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Category: Press Release

  • History of eSports in India from A to Z

    History of eSports in India from A to Z

    Hockey, football, and cricket are definitely among the most popular sports in India. Thanks to the recent technological advancements on credible platforms like 4rabet, the evolution of esports in India took place.

    This business has been expanding at an incredible rate since the early 2000s. Call of Duty, Fortnite, Counter-Strike, and other games flew in and spread widely across the markets, and India wasn’t an exception.

    eSports in India: Statistic Market Analysis and Forecast

    The Indian esports ecosystem is known for its mobile-first nature. At the forefront, you will locate titles like COD Mobile, Battlegrounds Mobile India, and others. 

    According to an EY India study, this country is among the leading esports powers in Asia. Back in 2021, the esports market size in India reached 3 billion INR (around 35.7 million USD). Given the projected CAGR of 6.92%, this parameter can easily surpass the level of 14 billion INR (174.4 million USD).  

    Here are a few more predictions from Statista Highlights:

    • The user penetration is also likely to keep increasing, reaching 9.6% by 2029.
    • The esports betting segment is gaining momentum, too, — 7.6 billion INR (90.8 million USD) in 2024.

    Although the US esports market is holding the leadership for the highest revenue, the exponential growth of the Indian esports market shouldn’t be underestimated — a boom of popularity among the younger generation:

    • As of 2021, the number of players interested in esports was 150,000 enthusiasts.
    • It reached 600,000 people in 2022.
    • By 2027, this indicator is projected to hit the target of 1.5 million esports gamers in India.

    The Progress of the Indian Esports Market:

    It would be wrong to suppose this industrial evolution and the overall popularity of the industry in India is a breeze. Let’s take a closer look at the current challenges to overcome and opportunities to utilize.

    Challenges Opportunities
    Inconsistent infrastructure and Internet connectivity Investment in better infrastructure development
    Lack of uniform regulations and industry standards Creation of transparent policies for smoother operations
    Limited parental support for gaming as a career option Awareness campaigns to change perceptions
    Low popularity in remote regions Expanding access to gaming in underrepresented areas

    As India embraces more innovations and sets new trends, the esports market is set to modify its silhouette and be a vital part of the global industry.

    Key Figures in the Indian Esports Sector

    What is the modern esports market in India all about? Its ecosystem is incredibly varied and depends on how different members perform their roles.

    Stakeholder Role and Contribution
    Publishers Develop, finance, market, and distribute video games. Own the intellectual property rights.
    Tournament Organizers Manage and run video game competitions for both amateurs and professionals.
    Teams Professional organizations with staff like coaches and analysts, competing in global events.
    Players Compete from grassroots to international levels, ranging from casual to highly-paid pros.
    Audience The key element of esports, supporting events through live viewership and community building.

    The Indian Esports Market Future

    The present environment for the growth and modification of esports in India is highly promising. With esports-friendly government policies and more events and organizations emerging, it will engage more interested parties. The rise in the number of brand ambassadors and sponsorships is also expected.

    These changes are critical for the infrastructure in general. They will help elevate the professionalism and popularity levels associated with the market. The involvement of AR, VR, data encryption, and other technologies for entertainment and security goals will only lead to a thriving ecosystem, attracting more and more attention from the international audience.

    Disclaimer: This article is a paid publication and does not have journalistic/ editorial involvement of Indiantelevision.com. Indiantelevision.com group or its websites does not endorse/ subscribe to the contents of the article/advertisement and/or views expressed herein.

    The reader is further advised that Online Casino, Betting, Crypto products, Financial Investments/Engagement , NFTs, Products associated with health, wellness, and food are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions or risk associated with health conditions.

    Indiantelevision.com group shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the views, opinions, announcements, declarations, affirmations etc., stated/featured in the same. The decision to read hereinafter is purely a matter of choice and shall be construed as an express undertaking/guarantee in favour of indiantelevision.com (indiantelevision.com group) of being absolved from any/ all potential legal action, or enforceable claims. The content may be for information and awareness purposes and does not constitute financial advice.

  • Effect of Stock Markets on Economy: All You Need to Know

    Effect of Stock Markets on Economy: All You Need to Know

    The undeniable interplay between finance and economic growth has become increasingly evident. Central to this dynamic are the financial markets. It has become a pivotal component of modern economies. But it influences not just individual investors but entire nations.

    The growth in these markets is a barometer of business confidence and a catalyst for investment. Its fluctuations send ripples through industries, influencing hiring, production, and innovation. All these trends ultimately shape the nation’s economic trajectory.

    Historical Trends of Correlation Between Stock Market and Economy
    The general consensus is that these two entities are intrinsically linked. The nature and strength of their correlation have fluctuated over time. By checking the historical trends, you can get valuable insights into how these fluctuate.

    Check out the relationship between the Nifty 50 Total Returns (TR) Index and GDP growth in the last 10 years from 2021. This will help you understand how this correlation has shaped market dynamics and economic performance.

