a bridge between generations, enabling parents to share the timeless wisdom of epics and mythologies in a format that resonates with today’s tech-savvy youth.

    “Ramayana: The journey of Sita and Rama,” an animated series that merges the magic of storytelling with the wonders of technology to create an unforgettable educational experience for young audiences, is now available for young minds to explore and enjoy.

  • Weekend Unwind with: ReachIvy founder & chief education officer Vibha Kagzi

    Weekend Unwind with: ReachIvy founder & chief education officer Vibha Kagzi

    Mumbai: With another weekend upon us, it is time to unwind with the latest Q&A edition of Indiantelevision.com’s Weekend Unwind – a series of informal chats that peek into the minds of business executives through a fun lens in an attempt to get to know the person behind the title a little better.

    In this week’s session, we have ReachIvy founder & chief education officer Vibha Kagzi.

    ReachIvy.com is a premium online education and careers advisory for students founded by Vibha Kagzi who holds MBA from Harvard Business School and a Bachelor of Science degree from Carnegie Mellon University.

    She founded ReachIvy.com with the objective of providing intensive guidance on study abroad and careers from experts who have first-hand knowledge of what it means to earn a degree from a top school and lead initiatives at prestigious companies/organisations.

    So, without further ado, here it goes…

    Your mantra for life

    “Empower Your Path: Break Barriers, Ignite Dreams”

    So, picture this: my life in a nutshell, all wrapped up in this little phrase. It’s like a reminder to tackle challenges head-on, grab those chances with both hands and nurture those big dreams like they’re precious little seedlings. My own story of rocking the education and career game? Yep, that’s my pep talk right there. And you know what’s the real juice? Guiding and pumping up the youth with a glimmer of hopes and dreams in their eyes – it’s like my life’s mission in a nutshell. So go on, let’s keep hustling, learning, and dreaming big.

    A book you are currently reading or plan to read

    I plan on reading “The Power of Now: A Guide to Spiritual Enlightenment” by Eckhart Tolle, a popular self-help and spiritual book that focuses on the concept of mindfulness and present-moment awareness, and “Lean In: Women, Work, and the Will to Lead” by Sheryl Sandberg is a book that addresses issues related to women in the workplace, leadership, and gender equality.

    Your fitness mantra, especially during the pandemic

    When the pandemic hit, I rolled with the punches and crafted a fitness routine that jived with my values and crazy schedule. Tough times, huh? But my motto was my guiding light: “Adapt, Strengthen, Thrive: Nurturing Body and Mind.”

    And you know what that’s all about? Embracing the curveballs, shaking hands with change, and giving my body and mind some much-needed TLC. It’s like a harmony of sweat sessions and zen vibes that kept me rocking even in the stormiest of times.

    Your comfort food

    My comfort food leans towards the flavours of South Indian cuisine. Absolutely delicious!

    A quote or philosophy that keeps you going when the chips are down

    “Success is not final, failure is not fatal: It is the courage to continue that counts.” – Winston Churchill

    This quote reflects the idea that setbacks and challenges are a natural part of any journey, and what truly matters is the determination to persevere in the face of adversity. It aligns with my proactive and resilient approach to my career and life’s pursuits.

    Your guilty pleasure

    Indulging in my hobbies is my delightful guilty pleasure. I am all for deep-sea diving too!

    The last time you tried something new

    Every day, I embrace the thrill of experimenting with fresh approaches to everyday tasks.

    A life lesson you learned the hard way

    In my playbook, tough times? They’re like the universe serving up a challenge and me saying, “Challenge accepted!” I’m all about turning adversity into a launchpad for growth. Yup, you heard that right. Every bump in the road? It’s my golden ticket to upping my game, both personally and professionally.

    And you know what? It jives with my education mission and helping students tackle obstacles like champs on their way to nailing those goals. It might sound like a motivational poster, but it’s real stuff. Challenges? Meet my stepping stones to success.

    What gets you excited about life

    Life’s my playground of excitement, powered by my passion for education and career guidance. Seeing students shine and evolve, shaping their tomorrows? That’s my buzz. Committees, boards, and events? They fire me up for sharing knowledge and lighting up young minds. And then there’s my yoga, diving, and wanderlust for new cultures – pure zest! Growth? It’s my life’s fuel, keeping everything vibrant and alive.

