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Category: MAM

  • GRM Overseas welcomes Salman Khan as brand ambassador

    GRM Overseas welcomes Salman Khan as brand ambassador

    Mumbai: GRM Overseas, an exporter of Basmati rice, and in India’s FMCG sector, is thrilled to announce the signing of actor Salman Khan as its brand ambassador for Its Basmati Rice and Wheat Flour(Atta). Salman Khan’s popularity, among people across GRM’s target market geographies and demographics fit perfectly with ten times.

    Harnessing Salman Khan’s stardom for unprecedented impact

    Salman Khan is not just a beloved actor; he is a cultural icon with a massive fan base spanning across India and beyond. His unparalleled popularity, coupled with his relatable and down-to-earth persona, makes him an ideal ambassador for GRM. Salman’s influence extends beyond the silver screen, resonating with audiences across various demographics, from urban centres to rural heartlands. His widespread appeal ensures that GRM reaches every corner of the country. By partnering with Salman Khan, GRM is set to leverage his iconic status to further strengthen its brand presence and connect with millions of consumers globally.

    His association with GRM underscores the brand’s commitment to quality and excellence, making him the perfect face to represent their mission of delivering the finest products to households everywhere.

    “We are incredibly excited to have Salman Khan join the GRM family,” said GRM Overseas managing director Atul Garg. “We found Salman’s mass appeal and fanbase to be a perfect match for our ten times brand range of Basmati Rice and 10x Shakti range of Wheat Flour(Atta)”

    Salman Khan’s unparalleled fame and widespread appeal make him a household name across India and beyond. Revered by millions for his charisma and authenticity, Salman’s influence reaches every demographic, creating a deep connection with audiences of all ages. His dedication to health and fitness is widely recognized, further solidifying his status as a role model for those aspiring to lead a healthier lifestyle. By associating with Salman Khan, GRM not only taps into his immense popularity but also reinforces its commitment to delivering premium, nutritious products that resonate with consumers. Salman’s iconic status ensures that GRM’s message of quality and well-being will reach and inspire a vast audience, making him an ideal ambassador to elevate the brand’s presence.

    Speaking on the association, Salman Khan said “I’m excited to partner with GRM, a brand that shares my belief in the importance of quality and authenticity. I believe we can inspire more people to make healthier, more conscious food choices in their daily lives. Looking forward to seeing where this journey takes us together.”

    Both GRM and Salman Khan believe in the power of family, community and the impact of collective progress. Through his influence, GRM aims to inspire and engage consumers globally, encouraging them to be part of a movement that prioritises sustainability and empowerment.

  • Affle India rides high on Adtech surge, poised for strong growth

    Affle India rides high on Adtech surge, poised for strong growth

    Mumbai: As per Elara diet report, global adtech leaders like Trade Desk and PubMatic have seen an average 16.0 per cent year-on-year revenue growth in developed markets (DM), with Trade Desk outperforming at 27.3 per cent. The shift from linear TV to connected TV (CTV), which offers higher ROI, is driving this growth. Programmatic advertising is also gaining traction as CMOs seek better results from their ad spend.

    Trade desk reported strong 25.9 per cent year-on-year growth in Q2CY24, while PubMatic saw a modest 6.0 per cent due to changes in a major DSP buyer’s strategy. Despite this, both companies are maintaining solid growth in the US, with Trade Desk’s International segment performing especially well.

    The adoption of CTV is accelerating, with PubMatic’s omnichannel video revenue, including CTV, growing 19 per cent year-on-year, and Trade Desk seeing significant gains in CTV as well. Lower CTV ad costs are attracting more ad dollars due to higher ROI.

    Google’s decision to retain cookies has eased concerns about rising data costs. PubMatic and Trade Desk are well-positioned, with Trade Desk’s Unified ID 2.0 gaining traction.

    Affle India, with 26.8 per cent exposure to DM, is expected to benefit from these trends. The company is projected to see steady eight to 10 per cent growth in DM, supported by CTV adoption and increased programmatic spending. Its strong presence in emerging markets (EM) further enhances growth potential, with an expected 21.0 per cent organic revenue CAGR for FY25E-27E. Analysts recommend a “Buy” with a target price of Rs 1,727.

    Affle India is poised to capitalise on the ongoing adtech trends, making it a promising player in the industry.