    Year Nifty 50 TR Index GDP Growth
    2021 24.6% 9.05%
    2020 16.1% -5.83%
    2019 13.5% 3.87%
    2018 4.6% 6.45%
    2017 30.3% 6.80%
    2016 4.4% 8.26%
    2015 -3.0% 8.00%
    2014 32.9% 7.41%
    2013 8.1% 6.39%
    2012 29.4% 5.46%

    How Stock Markets Impact the Economy
    The financial market is often seen as a determinant of the economic health of a nation. But its influence extends far beyond being a mere indicator. Check out how stock markets affect different economic indicators-
    Effect on Wealth
    The stock market is a significant contributor to wealth creation in the following ways-

    • When stock prices rise, investors see an increase in their net worth
    • This wealth effect can boost consumer spending as individuals feel more confident about their financial situation
    • A decline in stock prices can lead to a decrease in wealth
    • It may result in reduced spending and a slowdown in economic activity

    Investment and Financing
    The stock market is a crucial platform for companies to raise capital. Here is how it works-

    • By issuing stocks, businesses can obtain funds for expansion, research and development, and other growth initiatives
    • This investment fuels economic growth by creating jobs and stimulating innovation
    • The stock market provides a liquid market for investors to trade in securities, facilitating efficient allocation of capital

    Economic Sentiments
    Investor sentiment is closely tied to the stock market’s performance. Check out the effect of stock markets on these sentiments-

    • When the market is rising, it generally reflects positive economic expectations
    • This optimism can encourage businesses to invest, consumers to spend, and job creators to expand their operations
    • A declining market can dampen economic sentiment, leading to reduced spending and investment

    Inflation and Interest Rates
    The relationship between the stock market and these two economic indicators is complex. Check out the correlation between them below-

    • Rising inflation can erode the purchasing power of future earnings, negatively impacting stock prices
    • Central banks often raise interest rates to combat inflation, which can also put downward pressure on stock prices
    • These factors can vary depending on other economic conditions and market expectations

    Resource Allocation
    The stock market plays a vital role in allocating resources efficiently in the following ways-

    • You can direct your capital towards companies you believe have the best growth prospects through portals, such as Bajaj Markets
    • This process channels resources to innovative and productive businesses, contributing to overall economic efficiency
    • By rewarding successful companies, the market helps ensure that resources are allocated to their most productive uses

    Corporate Financing
    For corporations, the stock market is a primary source of external financing. Check out how stock markets allow businesses to acquire finances-

    • It allows companies to raise funds for growth, acquisitions, and other strategic initiatives
    • A healthy stock market enhances a company’s ability to access capital, which is crucial for its long-term success
    • The market also provides a mechanism for companies to reward shareholders through dividends and stock repurchases

    Investor Confidence
    Investor confidence is a crucial factor influencing stock market performance and, consequently, the economy. Check out its impact on the capital market and the economy-

    • When investors are optimistic about future economic prospects, they are more likely to invest in stocks
    • This can drive market prices higher, indicating higher growth for businesses
    • A decline in investor confidence can lead to selling pressure, causing stock prices to fall
    • This feedback loop between investor confidence and market performance can amplify economic cycles

    It is undeniable that the stock market and economy typically move in tandem over time. However, the short-term fluctuations can be dramatic and misleading. Recognising the nuances of this interaction helps make strategic decisions amidst market volatility.

    Diversification across asset classes can help cushion the impact of market swings, which you can achieve through the Bajaj Markets App. It also allows you to maintain a steady course toward your financial goals, regardless of the market’s erratic behaviour.

  • Tired of Juggling Multiple Debts? Consolidate and Simplify Your Life with Hero FinCorp Personal Loan

    Tired of Juggling Multiple Debts? Consolidate and Simplify Your Life with Hero FinCorp Personal Loan

    Procuring loans to fulfil various needs is common these days as they are easy to obtain with simple eligibility requirements. However, juggling multiple debts at a time leads to a lot of stress. Are you manageing multiple loans and credit card dues? Get instant Personal Loan to consolidate your debt and achieve financial relief. Consolidation simplifies your approach to managing outstanding balances. Here is a quick guide exploring how to use a Hero FinCorp Personal Loan to simplify your life.

    What is a Personal Loan for Debt Consolidation?

    A Personal Loan for debt consolidation is a financial instrument that combines all your debts into a single loan. Merging multiple debts into one streamlines your credit payments and simplifies your finances. Personal Loans are popular choices due to their favourable terms and easy accessibility.

    How Does a Personal Loan Consolidate Debt?

    When you obtain a Personal Loan to consolidate debt, you receive a lump sum equal to the total amount of your debts from the lending institution. Pay off your current debts using this loan amount and repay the new loan according to its repayment terms. Since personal loans offers flexible repayment terms, you can choose an EMI plan that fits your budget. Additionally, the interest rates are lower than many other credit products. With just one EMI to manage each month, you can reduce the strain on your finances. 

    Reasons to Get Instant Personal Loan for Debt Consolidation

    There are several reasons to consider consolidating your debts with a Personal Loan:

    ● Single Monthly EMI: The convenience of paying a single monthly EMI is the primary advantage of debt consolidation. Rather than managing multiple EMIs with varying interest rates and due dates, a Personal Loan consolidates your debts into a single monthly payment.

    ● Lower Interest Rates: Personal Loans usually have lower interest rates than credit cards and other debt types. Even a minor difference may significantly save money over time. The savings increase if your existing debts have high interest rates.