    What’s on top of your bucket list

    Central to my aspirations is a profound goal: to expand the boundaries of primary education, extend my company’s footprint to new nations and uplift young minds. It’s a vision that resonates with empowering the next generation and cultivating positive transformation on a global canvas.

    If you could give one piece of advice to your younger self, what would it be

    Hey, there Vibha! Don’t think, don’t worry too much about the future, just embrace the journey as every challenge is a chance to grow, and anything you enjoy doing, do it with passion and will be fruitful. You got this!

    One thing you would most like to change about the world

    One aspect I’d earnestly consider refining in our world is ensuring universal access to top-tier education, irrespective of background or circumstances. The concept echoes my deep-rooted commitment to mentoring students and propelling them toward their aspirations. The symphony of these ideals harmonises perfectly with my fervent desire to leave a meaningful imprint on the tapestry of young minds.

    An activity that keeps you motivated and charged during tough times

    Jumping into a mentorship or getting up on that speaking stage – those are my jams! I get to dish out my knowledge, light up some inspiration, and who knows, maybe sprinkle some positive vibes into people’s lives (fingers crossed, and a bit of a hopeful chuckle). Guiding and supporting others through the tough stuff? That’s my secret sauce for a turbocharged sense of purpose and the oomph to tackle anything head-on.

    What lifts your spirits when life gets you down

     When life decides to throw me a curveball, I find my spirits soaring by connecting with awesome students and seeing their triumphs. And hey, a change of scenery does wonders too – exploring new places, soaking in different cultures – it’s like a soul recharge! Oh, and yoga, my trusty sidekick, helps me find my zen when things get crazy. Life’s a ride, and I’m here for the adventure!

    Your go-to stress buster

    When stress starts knocking, my trusty sidekick is yoga. Yep, I’m a certified yoga trainer, and hitting the mat is like pressing the reset button for me. It’s my go-to for shaking off the craziness and finding that inner zen. Life’s too short to stress, right?

  • How to download favorite music to an iPhone?

    How to download favorite music to an iPhone?

    If you’ve ever wondered how to download music to your iPhone or how to download music to your iPhone for free, you’ve come to the right place. Due to the departure of many music labels and the suspension of some streaming services, this question has become more acute than ever. So how do you save your music collection accumulated over the years? How do you download music to your iPhone that is on your computer? Can I download music to my iPhone from the Internet directly into my phone? Now we’ll tell you about everything.

    We need downloaded music on our smartphones, not only for personal use. In many media and digital careers today, music is a necessary assistant for creating a better and more exciting product. It complements your promotional videos for social networks or vlogs and becomes a pleasant background for your presentation. So we decided to select the best resources with free music downloads for iPhone owners, so you can visit Bollywood to play, exercise, and do your chores with your favorite music!

     The difficulties of the iPhone in terms of downloading music

    It is believed that downloading music to the iPhone is a challenging process. Many users think they can’t download anything to their iPhone and can only buy music or pay for subscriptions. It has long been wrong. Apple has yet to allow you to download anything to your smartphone fully, but it has dramatically simplified the process. There are three main ways to download music to your iPhone.

    Download music from streaming services or buy

    This method suits those who still have a subscription to Apple Music or other music services. It can also be used if you’ve found an option to top up your Apple ID or if you’re paying via a mobile number from one of your mobile operators. Then you can download tracks from the streaming service app.

    When you download tracks from Apple Music, they are saved to your smartphone’s internal memory and become available for offline listening – without the Internet. But from time to time, the apps need a network connection to check your subscription status. Once they find that your subscription has expired or that you forgot to pay for it, you won’t be able to listen to your downloaded music anymore. Instead, it will be locked away in your phone until your subscription is renewed.

    If you want your music to stay with you forever, go to the iTunes Store app on your smartphone, find the artist you want, and buy your favorite song or album. Purchased tracks are automatically downloaded to your phone and stay with you forever. However, if you’re going to avoid buying music, read on Baccarat.

    How to download music to your iPhone via iTunes and Apple Music

    Suppose you’ve had a massive collection of music accumulated over the years on your computer hard drive, or you recently downloaded the complete discography of your favorite artist and want it to appear on your iPhone. First of all, in the settings of your smartphone in the “Music” section, you need to turn on the “Synchronize Media Library” checkbox. Then you do the same in the iTunes app on your Windows computer or in the Music app on macOS.