  • World Entrepreneurs Day 2024: Pioneering ideas for a new era

    World Entrepreneurs Day 2024: Pioneering ideas for a new era

    Mumbai: Entrepreneurship has evolved significantly over the past decades. In the 21st century, it is characterized by rapid technological advancements, increased access to global markets, and a growing emphasis on sustainability and social impact. Entrepreneurs today are not just creating businesses; they are shaping industries, improving lives, and contributing to a more resilient and inclusive global economy. According to the 2023 Global Entrepreneurship Monitor (GEM) report, there are over 582 million entrepreneurs worldwide, and this number is expected to increase by 15 per cent in 2024.

    World Entrepreneur Day 2024 provides an opportunity to highlight the achievements of entrepreneurs who have made significant contributions in various fields. From tech innovators disrupting industries with groundbreaking solutions to social entrepreneurs addressing critical issues such as climate change and inequality, their efforts are reshaping our world.

    If we talk about India, the Budget 2024 has introduced significant changes set to impact the country’s startup ecosystem positively. One of the key highlights is the introduction of tax benefits for startups, aimed at encouraging more entrepreneurial ventures and fostering innovation across various sectors. According to NASSCOM, India boasts the third-largest startup ecosystem globally, with over 50,000 startups. Straits Research projects that the Digital Transformation Market Size will reach $2.1 trillion by 2030, growing at a compound annual growth rate of 23.72 per cent.

    The new tax incentives are expected to further energize this expanding sector, offering startups crucial financial backing for their growth and advancement. A World Bank study reveals that India has advanced 14 positions to 63rd place in the ease of doing business rankings. The regulatory simplifications in Budget 2024 are likely to enhance India’s global business appeal, making it a more attractive destination for entrepreneurs and investors.

    Another noteworthy element of the budget is the allocation of funds for skill development and training programs targeted at entrepreneurs. This initiative will help build a skilled workforce and support individuals in pursuing their entrepreneurial goals. As reported by the International Labour Organisation, India has the world’s largest youth population, with over 356 million people aged 10-24 years. Emphasizing skill development in Budget 2024 is crucial for leveraging this demographic advantage and promoting youth entrepreneurship.

    Furthermore, the budget’s emphasis on advancing digital infrastructure and technology adoption will open up new opportunities for startups to utilize cutting-edge technologies and broaden their reach. McKinsey forecasts that India’s digital economy will hit $1 trillion by 2025, propelled by swift digitization across sectors. The Budget 2024 measures aimed at enhancing digital infrastructure will be crucial in accelerating this growth, providing startups with a supportive environment to innovate and succeed in the digital age.

    As businesses grow, challenges evolve. According to GoDaddy’s Global Entrepreneurship Survey 2024, currently 34 per cent of business owners report customer-related issues as their primary challenge, followed by marketing (31 per cent), and technology challenges (26 per cent).

    The survey also stated that while recent investments continue to place importance on developing new products and services (17 per cent), and marketing through traditional means (13 per cent), it also reflects their shift toward a digital transformation, with most funds now directed towards enhancing digital infrastructure with online marketing (21 per cent). For entrepreneurs, this transition to a more digital-centric approach can be the key to unlocking new growth opportunities and sustaining long-term success.

    The 2023 GEM report also stated that experts in 37 out of 48 economies rated the social support for women as unsatisfactory. However, in a majority of economies (28 out of 48), women entrepreneurs’ access to resources, as compared to that of men, rated as satisfactory or better. Experts in only six economies assessed the social support for women entrepreneurs and their resource access compared to men as satisfactory or better.

    Would-be entrepreneurs fear of failure still remains a formidable obstacle to the creation of new startups, especially for women. At least two in five adults seeing good opportunities would not start a business for fear it might fail in 35 of 45 participating economies. In 37 of these economies, a higher proportion of women than men that see good opportunities would not start a business for fear it might fail.

    When reached out to some industry experts for their thoughts, STAN CEO & co-founder Parth Chadha commented, “On World Entrepreneur Day, we celebrate the spirit of innovation and resilience that drives entrepreneurs to turn their dreams into reality. In the gaming industry, entrepreneurship is not only limited to creating games but also includes fostering vibrant communities of creators and gamers. Such gaming communities inculcate a sense of belongingness, and thus encourage social interactions, collaboration and competition among members. As a startup in this dynamic space, we firmly believe in the potential of the Indian gaming sector to grow on the global front. According to industry estimates, the sector is currently valued at around $3.1 billion and is expected to grow to $8.92 billion in the next five years. With entrepreneurs taking the charge, the future of India looks bright.”