    ● Fixed Repayment: Personal loans have fixed repayment terms, providing a clear timeline for becoming debt-free. You can choose a repayment term with EMIs suitable to your budget. Repay them on time to clear the debt within the selected tenure.

    ● Potential to Improve Credit Score: Once you consolidate debts with a Personal Loan, pay its EMIs on time to improve your credit score. Responsible EMI management contributes to a better credit profile.

    ● Financial Control:Debt consolidation reduces financial stress by simplifying your debts. Opt for a structured repayment plan to gain clarity and have a better sense of control over your finances.

    ● Convenience: At Hero FinCorp, you can get an instant Personal Loan within a few minutes. The 100% digitized process facilitates quick verification and approvals.

    ● No Collateral Requirement: Personal Loans do not require any collateral. You don’t need to mortgage an asset to obtain the debt. Your assets may continue appreciating and generating returns while you consolidate the debt with a Personal Loan.

    The Process of Consolidating Debt with a Personal Loan

    Here is a stepwise roadmap to consolidate debt with a Personal Loan:

    ● Evaluate Your Current Debt Situation: Look closer at your current debt situation. Enlist all your dues and find the total owed amount with interest.

    ● Set Goals: Determine your financial goals. One goal could be to reduce your total interest outgo, simplify monthly payments, and become debt-free sooner. After setting clear objectives, determine your consolidation plan.

    ● Compare Personal Loan Plans: Check the Personal Loan plans of various financial institutions. Choose a plan with competitive interest rates, required loan amounts, and flexible repayment terms.

    ● Apply for a Personal Loan: Once you choose a Personal Loan plan, apply online. Evaluate your eligibility and repayment capacity before applying. If approved, you will receive the loan amount in your bank account.

    ● Pay Off Existing Debts: Use the Personal Loanfunds to pay off your existing debts. Now, you have a single loan EMI to pay each month.

    ● Create a Repayment Plan: Create a comprehensive plan to repay the loan. Choose a repayment scheme with budget-friendly EMIs. Adhere to the pre-determined repayment schedule to avoid debt accumulation and penalties.

    ● Monitor Your Progress: Regularly monitor your repayments to ensure your debt balance decreases. Celebrate milestones along the way to stay motivated.

    Debt consolidation with a Personal Loan simplifies your financial life and can save you money. If you’re serious about getting  out of a debt trap,get an instant Personal Loan to streamline your repayments and benefit from its competitive interest rate. Hero FinCorp offers instant Personal Loans of up to Rs 5 Lakh, helping you achieve your financial goals with these loans and gain financial freedom. However, evaluate your repayment capacity before borrowing, as defaulting on the new loan may affect your financial condition.

    Disclaimer Note: The information provided in this blog post is intended for informational purposes only. The content is based on research and opinions available at the time of writing. While we strive to ensure accuracy, we do not claim to be exhaustive or definitive. Readers are advised to independently verify any details mentioned here, such as specifications, features, and availability, before making any decisions. Hero FinCorp does not take responsibility for any discrepancies, inaccuracies, or changes that may occur after the publication of this blog. The choice to rely on the information presented herein is at the reader’s discretion, and we recommend consulting official sources and experts for the most up-to-date and accurate information about the featured products.

  • Post-IPO Performance: What Happens After the Stock Starts Trading?

    Post-IPO Performance: What Happens After the Stock Starts Trading?

    The initial public offering marks a significant milestone for a company as it changes from a privately held entity to a publicly traded one.  This event is often characterised by a surge in investor interest, leading to price fluctuation and increased market volatility. However, the true test of a company’s value and reception lies in its performance post-IPO.

    This landscape is a complex interplay of factors, including market sentiment, investor expectations, etc. The IPOs in India have witnessed a surge in recent years, with companies across various sectors tapping into the public market. However, the performance of these newly listed entities has been a mixed bag. Statistics show that Indian retail investors drive IPOs with 57% average gains, outperforming Asia Pacific and global averages.

    As Vineet Arora, the manager of Singapore-based NAV Capital Emerging Star Fund, says, the younger generation mostly do not want to invest in houses or real estate. Rather, their money is now finding its way into IPO stocks.

    By examining the post-IPO trajectory of Indian companies, this piece aims to contribute to the existing body of knowledge on the trend shift.

    Join us as we explore further.

    An overview of the IPO cycle

    This term encapsulates a private company’s comprehensive steps while transitioning into a publicly traded entity. Simply put, it showcases all the steps a private company owned by specific investors takes before offering their shares to an expensive public audience through stock exchange facilitation. 

    Stated below is an exhaustive listing of all the phases:

    Pre IPO phase

    It marks the beginning of various tasks in the Indian share market. Primarily, the private company prepares for this process by evaluating its valuation. After this, it complies with regulations, including participation in road shows and investor presentations.

    IPO phase

    In the second stage, the company files a registration statement with the help of the regulatory authority. This paper includes detailed information about the organisation, including risks, operational details, etc. The regulatory authority reviews this paper to confirm compliance so the company can proceed to the next step.

    Book building or marketing phase

    Upon approval, the organisation will engage in marketing efforts. They aim to draw interest and create demand among retail investors. Meanwhile, they present investment opportunities to potential clients.