    Then all the tracks and albums you’ve downloaded to iTunes or music will go to your iPhone – wirelessly, via the cloud, to your Apple Music collection. Then you can download the tracks you want to your phone memory from the app.

    This method is suitable for anyone who wants to legalize their collection and plans to access it from any Apple device. If the metadata of your tracks matches with the Apple Music service, the missing tags will be added, and the correct album art will be loaded, and so on. The main disadvantage, in this case, is that the tracks remain tied to your Apple Music subscription, and you will not be able to listen to them if your subscription runs out. It’s also important to remember that not all file formats are supported by iTunes – apart from tracks in MP3, AAC, WAV, AIFF, and Apple Lossless (ALAC 16 bit/44.1 kHz and 24 bit/48 kHz), you can’t download anything. You will either have to convert the tracks to a suitable format (e.g., FLAC to ALAC) or search for appropriate arrangements online.

    What if you want to listen to music without being tethered to the cloud, like in the good old days? To download music directly to your iPhone without tethering to Apple Music, you first need to turn off the cloud media library on your smartphone (uncheck the “Synchronize Media Library” box in the Music settings) and do the same on your computer.

    Then you need to download all the music you want in the iTunes app for PC or Music for Mac, and then connect your iPhone by wire. Then you choose which songs and albums you want to download to your smartphone and click the “Sync” button. You can also click the “Autofill” button if you’re going to transfer your entire collection to your smartphone at once.

    The main disadvantage is losing access to your cloud-based Apple Music library. The main plus – is you’ll get access to all your music without the Internet.

     Downloading music in the Files app

    ● There’s another way that only a few people know about. The Files app appeared in iOS a few firmware versions ago. It is a piece of the closed file system of the iPhone, accessible to the user and combined with cloud storage iCloud Drive or Google Drive, which you can connect and use as additional or primary storage.

    ● The main secret is that in this application, you can store music in any format and quantity – including tracks in FLAC format and albums packed in ZIP archives.

    ● To download music directly to your phone from any site or file-sharing site, click “Download” the song, album, or archive where you found it. Then you need to go to the “Downloads” section of Safari browser and save the downloaded music to “Files” by selecting the storage location – cloud storage or iPhone memory. You can listen to any track without being connected to the online, cloud, Apple Music, or other services.
    ●    The main disadvantage is that you’ll have to play all the songs simultaneously. You won’t be able to listen to them one by one since “Files” doesn’t have a full-fledged player with support for queuing or shuffling files. The main plus is that you can download anything from anywhere and listen to it whenever possible.
    Now you know how to download a song to your iPhone, add pieces to the media library on your iPhone or save music to files on your iPhone – all three ways work, are tested, and are not complicated.

     

  • Do you need antivirus software?

    Do you need antivirus software?

    Anti-malware programs are designed to protect against viruses, among other things. They are denoted by a more modern term that covers all types of malware, including viruses. Anti-malware programs can prevent viruses from entering a computer or removing infected files. At the same time, anti-malware software may not have the functionality to restore files modified or replaced by a virus. Antivirus and anti-malware are referred to by the more general term “cybersecurity tools.”

    Installing an antivirus on your computer does not guarantee 100% protection against any intruder’s intrusions, but it usually ensures protection against known forms of viruses and threats. Unfortunately, there is a constant struggle between virus creators and antivirus software developers. Moreover, you can download malware from a copy of a trusted site like the OCB website or similar content. Therefore, you have to be extremely careful.

    That is why regular updates and installation of newer antiviruses are prerequisites for complete protection against threats.

    It is worth noting that not all antivirus programs block spyware programs. Spyware programs are usually aimed at stealing information and do not cause visible damage to your computer in the form of various changes in a performance like viruses.

    Many of you are asking, “Do I need antivirus on Windows? Today we will try to understand what modern antiviruses are and under what conditions you can give them up.

    What is a computer virus?

    A computer virus is (usually) malicious software that has two characteristics:

    ● It takes the actions of an unsuspecting user to launch a virus. Opening an attachment in an unsecure E-Mail (spam mail) or starting an infected program may be enough. The virus then starts trying to infiltrate other devices connected to the network or listed in the user’s contact list.

    ● The virus must have the ability to copy itself. If a program object does not create copies of itself, it is not a virus. Self-copying can, for example, be done by modifying or completely replacing other files on the user’s system. Either way, the final file must exhibit the same behavior as the original virus file.

