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How the Power of Compounding Can Provide Better Returns for Your Child Plan

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Every parent wants to build a strong financial base for their little one. A child plan can help you save in an organised way, yet real growth happens when returns begin to build on top of previous returns. This is where compounding comes in.   

Even with small contributions, you can create a solid corpus because every bit of earnings is reinvested. When you combine long-term discipline with the right tools, such as a power of compounding calculator, to plan your child’s future, you gain clearer insight into how your savings can grow. This makes it easier to plan for education, skills, and other major milestones without stress.

What Does ‘Power of Compounding’ Refer To?

The power of compounding refers to the process in which your investment earns returns, and these returns also begin earning additional returns over time. It works like a growth loop that gets stronger the longer you stay invested. In the early years, the growth may seem slow, but as time passes, the reinvested returns begin to multiply. This effect is especially important for long-term goals like your child’s education or future financial independence.

To make this easier to understand, you can use a power of compounding calculator. It shows how small monthly investments can grow when compounding is involved. When you use a power of compounding calculator to plan your child’s future, you can compare different investment horizons, contribution amounts, and rate-of-return scenarios. This helps you select the right child plan based on your long-term goals.

How Compounding Leads to Better Returns for Your Child Plan

A child plan becomes much more effective when you give it time to grow.

• Because these plans usually run for long durations, the compounding effect becomes stronger every year. When your returns start   generating additional returns, the total value of your investment grows much faster than it would with simple interest.

• Even if the amount invested each month is modest, time gives it room to grow into a meaningful future fund. A children’s investment plan that runs for 10 to 20 years can transform small, steady contributions into a large education or career fund.

• Compounding also helps smooth out market movements (if the plan is market-linked). Investment returns can vary from year to year, but compounding ensures that the accumulated value keeps rising over the long run.

• Additionally, a child plan often comes with life cover, which means the future contributions may be taken care of even if something unfortunate happens to the parent. This ensures the compounding process continues, regardless of circumstances. 

You can use a power of compounding calculator to plan your child’s future and see how you can plan more effectively. 

Example of Compounding

Let’s consider a simple example to understand how compounding works in a child plan.

Imagine you invest ₹3,000 every month into a plan that generates an average return of around 10% per year. During the initial years, your main earnings come from the contributions you make. 

But as the years pass, the compounding effect begins to strengthen. Your balance grows not just from your monthly contributions but also from the reinvested returns. By the end of 15 years, you would have invested ₹5.4 lakh in total. But thanks to compounding, your wealth could grow to ₹12.5 lakhs (approx). 

Now imagine extending this to 18 or 20 years. The growth becomes even more dramatic because compounding accelerates in the final years. If you use a power of compounding calculator, you can test different scenarios, such as increasing your monthly savings, starting earlier, or adjusting the expected rate of return.

This example shows how a small, steady contribution to a children’s investment plan can turn into a large fund simply by giving compounding enough time. The key is to remain patient, consistent, and committed to long-term investing.

To sum it up, compounding is one of the strongest tools you can use to build a secure financial future for your child. When paired with a suitable child plan, even small contributions turn into meaningful amounts over time. By using a power of compounding calculator to plan your child’s future, you can make smart decisions, track your progress, and stay motivated. 

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MAM

Nielsen launches co-viewing pilot to sharpen TV measurement

Super Bowl pilot to refine how shared TV audiences are counted

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MUMBAI: Nielsen is taking a fresh stab at one of television’s oldest blind spots: how many people are actually watching the same screen. The audience-measurement giant on February 4 unveiled a co-viewing pilot that uses wearable devices to better capture shared viewing, starting with America’s biggest broadcast stage.

The trial begins with Super Bowl LX on NBC on February 8, 2026, before extending to other high-profile live sports and entertainment events in the first half of the year. The goal is simple but commercially potent: count viewers more accurately, especially during live spectacles that pull families and friends to one screen.

The new approach leans on Nielsen’s proprietary wearable meters, wrist-worn devices that resemble smartwatches. These passively capture audio signatures from TV content, logging exposure to shows, films and live events without requiring viewers to sign in or self-report. In theory, fewer clicks, fewer lapses, better data.

Karthik Rao, Nielsen’s ceo, cast the move as part of a broader measurement push. He said the company’s task is to keep pushing accuracy as clients invest heavily in live programming that draws mass audiences. The co-viewing pilot, he added, builds on upgrades such as Big Data + Panel measurement, out-of-home expansion, live-streaming metrics and wearable-based tracking.