    Subscription phase

    This is a critical stage when the company, with assistance from its investment bankers, offers shares to the public for the first time. The organisation determines the price band for the IPO. This indicates the rate at which investors can bid for the shares. Interested individuals can apply for the initial public offering through their demat account or online banking platforms. The company will allocate shares to successful applicants based on this demand and the number of shares available.

    Post IPO phase

    This stage is characterised by successfully listing an organisation’s share on a stock exchange. This marks the shift from a privately held entity to a publicly traded one subject to the scrutiny of the open market. The stock price is primarily determined by demand and supply. Factors such as the organisation’s performance, industry trends and more play a crucial role in price fluctuations. This can be viewed on the IPO dashboard.

    As a public company, it faces scrutiny from investors, analyst media, etc. Transparent financial reporting, adherence to corporate governance best practices, etc, are important. Additionally, the increased number of stakeholders and the ability to trade shares freely on the stock exchange significantly enhances access to cash for the company’s shares. 

    Moreover, in this stage, the organisation can raise additional capital more easily through equity or debt offerings than before its IPO status. 

    Although prone to stricter corporate governance regulations, this phase offers opportunities for the company to explore strategic acquisitions or mergers to expand its market presence. Thus enhancing shareholder value.

    Challenges of Post-IPO Phase

    This landscape is laced with adversities that require careful navigation:

    Meeting investor expectations

    Companies face intense inspection from their shareholders. Delivering consistent financial performance and communicating their vision are important to maintain their client’s confidence. Failure to meet such expectations can lead to stock price decline and erosion of investor value.

    Keeping up their financial performance

    The pressure to sustain or accelerate revenue and profit is immense post-IPO. Economic downturn, increased competition and operation challenges can disrupt financial performance, impacting the company’s valuation.

    Managing increased regulatory compliance

    Public companies are subject to a complex web of laws. This includes financial reporting, corporate governance and investigator disclosure. Adhering to these requirements is time-consuming and costly. Contrary to this, noncompliance can result in significant penalties.

    Dealing with volatility

    The share market IPO can fluctuate due to various factors, such as economic conditions and investor sentiment. To overcome such situations, companies must develop strategies to manage volatility and protect shareholder value.

    Opportunities for Post-IPO Phase

    Despite the challenges, this stage offers various occasions for growth and development:

    Access to a wider investor base

    Going public exposes the company to several shareholders, including institutional investors, mutual funds, and more. It provides access to a larger pool of capital for future growth initiatives.

    Enhanced brand visibility

    An IPO can significantly enhance a company’s reputation. Increased media coverage or public awareness can lead to new business opportunities paired with customer loyalty.

    Potential for acquisitions

    With access to capital and higher market valuation, public companies can pursue strategic possession to expand their share. Apart from this, they can enter new markets or acquire complementary technologies.

    Final note

    With complex interplay factors that shape a company’s trajectory, the post-IPO journey is a crucial stage. Factors such as market dynamics and the company’s execution capabilities are true tests that determine long-term success.

    In such scenarios, Research 360 can be a valuable tool for understanding the post-IPO landscape. Through in-depth analysis and data on factors like industry trends and investor sentiment, this platform helps you gain invaluable insights for strategic planning. By leveraging such tools, stakeholders can make informed decisions for successful trading.

  • Legendary Cricketer Harbhajan Singh Teams Up with 10CRIC as Brand Ambassador

    Legendary Cricketer Harbhajan Singh Teams Up with 10CRIC as Brand Ambassador

    Cricket fans, brace yourselves! The legendary Harbhajan Singh has teamed up with 10CRIC as their brand ambassador. Known for his fiery spirit and exceptional skills on the field, Harbhajan Singh, or Bhajji as fans affectionately call him, is set to bring his cricketing prowess and charisma to the world of online sports betting.

    This partnership promises to deliver exclusive insights, thrilling promotions, and a unique connection between fans and one of cricket’s greatest icons. Let’s dive into what this collaboration means for cricket enthusiasts and the online betting community.

    Harbhajan Singh’s Illustrious Career 
    Harbhajan Singh’s name resonates with cricket lovers across the globe. With over 700 international wickets to his name, he stands as one of the most successful off-spinners in cricket history.

    His journey from a small town in Punjab to becoming a cricketing legend is nothing short of inspirational. Harbhajan’s career highlights include key roles in India’s triumphs in the 2007 T20 World Cup and the 2011 ICC Cricket World Cup. His aggressive bowling style and knack for turning the game on its head made him a formidable opponent and a fan favourite.

    For Indians, Harbhajan Singh is an inspiration. His story shows us that anyone can make it to the big leagues with enough grit and determination, and his humble attitude despite his success makes him an ideal role model for youth everywhere.

    Harbhajan retired in 2021 after enjoying an illustrious career where he made it to the top echelon of cricket. However, as you now know, his story doesn’t end here.

    Why Harbhajan Singh and 10CRIC Make a Perfect Match 
    Harbhajan Singh’s decision to join 10CRIC as a brand ambassador is a strategic move that aligns perfectly with his persona and the brand’s vision. 10CRIC, a leading online sports betting platform, is known for its user-friendly interface, diverse betting options, and a strong focus on cricket.

    By bringing Harbhajan on board, 10CRIC is not only enhancing its brand credibility but also offering its users a chance to engage with cricket through the eyes of a legend.