    Computer viruses have accompanied us for decades. The theoretical understanding of “self-replicating automata” (i.e., viruses) was formulated by John von Neumann in a paper published in the late 1940s. However, the earliest viruses began to appear in the 1970s on platforms that preceded the personal computer. At the same time, the history of modern viruses begins with the Elk Cloner program that struck Apple II systems in 1982. This virus, carried by infected floppy disks, did not harm. However, it penetrated all media plugged into the system and spread rapidly, which many computer security experts consider the first-ever large-scale computer virus epidemic.

    Antiviruses and scarecrows

    Pseudo-antiviruses account for the leading share of scareware sellers. They perform free “scans” (often online), supposedly find something, and then offer to remove it for money. Unfortunately, it is the scarecrows that ruin the reputation of real antiviruses. Real antiviruses, however, are less and less different from fake antiviruses.

    The intimidation of the user begins as early as during installation. Then the antivirus bugs you with notifications until you buy a paid version and allow it to do anything on your computer.
    Such aggressive promotion tactics undermine the credibility of all security software manufacturers, affecting even the market leaders.

    Antivirus and surveillance

    The scandal of banning Kaspersky Lab products in the US is still ongoing, but the charges against them can be brought against any antivirus vendor. It is because they all contain cloud scanning tools and send any files they deem suspicious to their servers.

    According to the manufacturers’ claims, everything happens automatically and is anonymized, and the technology is unsuitable for collecting information from specific computers. However, the opposite task (finding the source of the distribution of malware or establishing that a file belongs to a particular computer) can generally be solved.

    Antiviruses and vulnerabilities

    Another problem is that bugs in any popular software are often used to execute attacks, and antiviruses are one of the main targets here. For example, a vulnerability was found in Bitdefender Internet Security 2018 that allows remote execution of arbitrary code. Unfortunately, Avast, AVG, and many others are no better.

    Today’s antiviruses are deeply integrated into the system, sometimes creating more problems than it solves. They install their services (which may contain bugs) and intercept system calls (disturbing other programs); they have too many rights and are technically capable of doing anything without user knowledge.

    Another alarming thing is the antivirus modules like “secure payments.” You go to a bank’s site with an antivirus browser extension and enter data on its “keylogger-proof” on-screen keyboard. All this seems to be going over HTTPS, but the antivirus has to check the encrypted traffic, so it installed its certificate to decrypt it long ago.

    The antivirus company already has all the other identification data – you specified it yourself during registration. Therefore, in purely technical terms, nothing prevents them from manipulating your accounts and attributing everything to hackers’ tricks. Another thing is that a company’s reputation is worth more, which is unlikely to happen in reality. In any case, we are not aware of such facts.

    Do you need an antivirus?

    It is a complicated question and depends on your knowledge of computers or, better yet, information security. It will be extra with all the improvements, such as the Windows 10 protector and built-in protection against encryption. However, we still advise using some antivirus for people who do not understand computers.

    A properly configured firewall, checking downloaded files for viruses, and using virtual machines to test new and suspicious programs is enough for those in the know.

    To give up antivirus, you will have to follow these rules:

    ● Use modern operating systems and update them in time;
    ● Keep your software up to date;
    ● Download and install software only from official sites;
    ● Check the downloaded files at online file scanning services;
    ● Test downloaded software on a virtual machine;
    ● Do not use crack codes and keygen;
    ● Do not browse dubious sites;
    ● Do not launch executable files received by mail;
    ● Use a properly configured firewall;
    ● Disable auto-run flash drives, and don’t use strange flash drives.
    You’ll find additional tips and methods for fighting viruses in the article “Protection against viruses” and section “Safety.” The essential thing in the fight against viruses is a sober mind and straight hands.

     Paid or free antivirus?

    Free antivirus from a reputable company or the built-in Windows defender is enough. There is no need to use paid antivirus.

    As a rule, paid antivirus differs from its free counterparts with a few additional options, which are unlikely to help if the virus has been encrypted and has zero detection on online services check files for viruses.

     

  • 10 Best Websites for Online Classes

    10 Best Websites for Online Classes

    So you have decided to explore the world of online learning. Undoubtedly, switching to online learning platforms has become a new trend since the onset of the COVID-19 pandemic and doesn’t seem to slow down even today. Whatever skills you are looking for, whether related to K-12 education, various entrance exams, or in-demand digital skills for professionals, there is a dedicated course online that you can rely on. Online classes help you learn from the comfort of your home without disturbing your hectic routine.

