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Category: Press Release

  • ‘Maximizing Tax Savings with an ELSS Calculator’

    ‘Maximizing Tax Savings with an ELSS Calculator’

    Mutual funds can be a great way to grow your wealth over time, and the Equity Linked Savings Scheme (ELSS) is one of the most tax-efficient options. The Income Tax Act, of 1961 provides significant tax benefits under Section 80C for these schemes and high returns. However, using an ELSS calculator is important to maximize your investment returns. This calculator helps you make informed investment decisions, ensuring you get the most out of your money. Through this article, we will understand how to maximize tax savings with the ELSS calculator.

    What is an ELSS Calculator?

    ELSS calculator is an online tool that helps investors estimate potential returns from the ELSS investments. Investors can get a clear picture of how their investments might perform over time by entering various parameters, such as investment amount, frequency (lump sum or SIP), and expected rate of return.

    How Does an ELSS Calculator Work?

    An ELSS calculator assists in determining the potential returns from your investment in an ELSS fund, whether you opt for a Systematic Investment Plan (SIP) or a lump sum investment.

    To use the calculator, you need to provide details such as the amount of investment, expected annual rate of return, duration of investment, and the frequency of investment if opting for SIP. After inputting this information, the ELSS calculator will display the projected value of your investment at the end of the specified tenure.

    Calculating SIP Returns with an ELSS Calculator

    A SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in an ELSS fund. The ELSS SIP calculator helps estimate potential returns on these regular contributions. To calculate the SIP maturity amount for your ELSS investment, you need to provide:

    Fund Name: The specific ELSS fund you intend to invest in.

    Monthly Investment Amount: The amount you plan to invest each month.

    Investment Tenure: The total period you plan to stay invested, keeping in mind the mandatory three-year lock-in period for ELSS.

    Calculating Lump Sum Returns with an ELSS Calculator

    If you prefer a lump sum investment, where you invest a significant amount at once, the ELSS lumpsum calculator can estimate your potential returns. For this, you need to enter:

    Fund Name: The specific ELSS fund you are investing in.

    Lump Sum Investment Amount: The total amount you plan to invest initially.

    Investment Tenure: The duration you wish to keep your investment in the ELSS fund.

    The calculator then provides the estimated maturity value based on these inputs, helping you understand how your lump sum investment might grow over time.

    Using an ELSS calculator, whether for SIP or lump sum investments, enables you to make informed decisions by providing a clear picture of potential returns. This, in turn, aids in effective financial planning and maximizing the benefits of your ELSS investments.

    How Can an ELSS Calculator Help You?

    Following are the ways an ELSS calculator can assist you:

    Helps in estimating returns

    The calculator helps you determine how much your investment could grow over a certain length of time by providing accurate estimations of prospective returns.

    Comparative Evaluation

    By comparing the possible returns from several ELSS funds, the calculator can assist you in choosing the well-performing one.

    Comparison between SIP and Lump Sum

    It helps you elect the investment approach that most closely matches your financial objectives by assisting you in understanding the returns that differ between investing through a lump amount and a Systematic Investment Plan (SIP). 

    Long-Term Wealth Depiction

    The tool illustrates the potential for long-term wealth building in your assets by illustrating how money might increase over time with steady investment.

    Maximizing Tax Savings with an ELSS Calculator

    To make the most out of your ELSS investments and tax savings, consider the following tips:

    Start Early: The power of compounding can significantly enhance returns. An early start means a longer period for your investments to grow.

    Regular Investments: Using SIPs can average out market volatility and reduce the risk of investing a lump sum at the wrong time.

    Review Annually: Reassess your investment strategy annually using the ELSS calculator to ensure you are on track to meet your financial goals.

    Stay Informed: Keep up with market trends and fund performances to adjust your expectations and strategies accordingly.

    Conclusion

    ELSS calculators can assist investors in estimating potential returns and tax savings from ELSS investments. ELSS calculators can also provide investors with information about the performance of ELSS funds and their suitability for different financial goals. Investors can also compare ELSS funds with other mutual funds and with each other using the ELSS calculators available in the ELSS fund app. Robust ELSS calculators and individualised investment suggestions are provided by the popular Axis Mutual Fund App. The Axis Mutual Fund App’s user-friendly interface makes managing ELSS investments easy and effective.

    Note: Views and opinions contained herein are for information purposes only and should not be construed as investment advice/ recommendation to any party or solicitation to buy, sell or hold any security or to adopt any investment strategy. It does not warrant the completeness or accuracy of the information and disclaims all liabilities, losses, and damages arising from the use of this information. The recipient should exercise due caution and/ or seek professional advice before deciding or entering into any financial obligation based on information, statement, or opinion expressed herein.