    Harbhajan’s deep understanding of the game combined with his ability to connect with fans makes him an ideal ambassador for 10CRIC. His involvement will undoubtedly bring a wealth of knowledge and a touch of authenticity to the platform, making it even more appealing to cricket enthusiasts.

    For Harbhajan, it gives him a way to stay involved in the sporting world while boosting his notoriety further.

    Exclusive Insights and Analysis 
    One of the most exciting aspects of Harbhajan Singh’s partnership with 10CRIC is the promise of exclusive cricketing insights and analysis. Fans can look forward to detailed match predictions, player performance reviews, and strategic breakdowns from Bhajji himself. His decades of experience and on-field acumen will provide bettors with an unparalleled advantage.

    Imagine getting pre-match tips from someone who has faced the world’s best batsmen and bowled in the most pressure-filled situations. The insights from Cricket Legend Harbhajan will not only enhance the betting experience but also deepen fans’ understanding of the game’s nuances. Whether you’re a seasoned bettor or a casual fan looking to learn more, Bhajji’s analysis will be a game-changer.

    Engaging Promotions and Offers 
    In addition to his expert analysis, Harbhajan Singh’s role as 10CRIC’s brand ambassador will also involve launching exciting promotions and offers. These promotions are designed to keep the excitement alive and reward loyal users. From special bonuses to exclusive betting challenges, Harbhajan’s involvement will add a new dimension of thrill to the 10CRIC experience.

    These promotions will often tie into major cricketing events, giving fans even more reason to tune in and participate. Whether it’s a World Cup showdown or an intense IPL match, you can expect Harbhajan to bring his signature flair to 10CRIC’s promotional campaigns.

    Connecting with Fans 
    Harbhajan Singh has always had a special connection with his fans. His engaging personality and down-to-earth nature make him a beloved figure both on and off the field. As 10CRIC’s brand ambassador, Harbhajan will have the opportunity to interact with fans in new and exciting ways. Through live Q&A sessions, social media interactions, and exclusive content, Bhajji will bridge the gap between the cricketing world and the betting community.

    These interactions will provide fans with a unique opportunity to ask questions, share their thoughts, and gain insights directly from one of cricket’s all-time greats. Harbhajan’s presence on 10CRIC will undoubtedly make the platform more interactive and engaging for users.

    The Future of Online Betting with Harbhajan Singh 
    The collaboration between Harbhajan Singh and 10CRIC marks a significant milestone in the world of online sports betting. As the industry continues to grow and evolve, partnerships with iconic sports figures like Harbhajan are set to elevate the experience for users. His involvement brings a level of trust and credibility that is crucial for building a loyal user base.

    Looking ahead, fans can expect more innovative features, exclusive content, and enhanced betting options on 10CRIC. Harbhajan’s influence will likely extend beyond cricket, potentially involving other sports and expanding the platform’s reach. This partnership is just the beginning of an exciting journey that promises to revolutionise the online betting landscape.

    Conclusion 
    Harbhajan Singh teaming up with 10CRIC is a match made in cricketing heaven. His legendary status, deep cricketing knowledge, and charismatic personality make him the perfect brand ambassador for a platform dedicated to delivering the best sports betting experience. Fans can look forward to exclusive insights, engaging promotions, and interactive sessions with Bhajji, all of which will enrich their cricketing and betting experience.

    As the world of online betting continues to evolve, collaborations like this one are a testament to the growing intersection between sports and technology. With Harbhajan Singh leading the way, 10CRIC is set to become the go-to platform for cricket enthusiasts looking to enhance their understanding of the game and make informed betting decisions.

    So, gear up for an exciting ride with Bhajji and 10CRIC – where cricket meets unmatched expertise and entertainment. See you next time!

    Disclaimer: This article does not have journalistic/ editorial involvement of indiantelevision.com. indiantelevision.com group or its websites does not endorse/ subscribe to the contents of the article/advertisement and/or views expressed herein.

    The reader is further advised that Online Casino, Betting, Crypto products, Financial Investments/Engagement , NFTs, Products associated with health, wellness, and food are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions or risk associated with health conditions.

    Indiantelevision.com group shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the views, opinions, announcements, declarations, affirmations etc., stated/featured in the same. The decision to read hereinafter is purely a matter of choice and shall be construed as an express undertaking/guarantee in favour of indiantelevision.com (indiantelevision.com group) of being absolved from any/ all potential legal action, or enforceable claims. The content may be for information and awareness purposes and does not constitute financial advice. 

  • Personal Loan Eligibility Calculator: Estimate Your Loan Potential

    Personal Loan Eligibility Calculator: Estimate Your Loan Potential

    A personal loan eligibility calculator is a tool that helps one calculate one’s capability of taking a personal loan from a lender according to their terms and conditions. For checking this eligibility the calculator considers different factors such as monthly income nature of employment, CIBIL score, etc. So, to experience a smooth approval process one must know these criteria. These calculators can be used by both self-employed and salaried people. One only needs to enter the essential details like loan amount, interest rate and tenure and they can understand whether they’re capable or not. This article will cover everything about the personal loan eligibility calculator from benefits to the documentation required.

    Factors Affecting Personal Loan Eligibility 

    Various lenders offer personal loans and the easiest way to get these loans is through an app. Research the best app for personal loans before applying. Apart from selecting the app, one must consider various factors that affect loan eligibility. These factors are mentioned below.