    VoloFin co-founder & CFO Roshan Shah said, “On World Entrepreneur Day, we celebrate the relentless spirit of innovation and perseverance that drives entrepreneurs to turn ideas into reality. At VoloFin, we understand that entrepreneurship is not just about starting a business; it’s about solving real-world problems, creating value, and driving economic growth. Every challenge faced is an opportunity for growth, and every setback is a lesson in resilience. To all the entrepreneurs out there, remember that your vision and hard work are the bedrock of a prosperous future. Keep pushing boundaries, embracing change, and fostering innovation. The world needs your creativity and determination more than ever.”

    SahiBandhu co-founder & CEO Rajesh Shet, “On World Entrepreneurs Day 2024, SahiBandhu proudly acknowledges the vital role of entrepreneurs in driving innovation and economic progress. We understand the unique challenges faced by small businesses and are dedicated to providing comprehensive financial support through our Gold Loan services. With streamlined, and flexible repayment options, SahiBandhu Gold Loans empowers entrepreneurs to transform their visions into reality, bringing formal credit avenues to budding micro-entrepreneurs and helping people get out of unorganised debt traps. Together, we are fostering a self-reliant India, propelled by the resilience and dynamism of our entrepreneurs. Here’s to advancing growth, creating employment, and ensuring economic self-sufficiency.”

    SMEST founder & CFO Harsh Punjabee commented, “World Entrepreneur Day holds special significance for me at SMEST Capital. As the Founder, my vision has always been to democratize India’s debt market, making bond investments accessible and transparent for every investor. Entrepreneurship, to me, is about transforming challenges into opportunities and driving meaningful change. At SMEST Capital, we’re breaking barriers in the financial space by offering Bonds at competitive pricing and client-centric services. On this day, I’m reminded of the resilience and innovation that define my journey and the entrepreneurial spirit that continues to fuel SMEST’s growth. As we mark this day, let us recognize the resilience and creativity that define entrepreneurs, and continue to support and nurture the entrepreneurial ecosystem.”

    The Hosteller CEO & founder Pranav Dangi explained, “On World Entrepreneur Day, we celebrate the visionaries who dare to dream big and work tirelessly to turn those dreams into reality. Entrepreneurship is not just about starting a business; it’s about solving problems, creating value, and making a positive impact.

    At The Hosteller, our entrepreneurial journey is fueled by a commitment to innovation and community. We strive to redefine travel by offering authentic and sustainable experiences. To all entrepreneurs out there: keep innovating, stay resilient, and remember that your passion can change the world.”

    Aspect Global Ventures Pvt Ltd executive chairperson Aksha Kamboj said, ”World Entrepreneur Day serves as a potent reminder that women can transform industries through passion, perseverance, and strategic vision. In my capacity as the head of Aspect Global Ventures and an advocate for diversity, I urge women to take advantage of this day to be inspired, creative, and courageous in pursuing their business goals”

    Finally, TAS World founder & managing director Anmol CP Sachdeva, “On World Entrepreneurs Day, visionaries who turn obstacles into opportunity are honored. The path from idea to creation in the real estate industry demands tenacity, vision, and an uncompromising dedication to quality. In order to fulfill changing customer demands, real estate entrepreneurs today must embrace sustainability, stay flexible, and harness innovation in a dynamic market context. This day serves as a reminder of the amazing power we possess to influence the course of our towns and cities and create settings that are alive and well. As business owners, we not only construct buildings but also set the groundwork for a brighter future.”

  • Nxtra by Airtel releases sustainability report for FY 23-24

    Nxtra by Airtel releases sustainability report for FY 23-24

    Mumbai: Nxtra Data Ltd (“Nxtra by Airtel”), a subsidiary of Bharti Airtel  (Airtel), today, unveiled the second edition of its Sustainability Report for FY 2023-24.  The report highlights Nxtra’s consistent and increasing focus on environmental, social and governance  (ESG) parameters. It details Nxtra’s initiatives for building future-ready, digitised infrastructure that is sustainable by design and engineered to accommodate high-density workloads and offer seamless scale to customers, thereby enabling their growth.

    Nxtra by Airtel CEO Ashish Arora said, “The future of data centres lies in our ability to harmonise intelligent infrastructure with sustainability. Integrating innovative ESG initiatives into our business model and operations has been integral to our data centre build and operations from day one. As our sustainability  report highlights, we have made consistent progress across all three sustainability parameters ‘environment,  social and governance’ during the year and will continue to keep it as our core focus area.”