    Past performance may or may not be sustained in the future. Mutual Fund Investments are subject to market risks; read all scheme-related documents carefully. 
    ‘               

  • Zee Media Corporation Limited Promotes Chandan Kumar to Vice President Monetisation Sales

    Zee Media Corporation Limited Promotes Chandan Kumar to Vice President Monetisation Sales

    Chandan Kumar has been promoted as Vice Presidentmonetisation sales at  Zee Media Corporation Limited. This significant elevation is a testament to Chandan’s exceptional expertise in digital monetization and his invaluable contributions to the company.

    Chandan Kumar, a highly accomplished digital monetization expert, boasts an impressive 16-year career that spans media selling, planning, programmatic business, and the development of digital assets. His extensive experience and profound understanding of the digital landscape have established him as a pivotal figure in the industry.

    Throughout his career, Chandan has collaborated with some of the most prestigious digital media houses, including Times, Rajasthan Patrika, Zee Entertainment, and Zee Media. His work with these renowned organizations has solidified his reputation as a leading expert in digital monetization.

    One of Chandan’s most notable achievements is his exceptional proficiency in building revenue models for both corporate and retail businesses. His expertise in this area has enabled him to develop and implement effective strategies that optimize revenue generation. In addition to his work with large corporations, Chandan has successfully pioneered new media solutions for retail SMEs (Small and Medium Enterprises) as well as international business segments. These innovative approaches have led to significant incremental business growth.

    Chandan’s ability to navigate the ever-evolving digital landscape and identify opportunities for revenue growth is a testament to his expertise. His adaptability to changing market trends and implementation of effective strategies have played a crucial role in his sustained success. His keen business acumen and strategic vision have consistently driven revenue growth for the organizations he has been associated with.

    Commenting on his promotion, Chandan Kumar said, “I am honored to take on the role of Vice President at Zee Media Corporation Limited. This promotion is a reflection of the collective efforts of my team and the trust placed in me by the organization. I look forward to driving further innovation and revenue growth in our digital platforms.”

    Chandan Kumar’s impressive track record as a digital monetization expert showcases his strong business acumen and ability to drive revenue growth for various businesses. His contributions to the industry have made a significant impact on the success of the organizations he has worked with, solidifying his status as an invaluable asset in the field of digital media.

  • The Ultimate Bike Shopping Guide on Bajaj Mall

    The Ultimate Bike Shopping Guide on Bajaj Mall

    Just like the way you can conveniently buy almost anything online, now you can book bikes such as a Yamaha R15 V3 online too. Bajaj Mall, a leading online shopping destination is known for shopping of almost everything from mobile phones and furniture to cars and bikes online on EMIs. In this article, we look at the top bikes available in the two-wheeler market and how easy it is to own one by shopping on Bajaj Mall.

    Top bikes in India

    Whether you live in one of the busy cities or the quaint little towns of India, you will find two-wheelers as a convenient mode of transport. When it comes to bikes, there are top brands such as Yamaha, Hero, Suzuki, Honda, and Bajaj. You have classic bikes from Royal Enfield, Jawa, and Yezdi as well. There are ample options whether you are looking for a sports bike or a fuel-efficient commuter bike.

    Some of the top bikes that you can consider buying are listed below:

    1.  Hero Splendor Plus XTEC
    The Hero Splendor Plus XTEC is one of the top commuter bikes with an excellent mileage of around 80.6 kmpl. The bike has a 97.2cc engine with tubeless tyres.

    ●  Model: Hero Splendor Plus XTEC Sparkling Beta Blue 
    ●  Ex-showroom price (Delhi): Rs. 77,376
    ●  EMIs starting from Rs. 1,561 per month on Bajaj Mall

    2.  Yamaha R15 V3
    The 155cc Yamaha R15 V3 is one of the trendy sports bikes in the market and gives an average mileage of 48.75 kmpl. The bike has 18.6 PS of power and 14.1 Nm of torque.

    ●  Model: Yamaha YZF R15 V3 Racing Blue 
    ●  Ex-showroom price (Delhi): Rs. 1,63,400
    ●  EMIs starting from Rs. 3,093 per month on Bajaj Mall

    3.  Royal Enfield Bullet 350
    The Royal Enfield Bullet 350 is one of the most loved bikes of all times with its classic design and a powerful 349cc engine. The bike comes with tubed tyres and gives an average mileage of around 37 kmpl.

    ●  Model: Royal Enfield Bullet 350 Standard Black 
    ●  Ex-showroom price (Delhi): Rs. 1,57,674
    ●  EMIs starting from Rs. 3,077 per month on Bajaj Mall

    4.  Hero HF Deluxe 
    The Hero HF Deluxe is one of the best budget-friendly bikes with a top mileage of around 65 kmpl. This 97.2cc bike, with a maximum power of 8.02 PS and maximum torque of 8.05 Nm, is a great pick if you are looking for a fuel-efficient commuter bike at an affordable price.