    Age

    Lenders consider your age during the approval process because this determines your ability to repay the loan. So a borrower must be 18 or above.

    Monthly Income

    Another considerable factor is the monthly income earned. Most lenders consider this to check your repayment ability. Also, the higher will be your income, the higher the amount of loan you’ll be able to apply for.

    Credit Score

    This is one of the crucial factors lenders consider when deciding to approve your application or not. This indicates the lenders about your repayment ability and how well you settled your earlier debts. Most lenders ask for a minimum score of 750. 

    Employment Nature

    A personal loan can only be applied for if one has a stable income. This stale income can come from two sources, either from your job or from your business. So lenders check whether you have stable employment to repay the loan or not.

    Documents Required for Personal Loan

    A loan application requires some documents to be submitted to get the approval. Some of the essential required documents include the following.

    Identity Proof

    Lenders ask for your identity proof to save themselves from the risk of defaulting borrowers. An ID helps to inform the lenders that you’re a permanent citizen of India and will not leave the country after taking a loan. One can provide Aadhar, PAN, etc for this proof.

    Address Proof

    Lenders ask for your address proof to be sure that you have a residential address. For this, they might ask you for documents like electricity bills, utility bills etc.

    Income Proof

    They ask for your income proof to be sure that you’re capable of repaying the loan. For this, they ask for your salary slips or if you’re a business owner then your profit & loss statements. So, one must arrange everything in advance.

    Employment Proof

    Lenders ask for employment proof because this helps them know you’re capable of repaying the loan. Also, this reduces the risk of defaulting on the loan. So make sure you can provide the offer letter or any other employment proof.

    Benefits of Personal Loan Eligibility Calculator

    Personal loan eligibility calculators offer various benefits. The best app for personal loan can provide an intuitive and accurate calculator which will help you in many ways. Let’s look at the key advantages offered by the personal loan eligibility calculator.

    Select the Right Loan Amount

    The eligibility calculator suggests the maximum amount you can apply for based on your financial situation. This helps in selecting the right loan amount which can be easily repaid by you. This will improve your chances of approval.

    Knowing EMIs in Advance

    After you decide on the loan amount you want to take, the next step is to check the EMIs. If the EMIs are higher, one can lower the amount of loan that they wish to take. 

    Finding Alternate Sources

    Another benefit of using an eligibility calculator is that it tells you whether a particular lender will meet your requirements. This in turn helps consider other alternatives that can help you get financing. 

    Quick Calculation

    The calculator offers a quick and convenient way to check eligibility. These calculators require a few inputs to provide you with the calculation. They include loan amount, tenure, interest rate, etc.

    Conclusion

    A personal loan eligibility calculator helps one check their eligibility before applying for a personal loan from a particular lender. This helps one understand whether the lender meets their requirements or not. Apart from this, various other eligibility calculators offer several benefits like selecting the right loan amount, knowing EMIs in advance, considering alternate sources, quick calculation, etc. However, only considering the benefits is not enough. You must research thoroughly which calculator might suit your requirements.

  • Depictions of Forex Trading in Indian TV Shows: Fact vs. Fiction

    Depictions of Forex Trading in Indian TV Shows: Fact vs. Fiction

    The allure of forex trading has captivated many, and Indian TV shows have not been immune to this trend. These shows often dramatise the high-stakes world of currency exchange, weaving it into their storylines with varying degrees of accuracy. For those comparing platforms such as Vantage vs Exness, understanding how TV shows portray forex trading can help distinguish entertainment from reality. This article explores the depictions of forex trading in Indian TV shows and separates fact from fiction.

    The Glamour of Trading

    Television frequently glamorises forex trading, presenting it as a glamorous and lucrative venture. Characters are often shown making rapid trades and reaping massive profits, living extravagant lifestyles as a result. While forex trading does offer potential financial rewards, this portrayal is overly simplistic. In reality, successful trading requires extensive knowledge, strategic planning, and disciplined risk management. The notion of instant riches is more fiction than fact, as the forex market is highly volatile and unpredictable.

    The Reality of Risk

    TV shows tend to minimise the inherent risks associated with forex trading. Characters often appear to win more than they lose, giving the impression that trading is a mostly profitable endeavour. However, the reality is that forex trading carries significant risks, and even experienced traders face substantial losses. The dramatised success stories on TV can mislead viewers into underestimating the challenges and volatility of the forex market. It’s crucial for aspiring traders to understand that losses are a natural part of trading and that effective risk management is essential for long-term success.

    The Need for Expertise

    In many Indian TV shows, characters with little to no financial background are depicted excelling in forex trading with minimal effort. This portrayal overlooks the complexity and expertise required in real-world trading. Understanding market indicators, economic factors, and technical analysis are essential skills for any trader. Shows that trivialise these aspects do a disservice by suggesting that anyone can easily master forex trading without proper education and practice. In reality, platforms like Vantage and Exness provide extensive educational resources to help traders build their knowledge and skills.

    The Role of Technology

    Modern forex trading relies heavily on technology, with traders using sophisticated software and platforms to analyse data and execute trades. However, TV shows often portray trading as a predominantly manual process, with characters making trades over phone calls or in person. This depiction is outdated and ignores the technological advancements that have revolutionised the trading landscape. Real-life traders utilise advanced trading platforms like Vantage and Exness that offer real-time data, automated trading options, and analytical tools, making the process far more efficient and accessible.