    Key achievements of the year

    • Transitioned to 220,541 MWh renewable energy usage in operations, 41 per cent higher than the last fiscal

    • Reduced Scope 1 and 2 emissions by ~4 per cent compared to base year FY21 despite an increase of 25 per cent in power consumption

    • Ensured consistent increase in women employees with 30 per cent more representation in the workplace

    • With the aim of doubling women’s representation by FY26 from FY23, introduced the NxtWave  initiative – a unique talent development programme for women in engineering

    • Ensured 4.3 million safe man-hours in construction

    • Facilitated promotion of responsible sourcing with 99 per cent local procurement.

    The full report here: 

    Nxtra’s mission of building a future-ready data centre infrastructure is engineered around “Intelligent by  Design and Sustainable by Choice” approach. To achieve net zero by 2031, Nxtra has been enabling “Sustainable Scaling” with increasing investments and initiatives around innovative clean energy,  water and waste management sources to support its operations and build smart & resilient data centre facilities that have sustainability at its core. Today, Nxtra by Airtel has the largest network of data centres in India with 12 large and 120 edge data centres across the country. For more details, 

  • The evolving role of architecture in promoting sustainable and eco-conscious office design

    The evolving role of architecture in promoting sustainable and eco-conscious office design

    As environmental stewardship has become an essential driver for consumers, governments, and investors alike, the architecture industry must evolve to meet the demands for sustainability. With resource inefficiency, carbon emissions, and waste management plaguing the sector, there is a pressing need for transformative solutions to mitigate the deadly impacts of climate change. The shift towards sustainability is especially important in the context of office and commercial spaces, given the high energy consumption and environmental impact traditionally associated with them – buildings are responsible for 40 per cent of global energy consumption and 33 per cent of greenhouse gas emissions.

    Architecture plays a crucial role in promoting sustainable, environmentally conscious design and office practices. Sustainable architectural practices not only address environmental concerns but also contribute to healthier, more productive work environments in many ways. Here’s how green buildings and sustainable architecture can make a difference:

    1. Energy efficiency and renewable resources

    One of the primary goals of sustainable architecture is to reduce energy consumption, which can be achieved through various design strategies that maximise natural light, improve insulation, and enhance ventilation. Energy-efficient buildings often incorporate advanced materials and technologies, such as low-emissivity glass, bamboo, reclaimed wood, recycled metal, green roofs, and energy-efficient HVAC systems. Additionally, the integration of renewable energy sources, such as solar panels and wind turbines, helps in reducing the carbon footprint of office buildings. While there might be a slightly higher price to pay for sustainable design elements, they lead to significant cost savings in the long run.

    2. Building Information Modeling (BIM)

    Building Information Modeling (BIM) is a relatively new technology that is revolutionising the way architects design and manage buildings. BIM provides a comprehensive 3D digital representation of the physical and functional characteristics of a building, enabling better decision-making throughout the lifecycle of the project. Expansive databases are a part of advanced BIM software systems, which hold key information such as construction sequencing, cost, and lifecycle management. This allows for better resource management and collaboration across the various teams that are involved in creating a commercial space, and helps ensure waste is minimised.  By integrating data on energy performance, materials, and construction processes, BIM helps architects optimise the design for sustainability, reducing waste, and improving efficiency.

    3. Modular and prefabricated construction

    Modular and prefabricated construction techniques are gaining popularity as sustainable architectural solutions across India. These methods involve producing building components in a controlled factory environment and then assembling them on-site. This approach reduces construction time, minimises waste, and improves quality control as modular buildings are often made using sustainable materials like reinforced concrete, which is also an excellent insulator. Moreover, prefabricated commercial buildings can be designed for disassembly, allowing materials to be reused or recycled, further enhancing their sustainability.

    4. Adaptive reuse and retrofitting

    A key challenge in the realm of architecture is incorporating environmentally friendly materials and processes into pre-existing buildings that were not designed to be sustainable. India recycles only one per cent of its construction and demolition waste, which is cause for concern as the construction waste generated in India is 150 MT, accounting for 35 per cent – 40 per cent of global construction and demolition waste every year. Adaptive reuse and retrofitting of existing buildings are essential strategies to combat this, which involves updating building systems and components to improve energy efficiency and functionality, ensuring that older buildings meet modern sustainability standards. By repurposing old structures for new uses, architects can preserve cultural heritage while reducing the environmental impact associated with demolition and new construction.