    ●  Model: Hero HF Deluxe Kick Start Drum Alloy Wheel (Heavy Grey with Black)
    ●  Ex-showroom price (Delhi): Rs. 61,120
    ●  EMIs starting from Rs. 1,270 per month on Bajaj Mall

    5.  Suzuki Gixxer SF BS6
    The Suzuki Gixxer SF BS6 is a powerful 155cc bike with double disc braking system and a mileage of around 45 kmpl.

    ●  Model: Suzuki Gixxer SF BS6 (Metallic Sonic Silver / Pearl Blaze Orange) 
    ●  Ex-showroom price (Delhi): Rs. 1,45,900
    ●  EMIs starting from Rs. 2,883 per month on Bajaj Mall

    6.  Honda Hornet 2.0
    One of the latest bikes from Honda is the Honda Hornet 2.0 that comes with a 184.4cc engine. This stunning bike gives an average mileage of 57.3 kmpl. The bike has a maximum power of 17.2 PS and a maximum torque of 16.1 Nm.

    ●  Model: Honda Hornet 2.0 Standard (Matte Sangria Red Metallic)
    ●  Ex-showroom price (Delhi): Rs. 1,41,411
    ●  EMIs starting from Rs. 2,786 per month on Bajaj Mall

    7.  Yamaha MT 15
    Another top bike from Yamaha is the Yamaha MT 15. It is a 155cc bike with disc brakes, tubeless tyres, and a mileage of up to 50 kmpl.

    ●  Model: Yamaha MT 15 Ice Fluo-Vermillion 
    ●  Ex-showroom price (Delhi): Rs. 1,68,900
    ●  EMIs starting from Rs. 3,336 per month on Bajaj Mall

    How to go about shopping for bikes online
    When you set out to shop online, you will come across numerous bikes with varying configurations. The best part is shopping destinations like Bajaj Mall give you search filters to shortlist the bikes as per your needs.

    ●  Capacity
    You can check bike models as per the capacity. You can start searching from bikes up to 100cc and bikes in the 100cc to 125cc capacity for beginner-friendly models. If you are eyeing high-end bikes, you can look for bikes in the capacity range of 125cc to 200cc, or 200cc and above.

    ●  Type
    If you are clear about the type of bike you are looking for, you can directly use the filter that meets your preferences. The different types of bikes that you can explore are commuter bikes, sports bikes, cruiser bikes, and adventure bikes.

    ●  Price
    You may have a specific budget in mind when you head out for bike shopping. The best part of shopping online is you can filter out the models that fit within your budget. Today, you have fuel-efficient bikes such as Hero HF Deluxe and Hero Splendor under Rs. 1 lakh. And then there are high performance bikes, which can range from around Rs. 2 lakh to a higher price point. The price of bikes varies depending on the brand, model, features, and other factors. Additional customisations and accessories can add to the cost.

    To make the purchase manageable, you can book your bike on EMIs on Bajaj Mall. Once you do a two-wheeler booking online, a Bajaj Finance representative will help you with the Bajaj Finserv Two-wheeler Loan process. When you book your bike on Bajaj Mall, a two-wheeler loan from Bajaj Finance enables you to make the purchase on affordable EMIs over a flexible repayment plan.

    Your two-wheeler loan offer will depend on your eligibility for a two-wheeler loan. The process is simple, and the approval is quick. Once the details are in order, you can collect your bike from a partner showroom closest to your place.

    How to shop for a bike on EMIs on Bajaj Mall

    You can visit the Bajaj Mall website or visit Bajaj Mall through the Bajaj Finserv App to start shopping. Just follow these easy steps:

    1.  Visit Bajaj Mall.
    2.  Login using your mobile number and complete the OTP verification.
    3.  Select your preferred two-wheeler and click on the ‘Buy Now’ button
    4.  Review the displayed price breakup.
    5.  Proceed with the authentication process to confirm your two-wheeler booking.

    Choosing the right bike involves considering your riding preferences, budget, and the specific features that matter most to you. Whether you opt for the sporty Yamaha R15v3, the versatile Yamaha MT 15 V2, or budget-friendly options like the Hero Splendor Plus, Bajaj Mall offers a diverse range to cater to every rider’s needs. Visit Bajaj Mall today to explore these bikes firsthand and embark on your two-wheeled adventure with confidence.