    Before you pick any random course online, you should know about the most relevant online training platforms whose courses are worth your time and effort. This article makes you familiar with all of them. So, let’s get started.

    Simplilearn
    Simplilearn is a great training platform for fresh graduates and working professionals who want to develop job-ready skills in various fields. Some of the top categories in which Simplilearn offers world-class training include digital marketing, cloud computing, cyber security, project management, artificial intelligence, data science, and software development. You will also find many courses in partnership with top universities like Purdue, Wharton, Caltech CTME, and UMass Amherst.

    Linkedin Learning
    LinkedIn doesn’t need any introduction, but many are not aware of its dedicated learning platform named LinkedIn Learning. This platform also offers high-quality online courses, but unlike Simplilearn, its courses are short-term based and focus on a particular topic rather than the entire subject. Its instructors are usually working professionals with rich experience in their business domains.

    Coursera
    If taking an online course from a reputed university is your priority, then Coursera is the most suitable option for you. This platform is a marketplace that hosts online courses from over 275 leading universities and companies and has trained more than 113 million learners across the world. By becoming a learner on this platform, you can benefit from a top-notch curriculum, low tuition fee, flexible schedule, and even achieve a university degree.

    Udacity
    Udacity came into existence when Stanford instructors Peter Norvig and Sebastian Thrun wanted to offer their ‘Introduction to Artificial Intelligence’ course for free online. Since then, Udacity has worked together with businesses and highly driven people to create a customized talent transformation path made possible with its Digital Competency Platform. You can dive into various Nanodegree programs, usually 3 to 4 months long, and develop the skills you want.

    Codecademy
    If you are specifically looking for online classes related to the software development field, then Codecademy is the platform for you. Basic courses related to programming languages like JavaScript, Python, Java, HTML, SQL, and others are offered for free. You can also check out subjects like data science, web development, developer tools, machine learning, code foundations, and web design with its Pro membership.

    Springboard
    This platform specializes in basically five areas, namely data, design, coding, cybersecurity, and tech sales. Apart from the theoretical classes, the platform also hosts real-world projects that you can work on and showcase your practical knowledge during interviews. The main highlight of the platform is some of its JobGuarantee programs, where you have the option to pay the course fee only after you are hired.

    Udemy
    If you thought you could learn from only institutional instructors, you are wrong. Head over to the Udemy platform, where you will find common people hosting their online courses on a variety of subjects. Udemy instructors are real people who are passionate about sharing their knowledge with the world. It is specifically suitable for college students who are looking to learn new skills by enrolling in affordable courses rather than spending on premium university courses. The platform features around 204K courses, 54 million learners, 71K instructors, and over 12500 enterprise customers.

    edX
    Similar to Coursera, the edX platform also hosts courses designed by renowned universities and companies. By partnering with over 160 member universities, edX has become the platform of choice for professionals willing to learn from institutes like Harvard, MIT, UC Berkeley, Boston University, and Australian National University. There are over 3600 courses to select from, along with 15 thousand instructors and over 110 million enrollments.

    Cognitive Class
    Offered by the tech giant IBM, Cognitive Class.ai is a platform that you can rely on for courses related to artificial intelligence, data science, blockchain technology, cloud computing, IoT, and virtual reality. The platform is powered by IBM Skills Network, a community of highly talented content creators, educators, and authors who aim to help students learn emerging technologies one project at a time. The courses include internal hackathons, competitions, projects, and virtual meetings.

    SkillShare
    Unlike the platforms mentioned above, the Skillshare platform hosts online classes rather than months-long courses. Moreover, its classes are more focused on topics like design, illustration, photography, freelancing, video, and more rather than the technology sector. You can choose from hour-long classes to enhance your creative skills and further explore learning paths that involve a series of carefully designed tutorials that reinforce one another’s learning, broadening your skill set.
    We hope that you can now enter the eLearning community with better information at hand and choose a relevant course to upgrade your skills. Start learning today and take your career to new heights.

     

  • How to Find a Reputable Psychic Reader

    Finding a reputable psychic reader can be tricky, as there is no universal standard for what constitutes a respectable psychic. That being said, here are some things to consider when looking for an esteemed psychic reader.