Co-viewing is not new territory for Nielsen, which has long tried to estimate how many people sit before a single set. What is new is the heavier integration of wearables and passive detection to reduce reliance on active inputs from panel homes.

For now, the pilot comes with caveats. Co-viewing estimates from the trial will not be folded into Nielsen’s Big Data + Panel ratings, which remain the industry’s trading currency. Instead, pilot findings will be shared with clients a few weeks after final Big Data + Panel ratings are delivered. Clients may disclose those findings publicly.

More impact data will follow later this year. Full integration into Nielsen’s marketing-intelligence suite is slated as a longer-term play, with a target of bringing co-viewing into currency measurement for the 2026–2027 season. This is only phase one, with further co-viewing enhancements planned beyond 2026 and additional timelines to be announced.

The push fits a wider pattern. Nielsen has in recent years expanded big-data integration, adopted first-party data for live-streaming measurement and broadened out-of-home tracking. It also positions itself as the reference point for streaming metrics through products such as The Gauge and the Nielsen Streaming Top 10.

In a market where billions of ad dollars hinge on decimal points, counting who is in the room matters. If Nielsen can pin down shared viewing, the humble sofa could become prime measurement real estate. The race to count every eyeball just found a new wrist to watch.

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Delhivery chairman Deepak Kapoor, independent director Saugata Gupta quit board

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Gurugram: Delhivery’s boardroom is being reset. Deepak Kapoor, chairman and independent director, has resigned with effect from April 1 as part of a planned board reconstitution, the logistics company said in an exchange filing. Saugata Gupta, managing director and chief executive of FMCG major Marico and an independent director on Delhivery’s board, has also stepped down.

Kapoor exits after an eight-year stint that included steering the company through its 2022 stock-market debut, a period that saw Delhivery transform from a venture-backed upstart into one of India’s most visible logistics platforms. Gupta, who joined the board in 2021, departs alongside him, marking a simultaneous clearing of two senior independent seats.

“Deepak and Saugata have been instrumental in our process of recognising the need for and enabling the reconstitution of the board of directors in line with our ambitious next phase of growth,” said Sahil Barua, managing director and chief executive, Delhivery. The statement frames the exits less as departures and more as deliberate succession, a boardroom shuffle timed to the company’s evolving scale and strategy.

The resignations arrive amid broader governance recalibration. In 2025, Delhivery appointed Emcure Pharmaceuticals whole-time director Namita Thapar, PB Fintech founder and chairman Yashish Dahiya, and IIM Bangalore faculty member Padmini Srinivasan as independent directors, signalling a tilt towards consumer, fintech and academic expertise at the board level.

Kapoor’s tenure spanned Delhivery’s most defining years, rapid network expansion, public listing and the push towards profitability in a bruising logistics market. Gupta’s presence brought FMCG and brand-scale perspective during a period when ecommerce volumes and last-mile delivery economics were being rewritten.

The twin exits, effective from the new financial year, underscore a familiar corporate rhythm: founders consolidate, veterans rotate out, and fresh voices are ushered in to script the next chapter. In India’s hyper-competitive logistics race, even the boardroom does not stand still.

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MAM

Meta appoints Anuvrat Rao as APAC head of commerce partnerships

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SINGAPORE: Anuvrat Rao has taken charge as APAC  head of commerce and signals partnerships at Meta, steering monetisation deals across Facebook, Instagram and WhatsApp from Singapore. The former Google executive, known for launching Google Assistant, PWAs, AMP and Firebase across Asia-Pacific, steps into the role after a high-growth stint as chief business officer at Locofy.ai.

At Locofy.ai, Rao helped convert a three-year free beta into a paid engine, clocking 1,000 subscribers and 15 enterprise clients within ten days of launch in September 2024. The low-code startup, backed by Accel and top tech founders, is famed for turning designs into production-ready code using proprietary large design models.

Before that, Rao founded generative AI venture 1Bstories, which was acquired by creative AI platform Laetro in mid-2024, where he briefly served as managing director for APAC. Alongside operating roles, he has been an active investor and advisor since 2020, backing startups such as BotMD, Muxy, Creator plus, Intellect, Sealed and CricFlex through a creator-economy-led thesis.

Rao spent over eight years at Google, holding senior partnership roles across search, assistant, chrome, web and YouTube in APAC, and earlier cut his teeth in strategy consulting at OC&C in London and investment finance at W. P. Carey in Europe and the US.

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