  • Maximizing Returns: Understanding with FD Calculator Monthly Interest Calculations

    Maximizing Returns: Understanding with FD Calculator Monthly Interest Calculations

    The Indian financial market offers a multitude of investment options catering to different risk appetites. One of the most widely preferred and invested instruments is a fixed deposit (FD). It promises not only guaranteed returns but also minimal market risk. By using an FD calculator for monthly interest, one can comprehend the earning potential. Understanding how these calculators work can also equip you with insights needed to plan your finances strategically.

    A fixed deposit is a financial tool offered by banks and non-banking financial companies (NBFCs), which allows you to deposit a lump sum amount for a predefined term. The deposited amount earns interest based on the prevailing FD interest rates.

    FD calculator monthly interest is an online tool that helps investors determine their returns, or maturity amount, on the fixed deposit scheme they choose. It uses core factors like the initial deposit, interest rate, and deposit term to calculate exact returns. This tool is simple and user-friendly, enabling individuals, especially starters, to understand and plan their investments efficiently.

    For instance, suppose you deposit INR 1,00,000 as a term deposit for a period of five years with an annual interest rate of 6.5%. Using an FD calculator, the maturity amount at the end of five years would be INR 1,36,723. This calculated amount shows that the deposited amount has grown by INR 36,723.

    Comprehending an FD calculator’s operations not only helps you determine your returns but also assists in comparing various FD schemes. It allows you to gauge the best scheme with the highest ROI.

    A secondary gain of using an FD calculator monthly interest is it expedites the decision-making process. Since the tool offers exact results instantly, it negates the time-consuming process of manual calculations and confusions about interest computation methods.

    However, one must remember that FD schemes are not immune to inflation. The actual value of the returns may decrease over time if the inflation rate surmounts the interest earned. Therefore, having a diversified portfolio can hedge against potential financial risks.

    Another crucial aspect to consider while investing in FDs is the taxation. The interest earned on FDs is taxable according to the investor’s tax bracket. Hence, it is pivotal to account for the tax implication on the returns while calculating the final maturity amount.

    While FD calculator monthly interest provides a comprehensive outlook of your investment, investors must also consider other parameters. These include the credibility of the financial institution, penalty on premature withdrawal, loan against FD, and auto-renewal features. These factors can significantly impact the final returns on the FD.

    To conclude, an FD calculator monthly interest is an indispensable tool for every investor. It not only helps in determining the maturity amount but also assists in comparing various FD schemes and planning future investments accordingly. Additionally, the fixed deposit interest rate is a crucial factor to consider when comparing different FD options. However, it is always recommended to evaluate the credibility of a financial institution and consider the potential financial risks and tax implications before investing.

    Disclaimer: Investment in financial instruments carries certain risks. This article is just for educational purposes and readers should always consult with a financial advisor before making any investment decisions.

    Summary

    Understanding the working of an FD calculator monthly interest can help investors plan their financial strategies. FDs carry minimal risk and guaranteed returns, making them an ideal investment option in volatile markets. However, it’s crucial for investors to analyse other factors such as financial institution credibility, penalty charges on premature withdrawal, and tax implications while making the investment. The use of an FD calculator monthly interest helps in estimating the returns, thereby facilitating comparisons and financial planning. It must be noted that while FDs provide assured returns, the potential impact of inflation can diminish the actual value of these returns over time. Hence, the investors should also consider diversifying their portfolio to cushion against inflation.

  • How 1xbit.com is Changing the Game for Sports Betting Enthusiasts

    How 1xbit.com is Changing the Game for Sports Betting Enthusiasts

    Sports betting has changed a lot in recent years with the platforms that are always changing and evolving to suit user requirements. Among these, 1xbit APK stands out due to its unique properties compared with conventional sports betting sites because of its innovative features and a user-friendly interface.

    What About Cryptocurrency Integration?

    Among the most outstanding things which can be noticed about 1xbit.com is the all-inclusive integration of cryptocurrencies. Several digital currencies such as Bitcoin, Ethereum among other options can be used for gambling by users. This offers numerous benefits because of: 
    ●    increased privacy; 
    ●    faster transactions; 
    ●    lower fees compared to traditional fiat currencies.

    Those bettors who value anonymity and fast payouts may find this option especially attractive.

    Wide Range of Sports and Events

    The platform 1xbit.com covers numerous activities, eliminating any chance that there will not be anything for every sporting fun. The platform’s selections range from such popular sports like football, basketball or tennis to niche ones like esports, darts or even weather betting. In this way it allows customers to try out different bets while also exposing them to new areas of interest.

    User-Friendly Interface – Must Have

    The user is the first thing to be considered when designing the platform’s interface that provides an instinctive and seamless betting experience. The website has a neat and well-organized layout which facilitates navigation by both new and expert bettors. This improves the user experience because people can place their bets efficiently and they will be more informed.