    Tips for finding a reputable psychic reader

    It is critical to conduct research when seeking a credible psychic reader. Begin by asking friends and family for recommendations. You can also browse online for different readers’ reviews. Make sure to carefully study the Kasamba reviews and pay heed to both positive and negative remarks. You should also look at the reader’s website or social media pages to get a sense of their style and approach.

    Before committing to a reading session, it’s a good idea to ask questions. This will assist you in determining whether the reader is someone you feel at ease with and trust. Make certain that the psychic reader is accredited or licensed in their industry so that you can be confident that they are a qualified specialist.

    The history of psychic phenomena

    Some of the earliest records of psychic phenomena date back to ancient Greece. Psychical research became popular in the nineteenth century, and many notable scientists and thinkers began to investigate the subject.

    William James, who wrote extensively about psychic experiences in his book The Varieties of Religious Experience, was one of the most recognized researchers. He contended that certain experiences could not be explained solely by science and that they could be evidence of a spiritual dimension beyond our physical world.

    Parapsychology arose as an academic discipline in the twentieth century dedicated to the study of psychic phenomena such as telepathy, clairvoyance, precognition and psychokinesis. Researchers conducted laboratory tests to try to establish or disprove these ideas, but the findings were frequently unclear. Despite scientific uncertainty, many people still believe in psychic occurrences.

    Types of psychics and how they work

    There are many different types of psychics, each with its own set of powers and techniques. Clairvoyants, mediums, tarot readers, astrologers, numerologists and palm readers are some of the most prevalent categories.

    •    Clairvoyants can use their psychic abilities to see a person’s past or future. They can also guide you in making judgments in the present.
    •    Mediums can converse with ghosts from outside the physical realm.
    •    Tarot cards are a divination tool used by tarot readers and can provide insight into a person’s life path or current circumstance.
    •    Astrologers evaluate the placements of planets and stars in astrological charts to get insight into an individual’s life path or current circumstance.
    •    Numerologists utilize numbers as symbols for different energies to acquire insight into a person’s life path or current predicament. 
    •    Palm readers read the lines on a person’s hands to acquire information about their personality traits and anticipated future occurrences.

    All of these psychics rely on intuition and spiritual energy to provide guidance and advice to people who seek it.

    The science behind psychic powers

    Psychic abilities, or extrasensory perception (ESP), are a contentious topic among scientists. While some people believe these powers exist, others are doubtful. Numerous investigations have been undertaken to discover whether or not psychic powers exist to further investigate this topic.
    J.B. Rhine at Duke University conducted one of the most notable studies in the 1930s. He tested participants by having them guess which card was being held up without seeing it. The results revealed that some participants correctly guessed more cards than would be predicted by chance alone, implying that they possessed some type of ESP.

    More research has focused on telepathy and precognition, two additional types of psychic capacity. While there is still significant dispute regarding whether these talents exist, study into the science behind them continues to uncover new evidence about their probable validity.

    Common misconceptions about psychics

    One of the most popular myths regarding psychics is that they can foretell the future. While some psychics claim to be able to do so, it is impossible. Psychics can provide insight into a person’s life by using their intuition and spiritual guidance, but they cannot predict what will happen in the future.

    Additionally, some people embrace the stereotype that all psychics are charlatans seeking to exploit people. While some unethical people may try to con people, many psychics have real talents and may provide important information and counsel.

    Another common myth regarding psychics is that they can solve all your problems. A psychic reading can bring clarity and insight into specific situations, but it cannot substitute hard work or make decisions for you. Finally, only you have the ability to make changes in your life and achieve excellent results for yourself.

    Before making a selection, look for a psychic reader with good reviews, examine the backgrounds of several psychics to confirm they are legitimate and ask questions about their methodology. When choosing a psychic reader, you should trust your instincts.
     

  • What Can You Do With a Master of Arts Degree?

    What Can You Do With a Master of Arts Degree?

    Master of Arts, popularly known as MA is a 2 years long post graduate programme that candidates can pursue after completing their graduation. Numerous colleges and universities across India and abroad offer the degree in numerous specializations. Some of the most sought after courses in MA include MA English, MA History, MA Political Science, MA Economics etc.

    Admission to MA is done based on merit as well as performance in popular entrance exams like CUET, TISSET etc. After completing MA, aspirants can either go for higher studies or start working. Candidates can explore employment opportunities in various industries including education, entertainment, business and media among others. Read on to find out about opportunities after a Master of Arts Degree.