    Conclusion

    Indian TV shows often present a skewed version of forex trading, emphasising glamour, quick profits, and minimal risk while downplaying the expertise and technology required. For viewers interested in forex trading, it is essential to distinguish between these dramatised portrayals and the real-world complexities of the market. Platforms like Vantage and Exness offer valuable resources to educate traders about the true nature of forex trading.

    Disclaimer: This article does not have journalistic/ editorial involvement of indiantelevision.com. indiantelevision.com group or its websites does not endorse/ subscribe to the contents of the article/advertisement and/or views expressed herein.

    The reader is further advised that Online Casino, Betting, Crypto products, Financial Investments/Engagement , NFTs, Products associated with health, wellness, and food are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions or risk associated with health conditions.

    Indiantelevision.com group shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the views, opinions, announcements, declarations, affirmations etc., stated/featured in the same. The decision to read hereinafter is purely a matter of choice and shall be construed as an express undertaking/guarantee in favour of indiantelevision.com (indiantelevision.com group) of being absolved from any/ all potential legal action, or enforceable claims. The content may be for information and awareness purposes and does not constitute financial advice. 

  • How to plan SIPs for your child’s education?

    How to plan SIPs for your child’s education?

    Are you extremely worried about securing your child’s future education in the present day’s ever-increasing cost scenario? With prudent planning and investment in a proper financial vehicle, you can ensure that your child’s educational dreams are not compromised by financial constraints. Wondering which financial product can be a perfect choice in such a case? Systematic Investment Plans (SIPs) in mutual funds can be a reliable financial product to save for your child’s higher education. To learn how you can plan SIPs in mutual funds for your child’s higher education, continue reading.  

    1)       Set clear education goals 

    The initial step in planning SIP in mutual funds for your child’s higher education is to set clear goals. Estimate the cost of education depending on the program and educational institute you aspire for your child. Consider parameters such as tuition fees, books, accommodation, and other expenditures. For instance, if you aim for a medical degree from a high-ranked foreign institute, research the present costs and factor in inflation. Setting a clear target will allow you to determine the amount you require to save through SIPs.   

    2)       Decide the investment time frame 

    The duration you have, until your kid begins higher education, is essential in deciding your SIP approach. If your child is currently five years old and you plan for their higher studies at 18, you have an investment horizon of 13 years. Longer investment time frames allow you to take benefit of the compounding effect. Use an online SIP calculator to estimate how much you need to invest month on month to reach your goal. The calculator can provide a realistic picture of the necessary investments required, allowing you to stay on track.   

    3)       Select the correct mutual funds 

    Choosing the correct mutual funds is crucial for maximising returns on SIPs. Equity funds are favourable for long-term goals such as education owing to their potential for higher returns. Diversify your investments through distinct equity funds to disseminate risk. Moreover, consider hybrid funds, which invest in both debt and equities, offering a balanced approach. Getting in touch with a certified financial professional can assist you in choosing the prudent mutual fund in alignment with your risk appetite and financial goals.   

    4)       Monitor and adjust your investments 

    Periodically monitoring your SIP is essential to ensure they are on the right track to meet your financial goals. Assess your investment portfolio at least once a year and make required adjustments, if necessary. If certain funds are not performing well, consider switching to better-performing funds. Reevaluating your financial scenario and goals periodically helps in making well-informed decisions. Online tools like an SIP calculator can help in assessing your investment performance and making required adjustments. 

    Ending note 

    Planning SIPs for your child’s higher education requires clear goal setting, understanding your time frame, selecting the correct mutual funds, and periodic monitoring. By following these steps, you can prepare a solid financial plan to support your child’s educational goals. Use an online SIP calculator to make better decisions and stay on track. Additionally, ensure to start early, remain committed and watch your investments grow.

  • Regency Ceramics unveils new brand identity

    Regency Ceramics unveils new brand identity

    Mumbai: Regency Ceramics a ceramic manufacturing company has announced the implementation of its new corporate identity in its physical assets such as products, dealerships, and other customer touchpoints. In a strategic rebranding initiative, the company is ensuring unison in communication and imagery across all the company’s touchpoints such as customer interface and dealer branding. The new Regency logo is inspired by the groove-like marks left behind by the trowel on the adhesive layer during the laying of a tile. The logo is inspired by Pantone’s Color of the Year 2023 – Viva Magenta. The shade is rooted in nature descending from the red family and expressive of a new signal of strength.

    The company’s core values – Design, Innovation, Imagination and Sustainability will drive its commitment to providing customers with quality products. Aligned with the vision of a new evolving India, Regency Ceramics has taken an approach to business that acknowledges a new renaissance in art, design and style. The rebranding signifies a transformation that emphasizes the strong revival of the brand after a decade of hiatus in operations. In line with the company’s vision, the renewed brand identity is inspired by Nature, Art, Movement, and global design expressions, all reflected in Regency’s ‘Natural Tiles’. With design, femininity, and the end consumer at the core, the brand is deeply committed to involving women in tile-buying decisions, emphasizing design, colours, and nature as key appeals. The natural tiles are derived from materials like clay, talc, sand, feldspar, dolomite, calcite and water making the brand user-friendly. Products such as antimicrobial tiles and cool roof tiles are driven by innovation and technology. The brand’s imagery draws inspiration from the Renaissance paintings reflected across the brand’s collaterals and marketing assets.