    Live Betting and Streaming

    Live betting at 1xbit.com is great with up-to-date odds as well as many in-play markets. This allows for live betting while games are on, makes it more engaging and entertaining for fans who love watching sports events. Also, the platform offers live streaming of various events such that users can follow the event as they place their bets.

    Bonuses and Promotions

    Such bonuses add value to 1xbit.com making it even more attractive than before. For instance, new users can receive a big welcome bonus while existing ones get access to ongoing promotions such as cashback deals, accumulator boosts, or loyalty programs. These deal senders encourage users to keep on playing on this platform since there is something for everyone.

    Security and Support

    When it comes to 1xbit.com, security is a first-rate issue with elevated level encryption technology that makes certain safety of user data and transactions. The company also offers solid customer support including all time live-chat which is open throughout the week and detailed question-based responses for any difficulty.

    What About Mobile Accessibility?

    Concerning mobile accessibility, 1xbit.com has a completely optimized mobile version of its website as well as separate apps for iOS and Android devices which allows users to make bets, manage their accounts and track live events wherever they are thereby making it flexible and convenient.

    To Wrap Up

    What sets apart 1xbit from other sports betting sites: 
    ●    cryptocurrency acceptance; 
    ●    wide variety of sports and events available on the site; 
    ●    combination of simple interface; 
    ●    good live betting options focused on user experience.

    Additionally, attractive bonuses given by this platform, high security measures implemented in the site, convenient mobile access are among those reasons why many people prefer it. For sport bettors who want a fresh approach from what they have always been used to then 1xbit would be their game changer.

    Disclaimer: This article is a paid publication and does not have journalistic/ editorial involvement of indiantelevision.com. indiantelevision.com group or its websites does not endorse/subscribe to the contents of the article/advertisement and/or views expressed herein or any of the results of the products/services sold by the companies neither do we endorse the products as the publisher in any way.

    The reader is further advised that such investments can be highly risky. Indiantelevision.com group shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the views, opinions, announcements, declarations, results, health outcomes, affirmations etc., stated/featured in the same. The decision to read hereinafter is purely a matter of choice and shall be construed as an express undertaking/guarantee in favor of indiantelevision.com (indiantelevision.com group) of being absolved from any/ all potential legal action, or enforceable claims. The content may be for information and awareness purposes and does not constitute any kind of investment advice from the website owners or the editorial team. 
     

  • Destiny Redefined: Kriti’s Rise from Byju’s Mass Layoff to BI Developer!

    Destiny Redefined: Kriti’s Rise from Byju’s Mass Layoff to BI Developer!

    As she packed up her belongings and said goodbye to her colleagues, Kriti couldn’t shake the feeling of disbelief and betrayal. Kriti found herself among the employees affected by Byju’s mass layoffs. This news hit her hard, considering the years when she had poured her heart and soul into creating content for Byju’s, only to be let go without warning.

    Kriti, a mathematics graduate, aimed to clear the UPSC exams, a goal that she pursued with dedication for years. However, as time went on, Kriti found herself struggling with increasing financial pressures that made it difficult for her to focus solely on her studies.

    In an effort to manage her finances, Kriti took a job as a content associate at Byju’s. This role seemed like a perfect solution at first, allowing her to earn a living while dedicating time to her exam preparations. However, the workload from her job often left her exhausted. Despite her best efforts to maintain a balance, the stress of meeting deadlines and covering the vast UPSC syllabus began to take a toll on her mental and physical health.

    Eventually, she had to give up her UPSC aspirations. With a heavy heart, Kriti shifted her focus from clearing the UPSC exams to excelling in her job.

    Cut to Byju’s mass layoff

    Kriti was beyond shocked. She never imagined herself to be among the employees being laid off because of her work. She had always tried to work beyond the target.

    After her UPSC dreams fell through, Kriti felt a new determination. However, losing her job suddenly made her feel unmoored. As she packed up her desk, the weight of uncertainty about her future felt suffocating.

    Despite her initial shock and despair, Kriti knew deep down that she couldn’t let this setback define her. With a steely resolve, she vowed to pick herself up and find a way forward, even if the road ahead seemed uncertain. Kriti knew that she had the strength and resilience to overcome this latest obstacle, no matter how difficult it may seem at the moment.

    And so, with a heavy heart but a glimmer of hope flickering in the depths of her soul, Kriti took a deep breath and faced the unknown future with courage and determination. She knew that this was just another chapter in her story, and she was determined to make it a chapter of growth.

    Hence, as she pondered, Kriti remembered being fascinated by the huge growth of the data science field when doing the presentations during her previous work. That’s when she started digging deeper and wanted to pursue a data science course. However, she soon got lost because there were too many online learning resources. That’s when Kriti looked for a proper structure and came across OdinSchool, whose industry-vetted curriculum was taught by industry veterans. Their inspiring success storiesmade her join the data science course immediately.