    Master of Arts Highlights

    Captured below are the highlights of Master of Arts Degree:

    Particulars

    Details

    Name of Course

    Master of Arts

    Abbreviation

    MA

    Course Duration

    Two years

    Eligibility Criteria

    Graduation with at least 50% aggregate marks or its equivalent CGPA from a recognized University

    Examination Type

    Semester type

    Entrance Exam

    CUET, TISSNET, PU CET etc.

    Average Course Fee

    INR 8,000- INR 1,00,000 per annum

    Average Salary

    INR 3,20,000- INR 7,00,000

    Job Profiles

    Teacher, Copy Editor, Consultant, HR Manager, Content Writer, Executive Assistant, Data Analyst, School Counsellor, Assistant Editor etc.

    Popular MA Courses Offered in India

    There are multiple MA courses available in India. Some of the most popular ones are listed below along with their respective fee range and possible career prospects:

    Top MA Courses

    Average Course Fee (Annual)

    Relevant Career Profiles

    MA English

    INR 40,000 – INR 50,000

    Content Writer, Translator, Editor, Journalist, Teacher

    MA History

    INR 10,000- INR 50,000

    Historian, Researcher, Archivist, Teacher, Archeologist

    MA Economics

    INR 20,000 – INR 50,000

    Economist, Market Research Analyst, Teacher, Credit Analyst, Statistician, Financial Advisor

    MA Political Science

    INR 20,000 – INR 80,000

    Political Scientist, Consumer Advocate, State Legislator, City Administrator, Community Service Manager, Political Analyst

    MA Philosophy

    INR 10,000- INR 1,00,000

    Archivist, Administrator, Researcher, Insurance Underwriter, Social Worker

    MA Geography

    INR 10,000- INR 1,00,000

    Agriculture Specialist, Teacher, Researcher, Forest Manager, Geographer, Demographer

    MA Hindi

    INR 20,000 – INR 80,000

    Content Writer, Translator, Editor, Journalist, Teacher

    MA Psychology

    INR 10,000- INR 95,000

    School Psychologist, Teacher, Health Psychologist, Industrial Psychologist, Counseling Psychologist

    MA Education

    INR 5,000 to INR 80,000

    Program Manager, Teacher, Program Coordinator, Administrative Manager, Research Scientist, Administrative Officer

    Master of Arts Top Colleges in India

    Provided below is a list of top MA colleges in India:

    College Name

    Location

    Course Fees (Total)

    Lady Shree Ram College

    Delhi

    Rs 17,976

    St. Xavier’s College

    Mumbai

    Rs. 51,000 to Rs. 75,000 (per semester)

    Miranda House

    Delhi

    Rs 13,330 to Rs. 17,030

    Hindu College

    Delhi

    Rs 12,307

    Presidency University

    Kolkata

    Rs. 4,400

    Hansraj College

    Delhi

    Rs 12,307

    Kamla Nehru College For Women

    Delhi

    Rs 7999

    Christ University

    Bangalore

    Rs. 34,000 to Rs. 1,40,000

    Jesus and Mary College

    Delhi

    Rs. 12,823

    Fergusson College

    Pune

    Rs. 14,000 to Rs. 65,000

    Master of Arts as a Career

    Candidates can explore various job opportunities after Master of Arts. They are offered options depending on the discipline they have studied, their skill set, knowledge and aptitude. In the initial stages, the average salary is around INR 3,00,000 to INR 7,00,000. However, it increases with time and work experience.

    Check out some of the highly popular job profiles after Master of Arts and their respective salaries below.

    Job Profiles

    Average Salary (Annual)

    Content Writer

    INR 2,87,000

    Human resource manager

    INR 7,94,000

    Journalist

    INR 3,46,000

    Teacher

    INR 5,00,000

    Social Worker

    INR 3,88,000

    Consultant

    INR 5,50,000

    Assistant Professor

    INR 4,00,000

    Master of Arts Degree Employment Areas

    Given below are the employment areas where candidates can

    • Education
    • Human services
    • Journalism
    • Entertainment
    • Law
    • Health Care
    • Medical Science
    • Business

    Skills Required for Jobs After Master of Arts

    MA requires extensive research and willpower. After completing the course, candidates are required to possess the following key skills to ace the professional world:

    • Problem-solving skills and Analytical thinking
    • Good communication skills
    • Time management skills
    • Curiosity
    • Organizational skills
    • Interpersonal skills
    • Focus

    Higher Education After Master of Arts

    Not only jobs, aspirants can also go for higher education after MA. They can pursue courses like M.Phil or Ph.D. In order to get shortlisted for aforementioned degrees, students are required to crack required entrance exams. There is no merit based selection for these courses.