    5. Biophilic design

    Biophilic design, which emphasises the connection between people and nature, is another key element of sustainable architecture that can make a huge difference. This design philosophy encourages architects to find new and functional ways to incorporate natural elements into a commercial space. Weaving natural elements such as plants, water features, airflow, and natural light into office spaces is also known to enhance employee well-being and productivity by 15 per cent. Green walls, indoor gardens, and atriums not only improve air quality but also create a calming, aesthetically pleasing environment that promotes mental health.

    6. Smart technologies and IoT

    Another key way in which architecture can help promote environmental consciousness is through the integration of smart technologies and the Internet of Things (IoT) in office buildings. Architects can champion sustainability by incorporating smart systems like occupancy sensors, intelligent and motorised windows, telemetry mechanisms, smart HVAC systems, etc. to optimise efficiency and reduce costs in real-time. IoT sensors can also be employed in sustainable design to track occupancy patterns and adjust building systems accordingly, ensuring that energy is used only when and where it is needed.

    Conclusion

    It is no secret that architecture holds the key to promoting sustainable offices and environmentally conscious design practices. Sustainable architecture is not just a choice, but an imperative decision that can help limit the effects of climate change and pave the way for a more resilient future. By embracing innovative technologies, materials, and design strategies, architects can create office spaces that are not only energy-efficient and environmentally friendly but also conducive to the well-being and productivity of their occupants.

    The article has been authored by Eleganz Interiors MD & CEO Sameer Pakvasa.

  • Blending innovation with traditions: Pare Innovation’s foray into home décor

    Blending innovation with traditions: Pare Innovation’s foray into home décor

    Mumbai: Pare Innovation’s is, in fact, a market niche in the relentless circles of reinvention of home decor that straddles innovation and tradition like never before. It has expanded interior design further by skillfully integrating the traditional craft with the latest technology. In fact, the fusion does not only conserve the cultural heritage, celebrate it, and tastefully function in tandem with modern-day requirements, but it accomplishes the task efficiently.

    Pare Innovation’s commitment to the preservation of traditional art forms is reflected in their very approach to production and creation, which uses age-old techniques that are now improvised with modern technology. Their wall panels, for one, often take inspiration in classic motifs such as intrinsic texture pattern(the shades we have don’t reflect historical architecture, instead we have shades in fabric tones that replicate the touch and feel of fabric that we can associate with Indian fabrics). Working with these has been created through sophisticated manufacturing processes that make beauty and durability last into the finished product. By doing this, Pare Innovation’s is paying respect to the traditional skills while giving a feel of modernity in its products.

    Innovative Materials Meet Timeless Design

    Another way tradition is woven into the modernity of Pare Innovations is with the use of new, innovative materials. For example, its product line of wall panels features those that give the appearance of some of the traditional material peers, like wood and marble, while they are made of a new, sustainable material. These all have the aesthetic attraction of classic design while being more durable and requiring less maintenance. This permits homeowners to take advantage of the feel of traditional elements without really giving anything in return.

    Tailor-Made Solutions for Personal Spaces

    One of the significant hallmarks of Pare Innovations is that their services are based on bespoke services that go on to honor the very traditional and the newest of design aspects. In such couture services, therefore, a client can find a place to insert personal elements that reflect the individual taste and cultural background of the client. Be it a traditional motif translated into a modern context or an absolutely new design, that retrieves the essence of cultural themes, the custom solutions from Pare Innovations bind the past with the present. This kind of approach caters to different aesthetic tastes and guarantees that every space is uniquely articulated according to the vision of a home owner.

    Sustainability Meets Tradition

    Sustainability is a recent cornerstone of Pare Innovations—new modernity effortlessly blended with traditional values. The company leans toward eco sustainability with its choice of materials and processes, meant to reduce environmental impact. In many cases, their wall panels are made of raw material sourcing or recycling, conforming to modern environmental standards in a classic, traditional way. This commitment to sustainability ensures that traditional beauty is preserved in a way that respects and protects the environment.

    Elegantly functional

    This synthesis of tradition and modernity is not just limited to Pare Innovations’s visual quality, one can easily see that it permeates even the functionality of its many products. A lot of its products are made not only to add to the visual quality of a place but are also much concerned with the practical use of the place. We are not carrying any acoustical product right now… Maybe you can suggest No ply required as a function.For instance, their acoustic wall panels house traditional designs besides offering soundproofing benefits which are highly appreciated in today’s interiors. This fusion of form and function becomes a reflection of the company’s new age toward modern living, yet suffused with the richness of traditional craftsmanship.