    Today, Kriti thinks, “had it not been for OdinSchool, I would have never become a full-fledged Business Intelligence Developer. Because, I never liked coding from the beginning. When I wanted to join the data science domain, someone told me to start my journey with Python, and I ended up learning HTML. That’s how bad it was for me because I didn’t understand anything, so I didn’t know which language I was learning. I still freak out sometimes when it comes to coding, but then practice made me a lot better than I used to be. “ 
     

  • The Benefits of 3D Printing in Construction

    The Benefits of 3D Printing in Construction

    The construction industry has been in constant evolution. Over the last decade, 3D printing innovation has grown with the use of CAD (Computer-Aided Design and Drafting) as well as BIM (Building Information Modelling). These two programs instruct the 3D printer to create a precise design for all your construction needs. Read on to know how 3D concrete printing has simplified the entire building process.

    1. Saves You Time

    3D concrete printers can continuously print. This cuts down the design time. With enhanced systems such as Cybe, you can expect to have your design within record time. With automatic 3D concrete printing, the systems can work round the clock with no limitations.

    2. Minimises Material Waste

    According to research, the construction industry creates approximately a third of the world’s overall waste. By employing 3D concrete printing, the generated waste is reduced by over 75%. This is because the printer is precise in all the requirements. You don’t have to second guess on the number of construction metal rods or bags of cement your project needs.

    3. Enjoy Customisation

    3D concrete printing offers a huge range of structural possibilities. You can work around the curves and straight lines to create a custom design without altering your budget. A 3D printer starts by moving the nozzle along the predefined paths while layering the construction material. The process goes on till the structure is complete. Whether the design is general or intricate, 3D printing offers rapid prototyping to ensure you get the best results.

    4. Enhanced Accuracy

    The human body is prone to errors. These could be due to fatigue, lack of knowledge, or influence. With the 3D printing technology, you get a robotic arm that eliminates error. Some of these errors may cause injuries and fatalities which can be expensive in the long run. By using computerised systems, you promote better health and safety standards at the construction site. Even better, the accuracy enhances the quality and precision of the structures.

    And there you have it! As you can see, 3D concrete printing plays a vital role in construction. The biggest advantage is in the speed and minimal waste production. Since the automated systems work 24/7, you can cut down the construction process by more than 60%. It also enhances accuracy while safeguarding the site and the workers. With precision and customisation, you get the exact structure you have always dreamt of.

  • Simplifying Health Insurance Claims for Customers

    Simplifying Health Insurance Claims for Customers

    Health insurance is a basic necessity for everyone as it is essential to safeguard your finances during medical emergencies and get you quick access to quality healthcare above all. To have a smooth experience with your health insurance plan, however, you have to ensure you know the claim process and all the details regarding it.

    This article will discuss how the health insurance claim process itself is getting simpler and what you can do to ensure your claim process is hassle-free.

    How Claim Processing is Getting Simpler in India?

    Insurance companies like ACKO General Insurance are using app-based claim intimation and tracking, AI-enabled claim processing, WhatsApp intimation, and digital documentation to make their claim processing system faster and more efficient.

    On top of that, the government is launching The National Health Claim Exchange (NHCX). It is a portal that will process claims across healthcare institutes across the country. It will primarily bring 50 insurers under the same umbrella and contain all the information these companies will need and speed up the discharge approvals and pre-authorisation times.

    NHCX, a part of Ayushman Bharat Digital Mission (ABDM), is a step towards interoperability which will lead to democratisation of insurance and lower the premiums.

    What are the Types of Health Insurance Claims?

    Generally, there are two types of health insurance claims available for an individual. They are:

    1.  Cashless Health Insurance

    While availing of a cashless mediclaim you need not worry about keeping track of invoices and bills for submission. If you have the Cashless Health Card with you you can file a cashless mediclaim at any network hospital.

    2.  Reimbursement Claims

    If you choose any healthcare centre which is not among the network hospitals for emergency or pre-planned treatment you have to file a reimbursement claim. In this scenario, you have to initially bear the total expense and file a reimbursement claim later with all the necessary bills and so on.

    How to Simplify Your Health Insurance Claim Process?

    For a policyholder, it is important to have a streamlined process of health insurance claims as there are chances you can miss during times of medical emergency. Become aware of the following things to keep your claim process simple:

    1.  Go Through Policy Documents Carefully

    This is the most common and safe tip to pass around in any scenario, but it is not the going through or the reading of policy documents that is most important. It is important to understand the terms and conditions clearly. For example, you should have a very good idea about the terms below:

    ●  Waiting Period
    ●  Sub-limits
    ●  Co-Payment
    ●  Exclusions

    If you do not have a solid understanding of such terms you can easily form misconceptions and get unwelcoming surprises while claiming reimbursement. You can try consulting an insurance expert to get a lucid understanding.