    Apart from choosing the traditional corporate jobs, they can also start preparing for government exams like State PCS, UPSC etc. based on their field of study.

     

  • Factors that Contribute to Business Loan Application Rejection

    Factors that Contribute to Business Loan Application Rejection

    One of the many things that businesses don’t want to confront is rejection, whether it’s for a new project or business financing. However, financial institutions are extra cautious when conducting credit appraisals. They consider a number of factors before approving your loan application.

    As a result, if you don’t want to find yourself in a loan refusal situation, keep the following points in mind.

    1. Poor credit report

    One of the primary reasons for business loan rejection is poor credit history. Financial institutions first assess your credit report when you apply for a loan. They look at how many existing debts you have and how much you are paying in EMIs. They also verify if any previous EMIs have been missed. In case of any negative recordings on your report, the lender will reject your application.

    However, there are several circumstances in which a bad credit record is not your fault. For example, sometimes financial institutions forget to send the loan closure report to the credit bureaus. In such circumstances, your best solution is to contact your lender and request that the disparity is resolved. You can also send the credit bureau a rectification mail along with supporting papers like a no-objection certificate (NOC)

    2. Poor cash flow

    Cash flow is a measure of your company’s liquidity. It informs lenders about the amount of cash you have on hand and in the bank. One of the numerous issues that lenders cannot ignore is a lack of liquidity. Assume you require funds in the range of Rs 25 lakhs. Your company’s financials indicate a healthy profit, but your cash flow displays a negative amount. In this case, it is assumed that either your business expenses are excessive or you are wasting money on things that aren’t necessary.

    To improve the cash flow in your company, you can consider taking the following measures.

    ● Sell off any assets that are no longer relevant to your business.

    ● Instead of purchasing new machinery or office space, consider leasing.

    ● Launching new products will help you increase your revenue.

    ● Revise the price of your existing products.

    3. Lack of business plan

    Financial institutions ask you to present a well-detailed business plan when you apply for a business loan. They want to know about your projected sales, expansion plans, and revenue projections for the next five years, among other things. Some financial institutions also ask for financial statements. Thus, try to get your balance sheet and profit and loss statement audited by a chartered accountant if possible.

    You may also seek guidance from business advisors or have a documented company plan reviewed by them to make the application process move more smoothly.

    4. Multiple loan applications

    The requirements for funds in business might arise at any time. And if you don’t plan ahead of time, you can miss out on a fantastic opportunity. However, to obtain funds quickly, one of the most common mistakes made by businesses is to apply for a loan with many lenders at the same time without waiting for any lender to approve or disapprove.

    Submitting multiple applications at the same time gives the lender an impression that you are a desperate borrower. Thus, resulting in a loan application rejection.

    5. Start-ups

    Financial institutions are hesitant to lend to start-up companies. The reason is that such businesses have no prior business credit history. They also lack financial information that would allow a lender to assess their company’s viability. As such, if you have just started your business, you are left with a handful of financing options, of which a few are listed below.

    ● You may raise funds from private equity firms, venture capitalists, or angel investors.

    ● If you want to start a business in addition to your full-time employment, the best option is to apply for a personal loan.

    ● You can also choose from a variety of government loan programmes on the market.

    ● If nothing else works out, consider utilising your savings or enlisting the assistance of your friends or relatives. You may also want to explore forming a partnership firm, as your business partner may be willing to invest a significant amount of money in your company.

    6. High risks business

    There are various businesses whose performance relies upon the country’s economic conditions, government policies, etc. There are also a few businesses that boom only in a specific season. Financial institutions consider such businesses risky and do not grant loans to them.

    Assume when there is a complete lockdown in the country and gyms and other public amenities were closed. In such situations, do you think the lender will approve you for a loan? The answer is a big NO. And if they do, they will charge a hefty business loan interest rate to mitigate the potential risks.

    To conclude:

    Now that you are aware of the factors that influence the approval of your business loan, you can proceed with your application. Remember, avoiding the above blunders can help you get funds at an affordable business loan interest rate.