    Conclusion

    Pare Innovations’s way of creating a décor product is a masterpiece of the fusion of tradition with innovation. The company gives life to traditional designs by modern methods and materials in an interpretation of the revival. This commitment to blending heritage-related ideals with modern needs gets further reiterated as it delivers dedication in the sphere of sustainability and custom solutions. For this reason, at Pare Innovations, there are all kinds of home decor solutions to celebrate the exuberance of cultural history but keep pace with the design developments in the present. Those who would like to enrich an interior in classic charm combined with a sophistication statement, Pare Innovations is the ultimate choice.
     

  • Kirloskar and CNNIC celebrate 16 years of partnership

    Kirloskar and CNNIC celebrate 16 years of partnership

    Mumbai: Kirloskar, a multi-engineering conglomerate in India celebrates its 16th consecutive year of partnership with CNN International Commercial (CNNIC) to promote sustainability solutions and green initiatives to global audiences.

    This long-standing collaboration centers around Kirloskar’s sponsorship of CNN’s Going Green initiative, a series that showcase advancements in sustainability, visionary innovators, and influential leaders dedicated to tackling pressing environmental challenges. Over the past 16 years, through this partnership Kirloskar has reached global audiences including environmentally conscious viewers and business decision-makers to foster a deeper understanding of sustainable innovations.

    This year’s campaign focuses on Kirloskar’s sponsorship of two Going Green shows airing on CNN International in July and November. The first show delves into the world of sustainable style, looking at designers who are revolutionizing the industry, innovations in low-impact textiles, and how major brands are incorporating eco-friendly practices. Additional content highlighting the green agenda, also sponsored by Kirloskar, will also be available across CNN’s TV, digital and social platforms.

    CNN International Commercial SVP Cathy Ibal said, “Sixteen years ago, Kirloskar’s vision for a sustainable future resonated deeply with CNNIC. Since then, our partnership has blossomed as we’ve witnessed their unwavering mission to promote environmental sustainability. By aligning their brand with our compelling Going Green content, we are positioning Kirloskar alongside the story of a movement towards a healthier planet. We’re incredibly proud of this enduring collaboration and excited to see what the next chapter holds.”

    Kirloskar Proprietary Ltd VP Anand V. Chitley said, “At Kirloskar, we’ve always been a champion for positive environmental impact. Partnering with CNN, a visionary media leader who shares our commitment to a sustainable future, allows us to spark powerful conversations that ignite real change. Together, we’re empowering people to become active participants in building a greener tomorrow.”

  • Five start-up founders who leveraged tech to disrupt

    Five start-up founders who leveraged tech to disrupt

    Mumbai: Earlier this year, the Confederation of Indian Industry (CII) had highlighted in its report how Indian startups are likely to create 50 million new jobs and add $1 trillion to the economy by 2029-30 (FY30). The technological advancements witnessed in the last decade are proof of this projection, as they continue to help founders disrupt the industry with innovative solutions. From mobility to hospitality and even sectors such as media, gaming and entertainment, technological innovations have helped entrepreneurs claim new heights of success, from very early on.  

    Harnessing cutting-edge technologies, these young entrepreneurs have unlocked new benchmarks of success, building enterprises that deliver immense public value. We look at five such startup founders whose entrepreneurial passion has broken all barriers, and that too, early on in their lives.

    Ritesh Agarwal: Founded OYO Rooms in 2013 at the age of 19

    Ritesh’s extensive travel across India exposed a significant gap in the market—budget hotels that offered both affordability and quality service were hard to come by. This insight led to the creation of OYO in 2013. What began as a solution to a personal problem quickly evolved into one of the world’s largest hotel chains, now over 1.5 million rooms in more than 80 countries.

    By leveraging advanced technology, OYO has made booking affordable and quality accommodations effortless and accessible. Agarwal’s story is an inspiring example of turning a simple, idle observation into a global business. His other key achievements include being the youngest Shark on Shark Tank India Season 3 and getting featured in the Hurun Rich List with an estimated net worth of $1.1 billion, among others.