    2.  Pay Attention to the Documentation

    Although you will find most insurance providers have a minimal paperwork approach, they often ask for certain documents like approval letters, doctor’s prescriptions, pre-authorisation, and FIR. Therefore, you should make sure to keep all medicine bills, and original receipts of pre and post-hospitalisation safe.

    The following documents are essential for filing a reimbursement claim:

    ●  Health insurance claim form
    ●  Doctor’s prescription advising hospitalisation
    ●  Diagnosis and treatment procedure details with original reports, bills and receipts
    ●  Discharge summary and fitness certificate

    To make this work simple you should make a dedicated file and keep the policy papers, health card, ID proofs, and such relevant documents. You should also inform your immediate family members about this file so that during emergencies they can easily access it.

    3.  Inform Your Insurer Ahead of Time

    This is a crucial step you can take to ensure that your claim process will go well. If you have already planned a hospitalisation your insurer may benefit from knowing it 3 to 4 days prior to admission.

    If you are in a medical emergency it is important to let the insurer know within the first 24 hours of the admission. Even if you opt for a reimbursement claim you should keep the insurer notified by any channel you find convenient. For example, you can write, call, or contact them through their app.

    4.  Be Honest With Your Insurer

    This is a serious matter as it can lead to the rejection of claims when it finally matters. Trying to hide crucial information to save a few rupees on the premiums may result in far greater losses in the future.

    The Bottom Line

    This is everything you can do to make your health insurance claim seamless. You should know that the government of India and the insurance providers themselves are constantly innovating their systems to minimise the drag and give you a smoother insurance claim experience. Moreover, if you plan on getting some tax benefits from your health insurance policy, the Section 80D deduction is for you. So, along with getting an easy claim process, health insurance also helps you get tax deductions, making it a win-win situation for all.

    So, why wait anymore? To know more about different health insurance schemes at affordable and attractive premiums, contact ACKO today!

  • Unveiling Exness: A Comprehensive Review

    Unveiling Exness: A Comprehensive Review

    Exness has become a prominent player in the wide-ranging forex brokerage market. However, with so many options available to traders, one question remains unanswered: is Exness a scam?

    Don’t worry, though, as we set out to investigate the nuances of Exness in our thorough review, carefully analyzing its features, products, and reputation. With this examination, we hope to lift the mysterious hood over Exness and reveal more about its legitimacy and dependability as a forex broker.

    Background and Overview

    Exness was established in 2008 and has grown to become a major force in the forex brokerage market, serving traders from a variety of geographical areas.

    With its headquarters located in Cyprus, the broker is subject to the regulatory oversight of entities like the Financial Conduct Authority (FCA) in the UK and the Cyprus Securities and Exchange Commission (CySEC), which guarantees compliance and responsibility. Equipped with a user-friendly interface, attractive trading conditions, and a wide range of trading instruments, Exness has gained popularity among traders worldwide.

    Regulatory Compliance

    When examining a forex broker’s credibility, regulatory compliance is the most important consideration. One comforting thing to know about Exness is that they are licensed by reputable regulatory organizations such as FCA and CySEC.

    Not only do these watchdogs provide entertainment value, but they also enforce legal regulations that hold brokers accountable for fair and open trading practices. Exness’s regulatory credentials allow traders to feel easy knowing that their broker abides by the law and looks out for their best interests.

    Trading Instruments and Platforms

    Exness has a comprehensive portfolio of trading instruments, encompassing major and minor currency pairings, commodities, indices, and even cryptocurrencies. Not only that, but traders may access these products through the renowned MetaTrader 4 (MT4) and MetaTrader 5 (MT5) platforms, which are renowned for their svelte design, sophisticated charting features, and blazingly quick trade execution.

    Exness sweetens the pot with its exclusive web-based platform, which guarantees accessibility and ease for individuals who want to trade whenever inspiration strikes.

    Trading Conditions

    Competitive circumstances are the name of the game in the trading arena. With razor-thin spreads, lightning-fast trade execution, and virtually nonexistent mistakes, Exness rises to the occasion. Whether you’re a novice or an experienced trader, these benefits set the setting for an ideal trading experience.

    Additionally, Exness offers variable leverage choices, enabling traders to maximize profits while controlling risk. But remember, use it responsibly just like any other ability. When trading leverage, traders must always keep a risk management playbook close at hand.