    “We recognize that a strong corporate brand is crucial for success in today’s competitive business environment. The new brand architecture is a representation of our commitment to corporate excellence, setting the stage for enhanced trust and recognition among our stakeholders. All customer touchpoints shall be ready with the new brand Identity in time for the launch of Regency’s new range of products.” said Regency Ceramics managing director Satyendra Prasad Narala.

    Regency’s modern manufacturing facility, located in Yanam, will have state-of-the-art equipment to ensure that the tiles meet benchmark standards for quality, reliability, and design in line with the company’s vision. The company’s strength lies in its strong focus on innovation. Regency was the first to introduce 400mm x 400mm and 600mm x 600mm rectified tiles to the Indian market. The company has been a supplier for prestigious government projects, including those for Indian Railways, MES, NITs, and IITs. Additionally, it has established an industrial presence with major corporations such as Reliance Industries, Taj, ITC, and PepsiCo. This commitment to delivering innovative products year after year has made Regency one of the most sought-after brands. The company’s expansion into the states of Telangana, Andhra Pradesh, Odisha, Tamil Nadu, Pondicherry, Karnataka, and Kerala aligns with its commitment to sustainability. In this effort, the company is also experimenting with water-based inks, which eliminate the use of organic solvents, thereby reducing the inks’ carbon footprint and toxicity levels.

    Regency’s product portfolio includes Glazed Vitrified Tiles, Polished Vitrified Tiles, Wall Tiles, Parking Tiles, and specialized tiles for hospitals and clinics.

  • KathaVersse’s Nonfiction Brand Digital Commentary Launches First Travel Chat Show IP “Zero To Hero”

    KathaVersse’s Nonfiction Brand Digital Commentary Launches First Travel Chat Show IP “Zero To Hero”

    Content IP company KathaVersse Media Network launches its first travel chat show, “Zero To Hero,” on its nonfiction platform Digital Commentary on YouTube.

    Directed by Bibhu Nandan “Zero To Hero” follows the journeys of five trendsetting viral content creators who have dramatically transformed their lives through their content. Often labeled as “cringe,” these creators are, in our view, true heroes who inspire countless others.

    Our goal with this show is to highlight their life stories, the challenges they faced before discovering content creation, and the incredible impact it has had on their lives. We also want to capture how they handle criticism and online hate.

    Taking you straight to their hometown we bring you never seen before insights and anecdotes from their lives and homes. The show is hosted by Jasmeet Singh Bhatia who is a writer, actor and a stand-up comedian. 

    Contrary to popular belief, creating content is far from easy. With “Zero To Hero,” we offer an unprecedented look into the lives of these content creators.

    “Delving deeper into the show and the varied guests in the show COO, Kshitiz Sudhakar mentioned how these creators are made fun of left right and center before their ascent to mammoth viewership and following which could potentially help advertisers reach the nooks and corners of the Bharat i.e. the tier 2 and tier 3 Indian audience and fetch massive visibility”

    Digital Commentary currently boasts a subscriber base of 345K and a monthly YouTube viewership of 90 million.  On Facebook and Instagram, we have reached a combined monthly viewership of 40 million. Overall, in June 2024 Digital Commentary accumulated a monthly viewership of 135 million across its social platforms.

    “Emphasizing on KathaVersse’s content vision CEO, Aakash Kumar stated that KV aims to create IP’s with a shelf life of 7+ years and this show ZTH perfectly resonates with it as there’s a new crop of such inspiring viral creators every three month which seamlessly blends with our travel chat show format enabling us to create back-to-back new seasons of the show and not just in Hindi but in different Indian languages and geographies”

    Given the burgeoning non-fiction space in India and our compelling content strategy, we are confident of quadrupling these numbers within six to eight months. Digital Commentary is actively engaging with tier 2 and tier 3 audience-centric brands seeking to leverage our rapidly growing platform, which effectively targets the 18-34 demographic. Brands interested in branded content are encouraged to reach out.

    While the SVOD market is currently disrupted by mergers, acquisitions, and course corrections, the branded content market is thriving and making a steady ascent.  As per an article from the financial express; Influencer marketing in India is expected to surge by 25% in 2024, reaching Rs 2,344 crore, and will further expand to Rs 3,375 crore by 2026 poised to revolutionize the media and entertainment industry.

    We plan to launch at least two more non-fiction shows by the end of this 2024 financial year. Additionally, our fiction brand, Antenaaa Studio, is set to debut its first fiction show in the coming months on YouTube. At Antenaaa also we are committed to telling massy Bharat centric tier 2, tier 3 stories.

    Join us as we celebrate the extraordinary journeys of Puneet Superstar, Arvind Mera Saathi, R Rajesh Vlogs, Ulhaas Kamathe, and Ishaan Ali in “Zero To Hero.” These inspiring content creators, collectively reaching a massive audience of 58 million, share their stories of resilience and triumph.

    Are you ready to embark on a hero’s journey? Let’s create something extraordinary together. Contact us at connect@kathaverse.com to explore partnership opportunities.