    Dilsher Malhi: Founded Zupee in 2018 at the age of 23

    Dilsher Malhi is the founder and CEO of Zupee, a skill-based gaming company, known for its flagship game Zupee Ludo. For Dilsher, the journey started in 2018, when after graduating with a B. Tech degree in Chemical Engineering from IIT Kanpur, he went on to pursue his passion with entrepreneurship and gaming. His technology-led innovation and gamification approach took him to create Zupee, which has become a leader in gaming innovation in the fiercely competitive online gaming industry. Dilsher and his team reinvented skill-based Ludo in an online avatar to empower users with learning and joy. In the process, Zupee did not only own a category, they actually established the category. Under his leadership, Zupee has 100 mn users associated with them. Featured on Forbes 30 under 30 Asia, 2021, the story of Dilsher goes on to prove that with passion and vision, everything is possible.

    Bhavish Aggarwal: Founded Ola in 2010 at the age of 25

    Bhavish Aggarwal is the co-founder and CEO of Ola, a ride-hailing platform. His journey began in 2010, when, after earning a B. Tech degree in Computer Science and Engineering from IIT Bombay, he decided to transform the transportation industry in India. Bhavish’s vision was to leverage technology to create a convenient and affordable solution to the country’s chaotic commuting challenges. What started as a small operation in Mumbai quickly expanded into a nationwide network, offering services in over 250 cities. Under his leadership, Ola has grown into a diversified mobility platform, branching into electric vehicles, food delivery, and financial services. Bhavish’s relentless pursuit of innovation has not only disrupted the traditional taxi industry but has also made Ola a household name across India

    Pavan Guntupalli (24), Aravind Sanka (25), and SR Rishikesh: Co-founded Rapido in 2015

    Within 9 years of its inception, Rapido undertook technology and business innovation to foray into all three verticals of ride hailing services, including Rapido Bike-taxis, Auto rickshaw, and cabs. Rigged with technology, the app connects commuters with bike taxis for an easy and pocket-friendly way of getting around cities quickly. Services are now available in more than 100 cities. Rapido is expanding its ride offerings in more cities, looking to further strengthen its position as a ride-hailing leader with its zero-commission model.

    Azhar Iqubal: Co-founded Inshorts in 2013 at the age of 22

    Azhar Iqubal is the Co-founder and CEO of Inshorts, a cutting-edge content discovery platform that has revolutionised how news is consumed in the digital age. At 22, Azhar recognised the need for a more efficient way to access information, especially in a world where attention spans are shrinking. Leveraging his technical expertise and an understanding of user behaviour, he co-founded Inshorts in 2013. The platform uses algorithms to curate and summarize news into 60-word snippets, delivering concise and relevant content to millions of users daily. Azhar’s tech-driven approach streamlined news consumption and also set a new standard in the media industry. Under his leadership, Inshorts has become a go-to source for quick, reliable news, proving that innovation in technology can fundamentally make a difference in how information is disseminated and consumed.

  • Personal Loan Eligibility Calculator: Estimate Your Loan Potential

    Personal Loan Eligibility Calculator: Estimate Your Loan Potential

    A personal loan eligibility calculator is a tool that helps one calculate one’s capability of taking a personal loan from a lender according to their terms and conditions. For checking this eligibility the calculator considers different factors such as monthly income nature of employment, CIBIL score, etc. So, to experience a smooth approval process one must know these criteria. These calculators can be used by both self-employed and salaried people. One only needs to enter the essential details like loan amount, interest rate and tenure and they can understand whether they’re capable or not. This article will cover everything about the personal loan eligibility calculator from benefits to the documentation required.

    Factors Affecting Personal Loan Eligibility 

    Various lenders offer personal loans and the easiest way to get these loans is through an app. Research the best app for personal loans before applying. Apart from selecting the app, one must consider various factors that affect loan eligibility. These factors are mentioned below.

    Age

    Lenders consider your age during the approval process because this determines your ability to repay the loan. So a borrower must be 18 or above.

    Monthly Income

    Another considerable factor is the monthly income earned. Most lenders consider this to check your repayment ability. Also, the higher will be your income, the higher the amount of loan you’ll be able to apply for.

    Credit Score

    This is one of the crucial factors lenders consider when deciding to approve your application or not. This indicates the lenders about your repayment ability and how well you settled your earlier debts. Most lenders ask for a minimum score of 750. 

    Employment Nature

    A personal loan can only be applied for if one has a stable income. This stale income can come from two sources, either from your job or from your business. So lenders check whether you have stable employment to repay the loan or not.

    Documents Required for Personal Loan

    A loan application requires some documents to be submitted to get the approval. Some of the essential required documents include the following.

    Identity Proof

    Lenders ask for your identity proof to save themselves from the risk of defaulting borrowers. An ID helps to inform the lenders that you’re a permanent citizen of India and will not leave the country after taking a loan. One can provide Aadhar, PAN, etc for this proof.