    Fees and Commissions

    Like reading the tiny print of a contract, transparency is essential while navigating the financial world. Exness offers a commission-based strategy for certain accounts and spreads-only pricing for others, taking a hybrid approach to fees.

    They are all focused on ensuring traders receive the most value for their money by maintaining low transaction fees and competitive expenses. However, before you get right into the trading pool, review the account information and charge schedule. After all, in the world of business, information truly is power.

    Security Measures

    Security acts as the sheriff in the virtual Wild West of online trade, keeping the bad guys away. When it comes to safeguarding your private information and hard-earned money, Exness does not play around. With features like strong encryption and firewalls akin to fortresses, they have everything you need to make sure your valuables are as safe and secure as Fort Knox.

    You may also feel confident knowing that your account is as safe as Fort Knox thanks to segregated client money and two-factor authentication (2FA) on guard. It’s like having a cyber-security posse on guard as you manage those swings in the market.

    Customer Support

    Having customer service that is as dependable as your morning coffee is essential in the volatile world of trading. Exness’s support staff is like your trading buddy—always on hand to step in and rescue the day—so you never have to worry about them abandoning you when you need assistance.

    They’re available to you around the clock, in your native tongue, by phone, email, or chat. They can provide you with professional guidance more quickly than you can say “bull market.” It’s as easy as silk to navigate the ups and downs of trading when you have a trading partner at your side – prepared to take on any obstacle.

    Client Feedback and Reputation

    When it comes to brokerage ratings, customer reviews are the real deal. They’re similar to Yelp for traders in that they can tell you if a broker is a good investment or a scam. Exness seems to have its own fan club these days, with merchants praising it as if it were the best new brunch place in town.

    But remember, there is always a thorn in every rose, and Exness is no different. It’s getting some shade from the doubters even as it enjoys the warmth of glowing praise.

    Closing Remarks: Is Exness a Legitimate Broker?

    It appears like Exness is the genuine deal—a legitimate forex broker with all the extras. It’s like the forex industry’s superhero, swooping in to save traders from the grip of uncertainty with its regulatory badges, delicious trading conditions, and fortress-like security precautions. 

    However, let’s exercise prudence first for the time being. It pays to do your study, determine what floats your trading boat, and consider your alternatives like an experienced pro before signing up with Exness or any other broker. 
     

  • Why the Radio Medium Still Matters

    Why the Radio Medium Still Matters

    A lot of people think radio is a medium of the past and now with the multiple new devices that keep popping up, radio has gone out of business. However, contrary to popular opinion, radio channels still exist to this day, and they are an important part of many people worldwide. Most of those people have a habit of listening to the radio, usually early in the morning when commuting to work or on their way back home. This has more or less become a routine that people continue doing and do not want to get rid of.

    If you are also among those people who are wondering why is radio important, then tune in because we will show you in this article exactly why.

    Nostalgia

    First and foremost, people feel nostalgic when it comes to radios. Radios usually remind people of the past when life was much simpler, and we didn’t have this abundance of devices and resources. Many people had a favorite channel or favorite broadcaster that they wanted to listen to, and thus listening to them still makes them evoke some comforting memories from the past.

    That being said, people got attached to radio hosts as well and they enjoyed listening to them on a daily basis. Talking of radio hosts, a few months back, one of the most popular radio hosts in Mumbai, Ameen Sayani passed away and this was of course a sad moment for all the radio listeners who won’t be able to hear their voice anymore.

    Local Flavor

    One of the best things about radios is that they offer the local flavor to everyone listening to them. Usually, every region has or used to have a radio channel which covers all news related to that region. It is of course a nice thing to know what is going on in the area surrounding you, what activities are planned or are about to come and hear from your favorite local and national or international artists.

    This feature of the radios is of course one of a kind because even smaller areas or regions have the opportunity to have their own station. The accessibility that people have to radios also contributes to this source of news. This is particularly important in the case of remote or underdeveloped areas where getting information is a bit more problematic than in other parts of the countries. If you are unaware of what radio operates in your region, you can check radios by location and find the ones closest to you.

    Live and Unfiltered

    An advantage that radios have when compared to either videos on social media platforms, TV programs or any content that is brought to the public is that radios are live and unfiltered. This is one of the best characteristics that radios have and that make it authentic and real. You cannot go back and change what you just said or how you reacted on live radio and that makes it difficult to manipulate and be real, which is what people crave nowadays.

    In addition to that, radio programs are also often very engaging with the audience, and they allow them to call and directly talk to them on the phone. This makes these mediums even more attractive and exciting because people get the feeling of belonging to a community.

    To wrap up, despite the tech advancements that keep bringing up new things every day, radios still remain relevant and a favorite to people worldwide. Radios were and still are a source of entertainment and hopefully will remain so for the years to come as well!