    Address Proof

    Lenders ask for your address proof to be sure that you have a residential address. For this, they might ask you for documents like electricity bills, utility bills etc.

    Income Proof

    They ask for your income proof to be sure that you’re capable of repaying the loan. For this, they ask for your salary slips or if you’re a business owner then your profit & loss statements. So, one must arrange everything in advance.

    Employment Proof

    Lenders ask for employment proof because this helps them know you’re capable of repaying the loan. Also, this reduces the risk of defaulting on the loan. So make sure you can provide the offer letter or any other employment proof.

    Benefits of Personal Loan Eligibility Calculator

    Personal loan eligibility calculators offer various benefits. The best app for personal loan can provide an intuitive and accurate calculator which will help you in many ways. Let’s look at the key advantages offered by the personal loan eligibility calculator.

    Select the Right Loan Amount

    The eligibility calculator suggests the maximum amount you can apply for based on your financial situation. This helps in selecting the right loan amount which can be easily repaid by you. This will improve your chances of approval.

    Knowing EMIs in Advance

    After you decide on the loan amount you want to take, the next step is to check the EMIs. If the EMIs are higher, one can lower the amount of loan that they wish to take. 

    Finding Alternate Sources

    Another benefit of using an eligibility calculator is that it tells you whether a particular lender will meet your requirements. This in turn helps consider other alternatives that can help you get financing. 

    Quick Calculation

    The calculator offers a quick and convenient way to check eligibility. These calculators require a few inputs to provide you with the calculation. They include loan amount, tenure, interest rate, etc.

    Conclusion

    A personal loan eligibility calculator helps one check their eligibility before applying for a personal loan from a particular lender. This helps one understand whether the lender meets their requirements or not. Apart from this, various other eligibility calculators offer several benefits like selecting the right loan amount, knowing EMIs in advance, considering alternate sources, quick calculation, etc. However, only considering the benefits is not enough. You must research thoroughly which calculator might suit your requirements.

  • Rohit Sharma joins forces with Fittr

    Rohit Sharma joins forces with Fittr

    Mumbai: Rohit Sharma has announced a partnership with Fittr, a fitness platform. This collaboration introduces the Fittr Hart ring, a smart ring designed to seamlessly integrate health tracking into everyday life, making fitness more accessible, personal, and engaging for millions of Indians.

    In a nation where the pressures of modern life are increasingly taking a toll on health, this partnership couldn’t be more timely. With a mission to inspire a shift from sedentary habits to active lifestyles, Rohit Sharma and Fittr are poised to lead India towards a new era of well-being, where fitness is no longer a luxury but a way of life.

    The Fittr Hart ring isn’t just another piece of wearable tech. It’s a game-changer. This sleek, stylish ring tracks everything from your daily steps, activity to your sleep quality, hrv, heart rate, spo2, recovery, stress levels, skin temperature and even Vo2max, offering real-time insights into your health. But it doesn’t stop there, the Fittr Hart ring is designed to adapt to you, setting personalised goals based on your recovery patterns and overall health, ensuring that you’re not just working out-you’re working out smarter.

    Rohit Sharma, represented exclusively by Rise Worldwide, has long been a proponent of maintaining peak physical condition, and is enthusiastic about what this partnership means for India. “Fitness isn’t just about hitting the gym—it’s about understanding your body and making informed choices every day, regarding overall wellbeing.” Sharma said. “The Fittr Hart ring will be a tool for people to take control of their health in a way that’s simple, effective, and most importantly, personalized.”

    Fittr founder & CEO Jitendra Chouksey sees this partnership as a catalyst for widespread change. “Partnering with Rohit Sharma allows us to connect with people from all walks of life-athletes, professionals, and everyone in between. The Fittr Hart ring is our way of saying that fitness is for everyone, and we’re here to support you every step of the way.”

    Fittr’s journey from a passion project to a global fitness community has been nothing short of extraordinary. With over two million users across 150 countries, the platform has empowered countless individuals with expert coaching, nutrition advice, and a supportive community. The Fittr Hart ring represents the next step in this journey, embodying Fittr’s commitment to making fitness not just accessible, but an integral part of daily life.

    This partnership between Rohit Sharma and Fittr is more than just a collaboration—it’s a call to action. It’s an invitation to every Indian to take charge of their health, to embrace the future of fitness, and to join a movement that’s about more than just numbers. It’s about living better, feeling better, and being better.